European Banking Authority Q&A Database
Official Q&As published by the European Banking Authority on CRD, CRR, PSD2, AML, and other EU banking regulations.
2,714 final Q&As · page 26 of 55 · View all sources
Development Banks in the template C 33.00 General Government Exposure
Regulation (EU) No 575/2013 (CRR) · Art. 99
Answered 2019-07-12
C 17 template
Regulation (EU) No 575/2013 (CRR) · Art. 99
Answered 2019-07-12
Adjustments due to IFRS 9 transitional arrangements included in RWAs and interaction with validation rule v3689_s in template C5.01.
Regulation (EU) No 575/2013 (CRR) · Art. 99
Answered 2019-07-12
FINREP: COUNTERPARTY BREAKDOWN: HOUSEHOLDS
Regulation (EU) No 575/2013 (CRR) · Art. 99
Answered 2019-07-12
MREL requirement if resolution strategy is liquidation (no bail-in tool used)
Directive 2014/59/EU (BRRD) · Art. 45, 45c, 45f
Answered 2019-06-28
Calculation of institution-specific countercyclical capital buffer rates
Directive 2013/36/EU (CRD) · Art. 130, 139, 139, 140
Answered 2019-06-21
Scope of the corporate SCA exemption.
Directive 2015/2366/EU (PSD2) · Art. 98
Answered 2019-06-14
"Authorisation number" in eIDAS certificates
Directive 2015/2366/EU (PSD2) · Art. 65, 66, 67
Answered 2019-06-14
Requirement on the use of a Qualified Certificate for Electronic Seals (QSealC) for integrity and authenticity
Directive 2015/2366/EU (PSD2) · Art. 98
Answered 2019-06-14
Qualified certificate under eIDAS for ASPSP
Directive 2015/2366/EU (PSD2) · Art. 98
Answered 2019-06-14
Secure corporate payment processes and protocols
Directive 2015/2366/EU (PSD2) · Art. 98
Answered 2019-06-14
Applicability of SCA to electronically processed SEPA Direct Debits / Interpretation of EBA Q&A 2018_4359
Directive 2015/2366/EU (PSD2) · Art. 97
Answered 2019-06-07
ASPSP providing updated payment status to PISP
Directive 2015/2366/EU (PSD2) · Art. 46
Answered 2019-06-07
Validation rule v1088_m
Regulation (EU) No 575/2013 (CRR) · Art. 99
Answered 2019-06-07
Securitisations reporting in C 09.04 for v 2.8
Regulation (EU) No 575/2013 (CRR) · Art. 99
Answered 2019-06-07
Reverse repos (Reverse Repurchase Agreements) in AE-Assets Encumbrance
Regulation (EU) No 575/2013 (CRR) · Art. 100
Answered 2019-06-07
Validation rule v0853_m - Framework release 2.8
Regulation (EU) No 575/2013 (CRR) · Art. 99
Answered 2019-06-07
FINREP Locom valued debt instruments: Reporting of "Accumulated negative value adjustments on LOCOM assets - credit risk induced"
Directive 2013/36/EU (CRD) · Art. na
Answered 2019-06-07
Finrep Solo GAAP: The following validation rules v5476_m until v5489_m are missing the column"Accumulated negative value adjustments on LOCOM assets - credit risk induced"
Regulation (EU) No 575/2013 (CRR) · Art. 99
Answered 2019-06-07
Difference in reporting requirements for C71 as per the EBA Annotated Reports and ITS Monitoring Metrics
Regulation (EU) No 575/2013 (CRR) · Art. 415
Answered 2019-06-07
Testing eIDAS certificates before 14 September 2019
Directive 2015/2366/EU (PSD2) · Art. 98
Answered 2019-06-07
Application of Transaction Risk Analysis (TRA) exemption – Real time risk analysis / monitoring
Directive 2015/2366/EU (PSD2) · Art. 98
Answered 2019-06-07
Accumulated other comprehensive income in template C.01.00
Regulation (EU) No 575/2013 (CRR) · Art. 99
Answered 2019-06-07
Currency conversion of the EUR thresholds contained in the RTS
Directive 2015/2366/EU (PSD2) · Art. 97
Answered 2019-06-07
