European Banking Authority Q&A Database

Official Q&As published by the European Banking Authority on CRD, CRR, PSD2, AML, and other EU banking regulations.

2,714 final Q&As · page 11 of 55 · View all sources

v7386_m and v7387_m (COREP)

Regulation (EU) No 575/2013 (CRR) · Art. 430

Final Q&A

Answered 2022-10-28

Inclusion of CCR into C 08.07 and CR6-A

Regulation (EU) No 575/2013 (CRR) · Art. 430

Final Q&A

Answered 2022-10-28

C 34.06 - Counterparty with dual Counterparty Type

Regulation (EU) No 575/2013 (CRR) · Art. 430

Final Q&A

Answered 2022-10-28

Reporting of gold positions in C 22.00

Regulation (EU) No 575/2013 (CRR) · Art. 1

Final Q&A

Answered 2022-10-28

Classification of derivative exposures in a CIU for standardised approach

Regulation (EU) No 575/2013 (CRR) · Art. 430

Final Q&A

Answered 2022-10-28

Annex VI - Agentes/distributors

Directive 2015/2366/EU (PSD2) · Art. 13

Final Q&A

Answered 2022-10-14

API functionality

Directive 2015/2366/EU (PSD2) · Art. 98

Final Q&A

Answered 2022-10-14

Future-dated payments and recurring transactions

Directive 2015/2366/EU (PSD2) · Art. 66

Final Q&A

Answered 2022-10-14

Clarification on the protection requirements of a CustomerID when included in a payer-presented QR-code for the initiation of (instant) credit transfers at the Point of Interaction (POI)

Directive 2015/2366/EU (PSD2) · Art. 6

Final Q&A

Answered 2022-10-14

Change of TPP access rights for AIS consent by the PSU prior to authorisation

Directive 2015/2366/EU (PSD2) · Art. 32

Final Q&A

Answered 2022-10-14

Information on the host member State in which Third Party Providers (TPPs) provide services

Directive 2015/2366/EU (PSD2) · Art. 15

Final Q&A

Answered 2022-10-14

Exclusion of intragroup transactions with entities in third country from the CVA risk charge

Regulation (EU) No 575/2013 (CRR) · Art. 382

Final Q&A

Answered 2022-09-30

CCF used for commitment performance bond

Regulation (EU) No 575/2013 (CRR) · Art. 111, 166, Annex I

Final Q&A

Answered 2022-09-30

LCR treatment of open maturity reverse repos which can be terminated at any point in time

Regulation (EU) No 575/2013 (CRR) · Art. 460

Final Q&A

Answered 2022-09-30

ASF applicable to payables (accruals) in the NSFR

Regulation (EU) No 575/2013 (CRR) · Art. 428j, 428k, 428l, 428o

Final Q&A

Answered 2022-09-30

Available stable funding factor (ASF) applicable to current tax liabilities in the NSFR

Regulation (EU) No 575/2013 (CRR) · Art. 428j, 428k, 428l, 428o

Final Q&A

Answered 2022-09-30

Asset encumbrance in the NSFR

Regulation (EU) No 575/2013 (CRR) · Art. 428p

Final Q&A

Answered 2022-09-30

Scope of Article 208 CRR

Regulation (EU) No 575/2013 (CRR) · Art. 208

Final Q&A

Answered 2022-09-30

Outflows from deposits in insurance wrappers

Regulation (EU) No 575/2013 (CRR) · Art. 411

Final Q&A

Answered 2022-09-30

Other retail deposits subject to higher outflow rates: treatment of joint accounts

Regulation (EU) No 575/2013 (CRR) · Art. 421

Final Q&A

Answered 2022-09-30

Assets requiring stable funding

Regulation (EU) No 575/2013 (CRR) · Art. 428

Final Q&A

Answered 2022-09-30

Multilateral Development Banks (MDBs) not listed in Article 117(2) CRR

Regulation (EU) No 575/2013 (CRR) · Art. 117

Final Q&A

Answered 2022-09-30

Recognition of collateral substitution rights in secured funding transactions

Regulation (EU) No 575/2013 (CRR) · Art. 416

Final Q&A

Answered 2022-09-30

Treatment of FX transactions settled via central settlement counterparties i.e. CLS (The Continuous Linked Settlement foreign exchange settlement system)

