European Banking Authority Q&A Database

Official Q&As published by the European Banking Authority on CRD, CRR, PSD2, AML, and other EU banking regulations.

2,714 final Q&As · page 25 of 55 · View all sources

Allocating transfer from Share Premiun to Other components of equity.

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2019-10-04

Forbearance – past term interest only mortgages

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2019-10-04

FINREP – Forborne Exposures

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2019-10-04

Exit criteria from non-performing forborne category

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2019-10-04

Exit Criteria NPE

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2019-10-04

Retained Earnings in COREP/FINREP

Regulation (EU) No 575/2013 (CRR) · Art. N/A

Final Q&A

Answered 2019-10-04

FinRep Table 2: Interest income & Expense: Derivatives – Hedge accounting, interest rate risk

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2019-10-04

F35.00 Covered Bonds reporting of over collaterization

Regulation (EU) No 575/2013 (CRR) · Art. 100

Final Q&A

Answered 2019-10-04

F35.00 Covered Bonds - FX rates to be applied

Regulation (EU) No 575/2013 (CRR) · Art. 100

Final Q&A

Answered 2019-10-04

Defining a concession

Regulation (EU) No 575/2013 (CRR) · Art. 178

Final Q&A

Answered 2019-10-04

Reporting of past due exposures

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2019-10-04

Row asset-backed securities in Asset encumbrance templates

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2019-10-04

Other Asset

Regulation (EU) No 575/2013 (CRR) · Art. 430

Final Q&A

Answered 2019-10-04

Definition of financial corporates for Leverage Ratio and FinRepITS

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2019-10-04

Treatment of cash at bank under the large exposures regime

Regulation (EU) No 575/2013 (CRR) · Art. 389

Final Q&A

Answered 2019-10-04

Definition of Special Purpose Vehicle (SPV) as Financial Institution

Regulation (EU) No 575/2013 (CRR) · Art. Art. 4

Final Q&A

Answered 2019-10-04

Large Exposures Reporting of Volatility Haircut applied to Exposure Value

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2019-10-04

Originator obligations

Regulation (EU) No 2017/2402 (SecReg) · Art. 9

Final Q&A

Answered 2019-09-13

Clarification on whether a particular business model type constitutes the provision of an account information service as defined by Article 4 (16) of PSD2

Directive 2015/2366/EU (PSD2) · Art. Article 4

Final Q&A

Answered 2019-09-13

Validation rule e4898_n

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2019-09-13

Reporting of template C71.00 by significant currency

Regulation (EU) No 575/2013 (CRR) · Art. 415

Final Q&A

Answered 2019-09-06

Classification of multilateral development banks (MDBs) for the purpose of the reporting of the Additional Liquidity Monitoring Metrics (ALMM)

Regulation (EU) No 575/2013 (CRR) · Art. 415

Final Q&A

Answered 2019-09-06

Counterparty classification of the ESM and the ESFS

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2019-09-06

Is the scope of the RTS on strong customer authentication (SCA) and secure communication one-leg or two-leg?

Directive 2015/2366/EU (PSD2) · Art. 2

Final Q&A

Answered 2019-09-06

C 66.00, validation rule v5903_s

Regulation (EU) No 575/2013 (CRR) · Art. 415

Final Q&A

Answered 2019-09-06

The Implementation of the electronic communications exclusion in the voiced-based premium rate services market

Directive 2015/2366/EU (PSD2) · Art. 3

Final Q&A

Answered 2019-09-06

Conditions for the filling of template C 33.00

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2019-09-06

Geographical scope of application of the RTS on strong customer authentication (SCA) and secure communication requirements – ‘Two-leg’ transactions

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2019-09-06

Double counting of intra-group funding in C68.00

Regulation (EU) No 575/2013 (CRR) · Art. 415

Final Q&A

Answered 2019-09-06

Incorrect validation rule v4456_m

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2019-09-06

What is considered as a dedicated interface

Directive 2015/2366/EU (PSD2) · Art. 98

Final Q&A

Answered 2019-08-09

Inclusion of time taken for SCA in the performance KPI

Directive 2015/2366/EU (PSD2) · Art. 98

Final Q&A

Answered 2019-08-09

IFRS 9 Transitional Arrangements - Business Combination

Regulation (EU) No 575/2013 (CRR) · Art. 473a

Final Q&A

Answered 2019-08-09

Contactless transactions - SCA

Directive 2015/2366/EU (PSD2) · Art. 98

Final Q&A

Answered 2019-08-09

Review of security measures

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2019-08-09

SCA at vending machines without PIN pad

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2019-08-09

EBA ITS package for 2019 benchmarking exercise (Annex V, section 2, FX instruments)

Directive 2013/36/EU (CRD) · Art. 78

Final Q&A

Answered 2019-07-26

Treatment of failed SRT under Traditional Securitisation

Regulation (EU) No 575/2013 (CRR) · Art. 244, 247

Final Q&A

Answered 2019-07-26

Timely payment requirement for unfunded credit protection provided under credit risk insurance policies

Regulation (EU) No 575/2013 (CRR) · Art. 213

Final Q&A

Answered 2019-07-26

Proposals for mortgage credit extension described in Article 14 of the Directive 2014/17/EU as off-balance sheet exposures

Regulation (EU) No 575/2013 (CRR) · Art. 430

Final Q&A

Answered 2019-07-26

Supervisory Benchmarking - Alternative risk weight

Directive 2013/36/EU (CRD) · Art. 78

Final Q&A

Answered 2019-07-26

Annex I Template C101.00 - Sovereigns

Directive 2013/36/EU (CRD) · Art. 78

Final Q&A

Answered 2019-07-26

Supervisory Benchmarking Exercise, Annex II, C 102, columns 070 and 080 Counterparty types

Directive 2013/36/EU (CRD) · Art. 78

Final Q&A

Answered 2019-07-26

Responsibility for comprehensive assessment according to Article 95(2) PSD2

Directive 2015/2366/EU (PSD2) · Art. 95

Final Q&A

Answered 2019-07-19

Liability for fraud when SCA exemption used

Directive 2015/2366/EU (PSD2) · Art. 74

Final Q&A

Answered 2019-07-19

Confidentiality of offline PIN

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2019-07-19

Synthetic securitisation of undrawn revolving credit facilities

Regulation (EU) No 575/2013 (CRR) · Art. 4, 4, 251, 245, 251

Final Q&A

Answered 2019-07-19

Interaction between Articles 473a and 127 of the CRR (risk weight factor for exposures in default under the standardised approach)

Regulation (EU) No 575/2013 (CRR) · Art. 473a

Final Q&A

Answered 2019-07-19

Asset denominated in one currency and funded in a different currency subject to a FX Swap exchanging those two currencies

Regulation (EU) No 575/2013 (CRR) · Art. 114

Final Q&A

Answered 2019-07-19

COREP C06.01 template - Consistency of the EBA taxonomy control v6288_m

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2019-07-12

Source: European Banking Authority. Updated weekly. Q&As are non-binding guidance published under the ESA Single Rulebook Q&A process.

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