European Banking Authority Q&A Database

Official Q&As published by the European Banking Authority on CRD, CRR, PSD2, AML, and other EU banking regulations.

2,714 final Q&As · page 38 of 55 · View all sources

Temporary discontinuance of access to deposits in resolution

Directive 2014/59/EU (BRRD) · Art. 33a, 69

Final Q&A

Answered 2016-08-26

Is collateral from REPO and SBL transactions taken into consideration for the BRRD base calculation?

Directive 2014/59/EU (BRRD) · Art. 103

Final Q&A

Answered 2016-08-12

Application of the even deduction rule in case of intragroup transactions booked - by institutions which are parties to the contract - in different amounts

Directive 2014/59/EU (BRRD) · Art. 103

Final Q&A

Answered 2016-08-05

Transfer of covered deposits as a substitute to reimbursement

Directive 2014/59/EU (BRRD) · Art. 109

Final Q&A

Answered 2016-08-05

Calculation of MREL

Directive 2014/59/EU (BRRD) · Art. 45b

Final Q&A

Answered 2016-08-05

Definition of client funds

Directive 2014/59/EU (BRRD) · Art. 31

Final Q&A

Answered 2016-08-05

Should National GAAP reporters fill in template F 18.00 and F 19.00 on non-preforming and forborne exposures?

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2016-07-29

Clarification on Funding Plans significant currencies criteria

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2016-07-29

The 3 largest material currencies in the structural currency mismatches tables (P 02.06) of funding plan report

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2016-07-29

Design of Templates for 3-year horizon

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2016-07-29

Funding plans projection horizon for the June 2015 reference date

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2016-07-29

GL on funding plans: treatment of loans/deposits on demand across different items in Table 1a - Assets (P 01.01)

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2016-07-29

Reporting of Regulatory High Risk Items in default in C 09.01

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2016-07-29

Funding Plans : Table 2C (P 02.06) - Gradation of currencies in the taxonomy

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2016-07-29

Loans collateralized by immovable property in F 05.00 and F 13.01

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2016-07-29

Entry criteria NPE for forborne exposures under probation

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2016-07-29

Conditions for Resolution

Directive 2014/59/EU (BRRD) · Art. 32

Final Q&A

Answered 2016-07-22

Risk weight for exposures to central-government-risk Public Sector Entities (PSEs) denominated and funded in domestic currency

Regulation (EU) No 575/2013 (CRR) · Art. 116

Final Q&A

Answered 2016-07-15

Investment in Tier 2 capital by subsidiary

Regulation (EU) No 575/2013 (CRR) · Art. 63

Final Q&A

Answered 2016-07-15

Definition of "institution" for large exposure purposes

Regulation (EU) No 575/2013 (CRR) · Art. 391

Final Q&A

Answered 2016-07-15

Depositor preference where the deposit is recived from a fiduciary

Directive 2014/59/EU (BRRD) · Art. 108

Final Q&A

Answered 2016-07-01

Promotional banks

Directive 2014/59/EU (BRRD) · Art. 103

Final Q&A

Answered 2016-07-01

Definition of “effective procedures” to monitor that the property taken as credit protection is adequately insured against the risk of damage.

Regulation (EU) No 575/2013 (CRR) · Art. 208

Final Q&A

Answered 2016-06-24

Application of the DGS Directive to Financial Institutions

Regulation (EU) No 575/2013 (CRR) · Art. 4

Final Q&A

Answered 2016-06-24

Clarification of the geographical scope of the benchmark portfolios

Directive 2013/36/EU (CRD) · Art. 78

Final Q&A

Answered 2016-06-24

Template 105.01 filling for LDPs

Directive 2013/36/EU (CRD) · Art. 78

Final Q&A

Answered 2016-06-24

“Direct” control

Regulation (EU) No 575/2013 (CRR) · Art. 4

Final Q&A

Answered 2016-06-24

Application of exemption from monthly reporting frequency for AMML templates

Regulation (EU) No 575/2013 (CRR) · Art. 415

Final Q&A

Answered 2016-06-10

Exemption from bail-in of liabilities to institutions in order to avoid of systemic contagion

Directive 2014/59/EU (BRRD) · Art. 44

Final Q&A

Answered 2016-06-10

NCWO principle in a group resolution

Directive 2014/59/EU (BRRD) · Art. 74

Final Q&A

Answered 2016-06-10

Annual Contribution of institutions - Rescaling of the risk weight

Directive 2014/59/EU (BRRD) · Art. 103

Final Q&A

Answered 2016-06-10

Net long and short position in Column 30 and 40

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2016-06-10

Validation rules v1906_h and v1907_h

Regulation (EU) No 575/2013 (CRR) · Art. 99, 365 and 367

Final Q&A

Answered 2016-06-10

Netting of Derivatives

Directive 2014/59/EU (BRRD) · Art. 45b

Final Q&A

Answered 2016-06-10

Validation Rules v4047_m to v4055_m for CR SEC SA

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2016-06-10

Number of counterparties in template CVA

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2016-06-10

Missing Entity code

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2016-06-10

Classification of exposures for which an IRB bank uses the standardised approach, into IRB exposure classes (Article 147 CRR)

Regulation (EU) No 575/2013 (CRR) · Art. 147

Final Q&A

Answered 2016-06-03

Procedury monitorowania ochrony kredytowej / EN: Credit protection monitoring procedures

Regulation (EU) No 575/2013 (CRR) · Art. 208

Final Q&A

Answered 2016-06-03

Classification of a performance bonds according to annex 1.

Regulation (EU) No 575/2013 (CRR) · Art. Annex 1

Final Q&A

Answered 2016-06-03

Reporting currency as closely correlated currency

Regulation (EU) No 575/2013 (CRR) · Art. 354

Final Q&A

Answered 2016-06-03

Determination of the exposure at defaul in case of unfunded credit protection

Regulation (EU) No 575/2013 (CRR) · Art. 166

Final Q&A

Answered 2016-06-03

Inclusion of loans that have been pre-positioned with central banks but are not encumbered in the numerator of the LCR

Regulation (EU) No 575/2013 (CRR) · Art. 416

Final Q&A

Answered 2016-05-27

Cap on inflows

Regulation (EU) No 575/2013 (CRR) · Art. 460

Final Q&A

Answered 2016-05-27

Liquidity – treatment of payment commitments according to Article 2 (13) DGSD

Regulation (EU) No 575/2013 (CRR) · Art. 422

Final Q&A

Answered 2016-05-27

Level 1 assets and Large Exposures exemptions

Regulation (EU) No 575/2013 (CRR) · Art. 400

Final Q&A

Answered 2016-05-27

Consideration of securitisation positions and securitised exposures, for the purpose of significant risk transfer.

Regulation (EU) No 575/2013 (CRR) · Art. 4, 244, 245

Final Q&A

Answered 2016-05-20

Providing IGFS pursuant to Article 19(3)

Directive 2014/59/EU (BRRD) · Art. 19

Final Q&A

Answered 2016-05-13

Certificate of Deposits (CDs)

Regulation (EU) No 575/2013 (CRR) · Art. 420, 421, 422, 423, 460

Final Q&A

Answered 2016-05-13

Treatment of Eligible CRM CDS for Leverage Ratio

Regulation (EU) No 575/2013 (CRR) · Art. 429c

Final Q&A

Answered 2016-05-13

Source: European Banking Authority. Updated weekly. Q&As are non-binding guidance published under the ESA Single Rulebook Q&A process.

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