European Banking Authority Q&A Database
Official Q&As published by the European Banking Authority on CRD, CRR, PSD2, AML, and other EU banking regulations.
2,714 final Q&As · page 36 of 55 · View all sources
General credit risk adjustment (GCRA) inclusion into Tier 2 capital
Regulation (EU) No 575/2013 (CRR) · Art. 26, 62
Answered 2016-12-09
Calculation of the ratio variable to fixed remuneration
Directive 2013/36/EU (CRD) · Art. 94
Answered 2016-12-09
Classification of SME/Retail Corporates as 'Retail Deposits'
Regulation (EU) No 575/2013 (CRR) · Art. 411
Answered 2016-12-09
Including in the LCR calculation deposits from this category with residual maturities longer than 30 days
Regulation (EU) No 575/2013 (CRR) · Art. 422
Answered 2016-12-09
Correct application of credit conversion factors in relation to credit substitutes and shipping guarantees
Regulation (EU) No 575/2013 (CRR) · Art. 111, Annex 1
Answered 2016-12-09
Requirements regarding „control” by the resolution authority
Directive 2014/59/EU (BRRD) · Art. 40, 42
Answered 2016-12-09
Break clauses in capital requirements and Residual maturity
Regulation (EU) No 575/2013 (CRR) · Art. 384
Answered 2016-12-09
Exclusion of intragroup transactions from own funds requirements for CVA risk
Regulation (EU) No 575/2013 (CRR) · Art. 382
Answered 2016-12-09
Calculation and Application of incurred CVA per Article 273(6)
Regulation (EU) No 575/2013 (CRR) · Art. 273
Answered 2016-12-09
EBA Benchmarking 2016
Directive 2013/36/EU (CRD) · Art. 78
Answered 2016-12-02
Exemption from bail-in of emergency liquidity assistance provided by the central bank
Directive 2014/59/EU (BRRD) · Art. 44
Answered 2016-12-02
Coverage of further losses following bail-in
Directive 2014/59/EU (BRRD) · Art. 44
Answered 2016-12-02
Clarification on the applicable framework for public recapitalisation
Directive 2014/59/EU (BRRD) · Art. 32
Answered 2016-12-02
Exclusion of corporate deposits
Directive 2014/59/EU (BRRD) · Art. 44
Answered 2016-11-25
Exclusion of securities guaranteed by an independent on-demand guarantee from bail-in
Directive 2014/59/EU (BRRD) · Art. 44
Answered 2016-11-25
Additional implementation to Article 27(1)(d)
Directive 2014/59/EU (BRRD) · Art. 28
Answered 2016-11-25
Entity in resolution and purchaser not registered in the same Member State
Directive 2014/59/EU (BRRD) · Art. 38
Answered 2016-11-25
Preparation and approval of recovery plans of institutions which are members of an IPS
Directive 2014/59/EU (BRRD) · Art. 4
Answered 2016-11-25
FINREP template F 40.01 – Group Structure Listing - Entity by Entity
Regulation (EU) No 575/2013 (CRR) · Art. 99
Answered 2016-11-25
FINREP reporting requirements
Regulation (EU) No 575/2013 (CRR) · Art. 99
Answered 2016-11-25
FINREP Template 13.2 and 13.3
Regulation (EU) No 575/2013 (CRR) · Art. 99
Answered 2016-11-25
PONV write-down leaving an institution failing or likely to fail
Directive 2014/59/EU (BRRD) · Art. 59
Answered 2016-11-18
Write down of capital in BRRD and CRR / CRDIV
Directive 2014/59/EU (BRRD) · Art. 59
Answered 2016-11-18
Interpretation of consolidated prudential requirements
Directive 2014/59/EU (BRRD) · Art. 59
Answered 2016-11-18
Treatment of retail exposures secured by property under IRB
Regulation (EU) No 575/2013 (CRR) · Art. 154
Answered 2016-11-18
Netting set treatment for trades with Specific Wrong Way Risk
Regulation (EU) No 575/2013 (CRR) · Art. 291
Answered 2016-11-18
Assigning Specific Credit Risk Adjustments for a group of exposures to the exposures within the group
Regulation (EU) No 575/2013 (CRR) · Art. 24, 111
Answered 2016-11-18
Exclusion of “financial services” from the exemption from bail-in
Directive 2014/59/EU (BRRD) · Art. 44
Answered 2016-11-18
Difference between the temporary public ownership tool and the bridge bank tool
Directive 2014/59/EU (BRRD) · Art. 40
Answered 2016-11-18
Application of Article 215(2)(b) of the CRR
Regulation (EU) No 575/2013 (CRR) · Art. 215
Answered 2016-11-18
Treatment of negative accrued interests in the foreign exchange risk
Regulation (EU) No 575/2013 (CRR) · Art. 352
Answered 2016-11-11
Classifications of loans to SPVs as to SME
Regulation (EU) No 575/2013 (CRR) · Art. 501
Answered 2016-11-11
Position Risk Own Funds Requirement for options positions on CIUs
Regulation (EU) No 575/2013 (CRR) · Art. 348, 350
Answered 2016-11-11
Own funds requirements for non-continuous options which are perfectly matched
Regulation (EU) No 575/2013 (CRR) · Art. 352
Answered 2016-11-11
Eligible collateral in a central bank
Regulation (EU) No 575/2013 (CRR) · Art. 416
Answered 2016-11-11
Applying a currency mismatch haircut to OTC derivatives in a netting pool which are in a currency different from settlement currency
Regulation (EU) No 575/2013 (CRR) · Art. 220
Answered 2016-11-11
Resolution authorities in the function of special manager
Directive 2014/59/EU (BRRD) · Art. 35
Answered 2016-11-11
Clarification on the role of the special manager in resolution
Directive 2014/59/EU (BRRD) · Art. 35
Answered 2016-11-11
Clarifications regarding the scope of application of Article 33
Directive 2014/59/EU (BRRD) · Art. 33
Answered 2016-11-11
Early intervention power to remove senior management
Directive 2014/59/EU (BRRD) · Art. 28
Answered 2016-11-11
Protection of investors
Directive 2014/59/EU (BRRD) · Art. 31
Answered 2016-11-11
‘Indirect holdings’ in capital instruments issued by financial sector entities (CRR Article 4 paragraph 1 subparagraph 114).
Regulation (EU) No 575/2013 (CRR) · Art. 4
Answered 2016-10-28
Operational Deposits Arising From The Provision of Operational Services (Clearing, Custody and Cash Management)
Regulation (EU) No 575/2013 (CRR) · Art. 422
Answered 2016-10-28
Market Risk Netting Under Article 331 (2)
Regulation (EU) No 575/2013 (CRR) · Art. 331
Answered 2016-10-28
Application of tools
Directive 2014/59/EU (BRRD) · Art. 31
Answered 2016-10-28
Determination of exhaustion of supervisory action by the resolution authority
Directive 2014/59/EU (BRRD) · Art. 32, 82
Answered 2016-10-28
Transfer to a recipient in full under a partial transfer
Directive 2014/59/EU (BRRD) · Art. 45c
Answered 2016-10-28
Reimbursement of shareholders and creditors
Directive 2014/59/EU (BRRD) · Art. 36, 46
Answered 2016-10-28
Same valuer for provisional and final valuation
Directive 2014/59/EU (BRRD) · Art. 36
Answered 2016-10-28
Final valuation lower than the initial valuation
Directive 2014/59/EU (BRRD) · Art. 36
Answered 2016-10-28
Source: European Banking Authority. Updated weekly. Q&As are non-binding guidance published under the ESA Single Rulebook Q&A process.
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