European Banking Authority Q&A Database

Official Q&As published by the European Banking Authority on CRD, CRR, PSD2, AML, and other EU banking regulations.

2,714 final Q&As · page 43 of 55 · View all sources

FINREP – reporting of negative interest

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2015-05-22

Treatment of specific liabilities - even deduction

Directive 2014/59/EU (BRRD) · Art. 103

Final Q&A

Answered 2015-05-22

Client money

Directive 2014/59/EU (BRRD) · Art. 44

Final Q&A

Answered 2015-05-08

Defintion of “micro, small and medium sized enterprises”

Directive 2014/59/EU (BRRD) · Art. 108

Final Q&A

Answered 2015-05-08

10 largest exposures to institutions and unregulated financial sector entities

Regulation (EU) No 575/2013 (CRR) · Art. 394

Final Q&A

Answered 2015-05-08

Report information on the 20 largest exposures to clients or groups of connected clients

Regulation (EU) No 575/2013 (CRR) · Art. 394

Final Q&A

Answered 2015-05-08

Inclusion of interim profits in CET1

Regulation (EU) No 575/2013 (CRR) · Art. 26

Final Q&A

Answered 2015-05-08

Forborne exposures, Template 19, column 110

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2015-05-08

Statement of Profit or Loss

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2015-05-08

Exposure to third country institutions and investment firms

Regulation (EU) No 575/2013 (CRR) · Art. 107

Final Q&A

Answered 2015-04-30

Implementation of the provisions on the shorter transitional period for a countercyclical capital buffer, as provided under Article 160 of the Directive 2013/36/EU

Directive 2013/36/EU (CRD) · Art. 160

Final Q&A

Answered 2015-04-30

Treatment of Sovereign Wealth Funds as non-financial customers or financial customers

Regulation (EU) No 575/2013 (CRR) · Art. 422

Final Q&A

Answered 2015-04-30

Deposits received as collateral

Regulation (EU) No 575/2013 (CRR) · Art. 423

Final Q&A

Answered 2015-04-30

Disclosure on the basis of consolidated situation of EU parent financial holding company

Regulation (EU) No 575/2013 (CRR) · Art. 13

Final Q&A

Answered 2015-04-24

Removal of Senior Management

Directive 2014/59/EU (BRRD) · Art. 27, 28

Final Q&A

Answered 2015-04-17

Solvency in the context of Article 32(4)(d)

Directive 2014/59/EU (BRRD) · Art. 32

Final Q&A

Answered 2015-04-17

Definition of the exposure portfolio for which permanent partial use of standardised approach can be applied for by a credit institution using the IRB approach

Regulation (EU) No 575/2013 (CRR) · Art. 150

Final Q&A

Answered 2015-04-10

Clarification of EBA answer published for Q&A 2014_1000

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2015-03-27

Disclosure requirement on individual basis

Regulation (EU) No 575/2013 (CRR) · Art. 13., 433.

Final Q&A

Answered 2015-03-27

Error in validation v0623_m (C.21.00 – MKR SA EQU)

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2015-03-27

Scaling factor for IRBA securitisations with 1250% risk weight under the Ratings Based Method

Regulation (EU) No 575/2013 (CRR) · Art. 261

Final Q&A

Answered 2015-03-27

Scope for probation period

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2015-03-27

Consideration from residual values in the LCR calculation

Regulation (EU) No 575/2013 (CRR) · Art. 425

Final Q&A

Answered 2015-03-27

Inclusion of consolidated current and year-end profits in Common Equity Tier 1 Capital

Regulation (EU) No 575/2013 (CRR) · Art. 26

Final Q&A

Answered 2015-03-20

Scope of deposit monopoly

Directive 2013/36/EU (CRD) · Art. 9

Final Q&A

Answered 2015-03-13

Validation rule v1384_m

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2015-03-13

Large Exposures - maturity buckets

Regulation (EU) No 575/2013 (CRR) · Art. 394

Final Q&A

Answered 2015-03-13

The approach that AMA credit institutions should use when determining the relevant indicator in order to fill in C 16.00 – Operational risk template.

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2015-03-13

Reporting of 10 largest exposures to institutions (correct counting in a case where 2 clients in a group of connected clients are institutions)

Regulation (EU) No 575/2013 (CRR) · Art. 394

Final Q&A

Answered 2015-03-13

Country of incorporation of SMEs and application of the supporting factor

Regulation (EU) No 575/2013 (CRR) · Art. 501

Final Q&A

Answered 2015-03-13

Table 11.1 - notional amount of derivatives used in two hedge relationshops (fair value and cash flow hedges)

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2015-03-13

Leasing: Residual value risk

Regulation (EU) No 575/2013 (CRR) · Art. 134

Final Q&A

Answered 2015-03-06

Handling of unrealised gains/losses in Own Funds and Exposures

Regulation (EU) No 575/2013 (CRR) · Art. 467, 468

Final Q&A

Answered 2015-03-06

Statement of profit or loss

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2015-02-27

Reporting "type of connection" in column 040 of LE3 (C 29.00)

Regulation (EU) No 575/2013 (CRR) · Art. 4

Final Q&A

Answered 2015-02-27

Aggregate Liabilities

Regulation (EU) No 575/2013 (CRR) · Art. 415

Final Q&A

Answered 2015-02-20

LCR Inflows: current accounts with other credit institutions

Regulation (EU) No 575/2013 (CRR) · Art. 425

Final Q&A

Answered 2015-02-20

Exemption of purchased receivables from Aricle 405's retention requirement

Regulation (EU) No 575/2013 (CRR) · Art. 405

Final Q&A

Answered 2015-02-20

Short positions in financial institution capital instruments

Regulation (EU) No 575/2013 (CRR) · Art. 45, 59, 69

Final Q&A

Answered 2015-02-20

Where and how much to report forward starting repo or reverse repo ?

Regulation (EU) No 575/2013 (CRR) · Art. 422

Final Q&A

Answered 2015-02-20

Inclusion of interim profits / Deduction of losses in own funds

Regulation (EU) No 575/2013 (CRR) · Art. 26, 36

Final Q&A

Answered 2015-02-20

Risk Retention

Regulation (EU) No 575/2013 (CRR) · Art. 405

Final Q&A

Answered 2015-02-20

Intra-group financial support with regard to third countries

Directive 2014/59/EU (BRRD) · Art. 19

Final Q&A

Answered 2015-02-06

Meaning of "initial" recovery plan

Directive 2014/59/EU (BRRD) · Art. 27

Final Q&A

Answered 2015-02-06

Use of the resolution fund

Directive 2014/59/EU (BRRD) · Art. 101

Final Q&A

Answered 2015-02-06

Differences between proportionality in the CRD IV and Simplified obligations in the BRRD.

Directive 2014/59/EU (BRRD) · Art. 4

Final Q&A

Answered 2015-02-06

Simplified obligations regarding recovery and resolution plans for a subsidiary constituting a significant share in the financial system of a Member State

Directive 2014/59/EU (BRRD) · Art. 4

Final Q&A

Answered 2015-02-06

Notification of stakeholders in the context of intra-group financial support

Directive 2014/59/EU (BRRD) · Art. 25

Final Q&A

Answered 2015-02-06

Resolution powers in relation to third country branches

Directive 2014/59/EU (BRRD) · Art. 96

Final Q&A

Answered 2015-02-06

Asset transfer in case of sale of business tool