Reporting of memorandum items behavioural outflow/inflow in the ALMM maturity ladder (C 66.01)

The instructions on memorandum items behavioural outflow/inflow state to redistribute the amounts in items 1.3 (deposits) and 2.2 (loans). Does this mean that the total amount of notional and interest cash flows according to contractual agreements are redistributed across the time buckets? In other words, is it expected that the total amount in column 020 till 220 of row 17 (and 18) equal the total amount in column 020 till 220 of row 1.3 (and 2.2)?

Memorandum items 17 and 18 of ALMM have to be reported in accordance with the instructions in Annex XXII. These instructions state that the amounts reported in items 1.3 and 2.2 have to be redistributed into time buckets according to behavioural maturity. Items 1.3 (deposits) and 2.2 (loans) consist of all future contractual cash flows, both notional and interest, resulting from legally binding agreements. By following the instructions in Annex XXII, the total amount of notional and interest cash flows according to contractual agreements are allocated across time buckets related to behavioural maturity. From our point of view this seems strange because shortening or extending the maturity of the notional cash flow affects the height of the interest cash flows to be received. For example, a mortgage with a contractual term of 20 years that on behavioural assumptions redeems in 7 years. In item 2.2 interest cashflows are reported for 20 years and are (in total) higher than the expected interest cashflows based on a redemption profile of 7 years (behavioural). However the instruction in the Annex XXII on behavioural memorandum items appears to reflect that the total amount of (interest) cashflows reported for 20 years has to be redistributed to 7 years.