Transaction Risk Analysis (TRA) exemption – Frequency of recalculation of fraud rate
Directive 2015/2366/EU (PSD2) · Art. 98
Answered 2019-06-07
Exemption for secure corporate payment processes and protocols
Directive 2015/2366/EU (PSD2) · Art. 97
Answered 2019-06-07
Report gross or netted cash flows in the row 360 of C66 (maturity ladder) of non-forex and non-option-like derivatives under a valid netting agreement but without collateral agreement
Regulation (EU) No 575/2013 (CRR) · Art. 415
Answered 2019-06-07
Low Credit Risk Template 4.4.1 and 4.3.1
Regulation (EU) No 575/2013 (CRR) · Art. 99
Answered 2019-06-07
Reporting of fees and levies in FINREP template F 02
Regulation (EU) No 575/2013 (CRR) · Art. 99
Answered 2019-06-07
Certfication in relation to a Technical Service Provider (TSP)
Directive 2015/2366/EU (PSD2) · Art. 98
Answered 2019-05-24
Authentication code
Directive 2015/2366/EU (PSD2) · Art. 97
Answered 2019-05-24
Information to be provided / made available by ASPSP to payment initiation service provider (PISP)
Directive 2015/2366/EU (PSD2) · Art. 4
Answered 2019-05-10
Breakdown of exposures by residual maturity
Regulation (EU) No 575/2013 (CRR) · Art. 99
Answered 2019-05-10
Validation rule v0682_m - DPM 2.7.0.1
Regulation (EU) No 575/2013 (CRR) · Art. 99
Answered 2019-05-10
Definition of a qualifying holding
Regulation (EU) No 575/2013 (CRR) · Art. 4
Answered 2019-05-03
Wide usage portability between Member States
Directive 2015/2366/EU (PSD2) · Art. 33
Answered 2019-04-26
Applicability of Article 34 (eIDAS certificates) prior to application date of Regulation (EU) 2018/389
Directive 2015/2366/EU (PSD2) · Art. 98
Answered 2019-04-26
Content of eIDAS certificates if agents or outsource providers are involved
Directive 2015/2366/EU (PSD2) · Art. 14
Answered 2019-04-26
Passporting and eIDAS certificates
Directive 2015/2366/EU (PSD2) · Art. 28
Answered 2019-04-26
Application of the Low Value Transaction Limits
Directive 2015/2366/EU (PSD2) · Art. 97
Answered 2019-04-26
Interpretation of the concept of senior management laid down in Article 3(1)(9) of CRD IV
Directive 2013/36/EU (CRD) · Art. 3
Answered 2019-04-26
Fraud rate calculation for TRA exemption – country dimension
Directive 2015/2366/EU (PSD2) · Art. 98
Answered 2019-04-12
Is a gradual reduction of the overdraft facility with a current account a forborne measure?
Regulation (EU) No 575/2013 (CRR) · Art. 99
Answered 2019-04-12
Validation rule on C_17.01 template - v5839_m
Regulation (EU) No 575/2013 (CRR) · Art. 99
Answered 2019-04-12
Validation rule on C_05.01 template - v4889_m
Regulation (EU) No 575/2013 (CRR) · Art. 99
Answered 2019-04-12
Fall back exemption
Directive 2015/2366/EU (PSD2) · Art. 98
Answered 2019-04-12
Calculation of the number of directorships held (privileged counting of mandates).
Directive 2013/36/EU (CRD) · Art. 91
Answered 2019-04-12
Is the validation rule for Finrep (DPM 2.7) v5510_m, correct?
Regulation (EU) No 575/2013 (CRR) · Art. 99
Answered 2019-04-12
Pillar III templates aligned with the new supervisory reporting package, DPM 2.7
Regulation (EU) No 575/2013 (CRR) · Art. 431 to 455
Answered 2019-04-12
Validation rules v5434_m to v5447_m in DPM 2.7.0
Regulation (EU) No 575/2013 (CRR) · Art. 99
Answered 2019-04-12
Source: European Banking Authority. Updated weekly. Q&As are non-binding guidance published under the ESA Single Rulebook Q&A process.
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