European Banking Authority Q&A Database

Qualification of a branch as originator, designation of Competent Authority and compliance with STS requirements

Regulation (EU) No 2017/2402 (SecReg) · Art. Articles 2(3) and 29(5)

Meaning of "established in the Union"

Regulation (EU) No 2017/2402 (SecReg) · Art. 18

Use of conditional sale agreements to season assets by an originator instead of the originator purchasing the assets and then selling the same to a securitisation SPE

Regulation (EU) No 2017/2402 (SecReg) · Art. 2

Discretionary pension benefits

Directive 2013/36/EU (CRD) · Art. 94

Maturity floor for SFT transactions under a master netting agreement that does not fulfill the enforceability criteria of CRR Article 206.

Regulation (EU) No 575/2013 (CRR) · Art. 162

The scope of the regulation described in Article 6 mismatches what is presented as an option in the Annex I, Part 2 of the same regulation

Regulation (EU) No 2022/2554 (DORA Reg) · Art. 28

Elaboration on the meaning of a separated and dedicated network for ICT asset administration

Regulation (EU) No 2022/2554 (DORA Reg) · Art. 13

Scope of Register of Information for Contractual Arrangements on the use of ICT Services Provided by ICT Third-party Service Providers

Regulation (EU) No 2022/2554 (DORA Reg) · Art. 28

Treatment of wholesale term deposits with early withdrawal penalty clauses for maturity ladder purposes

Regulation (EU) No 575/2013 (CRR) · Art. 415

Credit

Directive 2015/2366/EU (PSD2) · Art. Article 18

Net position risk - K-NPR

Regulation (EU) No 2019/2033 (IFR) · Art. 21

Eligibility of funded credit protection received from third parties

Regulation (EU) No 2019/2033 (IFR) · Art. 27

Interpretation of payment instrument

Directive 2015/2366/EU (PSD2) · Art. 4

Paper-based postal money orders as defined by the Universal Postal Union

Directive 2015/2366/EU (PSD2) · Art. 3

Applying risk weight in accordance with Article 235(3) of CRR3

Regulation (EU) No 575/2013 (CRR) · Art. 235

Scope of Subordinated Debt Exposures under Art. 128 (1)(c)

Regulation (EU) No 575/2013 (CRR) · Art. 128

C 25.01 - CREDIT VALUATION ADJUSTMENT RISK (CVA) - Template Dimensions - Row 0130 / Column 0050

Regulation (EU) No 575/2013 (CRR) · Art. 430

Multilateral development banks classification for the purpose of article 325ah

Regulation (EU) No 575/2013 (CRR) · Art. 325ah

Collateral requirements for the ‚another credit protection‘ alternative in the form of cash on deposit held with a third-party credit institution

Regulation (EU) No 2017/2402 (SecReg) · Art. 26e

Retained covered bonds not used for funding – F35.00

Regulation (EU) No 575/2013 (CRR) · Art. 100

C 02.00 - OWN FUNDS REQUIREMENTS (CA2) - CoRep S-TREA Allocation in Col 0020

Regulation (EU) No 575/2013 (CRR) · Art. 430

DPM 4.0 - Correctness of identical cells for C 08.01.c

Regulation (EU) No 575/2013 (CRR) · Art. 157

XBRL Modelisation of FICOD REPORTING L0600

Regulation (EU) No 575/2013 (CRR) · Art. NA

Reporting of the Application of Article 465(5) of CRR in template C 10.00

Regulation (EU) No 575/2013 (CRR) · Art. Article 430

Reporting aggregate exposure to shadow banking entities in CRR3

Regulation (EU) No 575/2013 (CRR) · Art. 394

C_25.01.b Datapoint Modelling

Regulation (EU) No 575/2013 (CRR) · Art. n/a

Clarification of reporting of lending or financing where the use of proceeds is unknown in row 440 from Template 7 (ESG Disclosure)

Regulation (EU) No 575/2013 (CRR) · Art. 449a

Application of recognised SyRB on a consolidated basis

Directive 2013/36/EU (CRD) · Art. 133, 134

Compliance of non-bank PSPs with the safeguarding requirements in PSD2

Directive 2015/2366/EU (PSD2) · Art. 10

Counterparty classification

Regulation (EU) No 575/2013 (CRR) · Art. Annex V Part 1

Scaling of gross JTD amounts of securitisation tranches with a maturity less than one year

Regulation (EU) No 575/2013 (CRR) · Art. 325z

Definition of Delta GIRR risk-free interest rate curves

Regulation (EU) No 575/2013 (CRR) · Art. 325l

Intragroup transactions in calculation of net positions and own funds requirements for FX risk

Regulation (EU) No 575/2013 (CRR) · Art. 325b

ESG P3 - Template 1 - Reporting of column k (GHG emissions (column i): gross carrying amount percentage of the portfolio derived from company-specific reporting)

Regulation (EU) No 575/2013 (CRR) · Art. 449a

Operational risk – gross loss in tax related events in accordance with REGULATION OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL amending Regulation (EU) No 575/2013 as regards requirements for credit risk, credit valuation adjustment risk, operational risk, market risk and the output floor, Article 318.

Regulation (EU) No 575/2013 (CRR) · Art. 318

Part 2 – Template specific instructions to template B_06.01

Regulation (EU) No 2022/2554 (DORA Reg) · Art. 28

Template specific instructions – field B_05.01.0020 (Type of code to identify the ICT third-party service provider)

Regulation (EU) No 2022/2554 (DORA Reg) · Art. 28

Template specific instructions – primary keys

Regulation (EU) No 2022/2554 (DORA Reg) · Art. 28

Template specific instructions – field B_04.01.0040 (Identification code of the branch)

Regulation (EU) No 2022/2554 (DORA Reg) · Art. 28

Template specific instructions – field B_05.02.0060 (Identification code of the recipient of sub-contracted ICT services)

Regulation (EU) No 2022/2554 (DORA Reg) · Art. 28

Template specific instructions - field B_01.02.0060 (LEI of the direct parent undertaking of the financial entity)

Regulation (EU) No 2022/2554 (DORA Reg) · Art. 28

Template specific instructions – field B_02.02.0130 (Country of the governing law of the contractual arrangement)

Regulation (EU) No 2022/2554 (DORA Reg) · Art. 28

Template specific instructions – field B_02.02.0160 (Location of management of the data)

Regulation (EU) No 2022/2554 (DORA Reg) · Art. 28

Template specific instructions – field B_02.02.0130 (Country of the governing law of the contractual arrangement)

Regulation (EU) No 2022/2554 (DORA Reg) · Art. 28

Template specific instructions – field B_01.02.0050 (Hierarchy of the financial entity within the group)

Regulation (EU) No 2022/2554 (DORA Reg) · Art. 28

Row 0820 of C 04.00

Directive 2013/36/EU (CRD) · Art. 104a

breakdown of total exposures by risk weights

Regulation (EU) No 575/2013 (CRR) · Art. 126 CRR3

C01.00 - CIU deduction from own funds

Regulation (EU) No 575/2013 (CRR) · Art. Article 36.1.k.vi

DPM 400 - Modelisation of report C1000

Regulation (EU) No 575/2013 (CRR) · Art. Article 123a

4.0 Reporting Framework - COREP_OF C02 Template

Regulation (EU) No 575/2013 (CRR) · Art. 92