European Banking Authority Q&A Database

Official Q&As published by the European Banking Authority on CRD, CRR, PSD2, AML, and other EU banking regulations.

2,714 final Q&As · page 28 of 55 · View all sources

Applicability of the low-value contactless exemption to contactless-only devices

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2019-01-11

Validation rule v6063_m in v2.7.0.1

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2019-01-11

Validation rule v2818

Regulation (EU) No 575/2013 (CRR) · Art. 99, 100

Final Q&A

Answered 2019-01-11

DPM2.7.0.1 validation rules v5228_m,v5229_m,v_5231_m,v5235_m across template F18.00a, F04.04.1

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2019-01-11

Validation rules on template F 18.00 comparing with F 04.04.1 and F 01.01

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2019-01-11

Clarification “Other collateralized loans” template F 05.01

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2019-01-11

IFRS 9, validation rule v2776_m

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2019-01-11

Recognition of specific credit risk adjustments on securitised defaulted exposures under Article 266(1) CRR to reduce risk-weighted exposure amounts (RWEA) on IRB securitisation positions with 1250% risk weight (RW).

Regulation (EU) No 575/2013 (CRR) · Art. 266

Final Q&A

Answered 2019-01-11

Material exposure in connection with term "days past-due" in the definition of non-performing exposure

Regulation (EU) No 575/2013 (CRR) · Art. 178

Final Q&A

Answered 2019-01-11

Template F 16.01 - Interest income and expenses by instrument and counterparty sector

Regulation (EU) No 575/2013 (CRR) · Art. N/A

Final Q&A

Answered 2019-01-11

Template F 16.01 - Interest income and expenses by instrument and counterparty sector

Regulation (EU) No 575/2013 (CRR) · Art. N/A

Final Q&A

Answered 2019-01-11

Reclassification of own funds instruments from a grandfathered category to a fully eligible category and purpose of grandfathering provisions

Regulation (EU) No 575/2013 (CRR) · Art. 52, 63

Final Q&A

Answered 2018-12-21

Consent for the provision of PIS and AIS

Directive 2015/2366/EU (PSD2) · Art. 66, 67 and 68

Final Q&A

Answered 2018-12-21

Signature performed on the screen of a digital device as a factor in a two-factor SCA

Directive 2015/2366/EU (PSD2) · Art. 98

Final Q&A

Answered 2018-12-21

Access by AISPs when customer not present up to 4 times in a 24 hour period

Directive 2015/2366/EU (PSD2) · Art. 98

Final Q&A

Answered 2018-12-21

Exemptions from Strong Customer Authentication (SCA): trusted beneficiaries

Directive 2015/2366/EU (PSD2) · Art. 98

Final Q&A

Answered 2018-12-21

Exemption from strong customer authentication (SCA) for payment account information in combination with accessing account information online in web browser

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2018-12-21

Calculation of fraud rates in relation to Exemption Threshold Values (ETVs)

Directive 2015/2366/EU (PSD2) · Art. 98

Final Q&A

Answered 2018-12-21

Large exposures - treatment of connected clients principle on exposures to other group entities outside prudential scope of consolidation

Regulation (EU) No 575/2013 (CRR) · Art. 400

Final Q&A

Answered 2018-12-21

Credit Risk on Gold Bullion

Regulation (EU) No 575/2013 (CRR) · Art. 134

Final Q&A

Answered 2018-12-21

Treatment of a loan signed well in advance of a contractually agreed utilisation date (forward starting loan)

Regulation (EU) No 575/2013 (CRR) · Art. 166

Final Q&A

Answered 2018-12-21

Applicability of exemption from strong customer authentication (SCA) under Article 17 for card payments

Directive 2015/2366/EU (PSD2) · Art. 98

Final Q&A

Answered 2018-12-14

Operation and security risk assessment of a branch of a credit institution

Directive 2015/2366/EU (PSD2) · Art. 95

Final Q&A

Answered 2018-12-14

Interpretation of 'Active request for account information'

Directive 2015/2366/EU (PSD2) · Art. 67

Final Q&A

Answered 2018-12-14

Major incidents reporting

Directive 2015/2366/EU (PSD2) · Art. 96

Final Q&A

Answered 2018-12-14

Applicability of Strong Customer Authentication (SCA) to existing recurring payments solutions

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2018-12-14

Reporting of financial asset sales and write-offs in FINREP template F 02.00

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2018-12-14

Criteria for the application of the transaction risk analysis (TRA) exemption – Fraud rate calculation methodology for the application of the TRA exemption

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2018-12-07

Deferral of variable remuneration in instruments

Directive 2013/36/EU (CRD) · Art. 94

Final Q&A

Answered 2018-11-23

Calculation of 3 year indicator at consolidated level where figures for individual entities are negative

Regulation (EU) No 575/2013 (CRR) · Art. 315

Final Q&A

Answered 2018-11-23

Application of SCA when a PSU accesses payment transactions data older than on the last 90 days, without having access to sensitive payment data and for a period of 90 days after the last access using SCA

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2018-11-09

FINREP. Validation rule v5468_m

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2018-11-09

C 08.01 - validation rule v5739_h (applicable as of v2.7)

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2018-11-09

Reporting of memorandum items behavioural outflow/inflow in the ALMM maturity ladder (C 66.01)

Regulation (EU) No 575/2013 (CRR) · Art. 415

Final Q&A

Answered 2018-11-09

IFRS 9, validation rule v1386_m

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2018-11-09

Validation Rules v5014_m and v5015_m for FinRep nGAAP (v2.6)

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2018-11-09

Treatment of a securities lending and borrowing service with regard to the LCR / Traitement d’un service de prêt et d’emprunt de titres en ce qui concerne le ratio de couverture des besoins de liquidité

Regulation (EU) No 575/2013 (CRR) · Art. 425

Final Q&A

Answered 2018-11-09

Responsibility of national authority with regards to audit reports

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2018-10-26

Review of Security Measures - Auditors expertise

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2018-10-26

Review of the security measures: Audit report

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2018-10-26

On the access to trusted beneficiaries lists (RTS Art 13) by TPPs in write mode

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2018-10-26

Accessing payment account online in web browser shall exceed not 5 minutes without acitvity

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2018-10-26

Criteria for the application of the transaction risk analysis (TRA) exemption – Application of the TRA exemption by authorized PSPs other than the issuer and the acquirer

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2018-10-26

Criteria for the application of the transaction risk analysis (TRA) exemption – Application of the TRA exemption at the level of individual brand, product or scheme

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2018-10-26

Persistent authentication for wearable devices

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2018-10-26

EMV cards and EMV terminals supporting online authentication

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2018-10-26

Small bank: bail-in or liquidation