Regulation (EU) No 575/2013 (CRR) · Art. 460

Final Q&A

Answered 2022-09-30

Guarantee for the purpose of the waiver from internal MREL requirements

Directive 2014/59/EU (BRRD) · Art. 45f

Final Q&A

Answered 2022-07-29

Characteristics of the guarantee for the purposes of iMREL waiver

Directive 2014/59/EU (BRRD) · Art. 45f

Final Q&A

Answered 2022-07-29

Applicability of the SME supporting factor for financing private purposes

Regulation (EU) No 575/2013 (CRR) · Art. 501

Final Q&A

Answered 2022-07-15

The size of all non-trading book positions that are subject to foreign exchange risk

Regulation (EU) No 575/2013 (CRR) · Art. 325a

Final Q&A

Answered 2022-07-15

Implementation of Article 72b(2)(j) of Regulation (EU) No 575/2013 (“CRR”) and whether the contractual provisions governing liabilities are required to refer to the permission regime in order for the liabilities to qualify as eligible liabilities instruments

Regulation (EU) No 575/2013 (CRR) · Art. Article 72b

Final Q&A

Answered 2022-07-15

Inclusion of undertakings other than institutions, financial institutions or ancillary undertakings in prudential consolidation

Regulation (EU) No 575/2013 (CRR) · Art. 18

Final Q&A

Answered 2022-07-15

Cut-off date for the implementation of the adjustment for massive disposals

Regulation (EU) No 575/2013 (CRR) · Art. 500

Final Q&A

Answered 2022-07-15

Scope of ASA definition under IFR

Regulation (EU) No 2019/2033 (IFR) · Art. 4

Final Q&A

Answered 2022-07-15

Early repayment upon a common agreement between the issuer and the subscriber

Regulation (EU) No 575/2013 (CRR) · Art. 63

Final Q&A

Answered 2022-07-15

Definition of the parameter ρ_kl (option maturity)

Regulation (EU) No 575/2013 (CRR) · Art. 325ay

Final Q&A

Answered 2022-07-15

Conditions for the usage of the net present value when calculating open positions in each currency and in gold

Regulation (EU) No 575/2013 (CRR) · Art. 352

Final Q&A

Answered 2022-07-15

Treatment of non-performing exposures underlying a CIU

Regulation (EU) No 575/2013 (CRR) · Art. 132a

Final Q&A

Answered 2022-07-15

Leverage Exposure Exclusion for guaranteed parts of Export Credit

Regulation (EU) No 575/2013 (CRR) · Art. 429a

Final Q&A

Answered 2022-07-15

Weighted Average Life calculation for Credit Card Receivables without fixed repayment scheme

Regulation (EU) No 2017/2402 (SecReg) · Art. 24

Final Q&A

Answered 2022-07-15

Formula to be applied in case of a switch from multiple netting sets to a single netting set

Regulation (EU) No 575/2013 (CRR) · Art. 275

Final Q&A

Answered 2022-07-15

CCR2 + FRTB: Delta intra bucket correlation for the risk class “foreign exchange risk”

Regulation (EU) No 575/2013 (CRR) · Art. 325ay

Final Q&A

Answered 2022-07-15

Recognition of deducted items in calculation of own funds requirements for market risk

Regulation (EU) No 575/2013 (CRR) · Art. 78

Final Q&A

Answered 2022-07-15

Deduction of pledged own shares from Common Equity Tier 1 items

Regulation (EU) No 575/2013 (CRR) · Art. 36

Final Q&A

Answered 2022-07-15

Real estate inspection for real estate valuation

Regulation (EU) No 575/2013 (CRR) · Art. 79

Final Q&A

Answered 2022-06-10

ASPSP restricting access for TPPs who embeds the redirect

Directive 2015/2366/EU (PSD2) · Art. 68

Final Q&A

Answered 2022-04-13

Payment Initiation Service - Batch payment / bulk payment

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2022-04-13

Application of the exemption under Article 10 RTS and EBICS T

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2022-04-13

Re-engineering by TPP of the ASPSP’s redirect API and PSU customer journey

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2022-04-13

SCA requirements with dynamic linking for mobile initiated credit transfers (MSCTs)

Directive 2015/2366/EU (PSD2) · Art. Article 97

Final Q&A

Answered 2022-04-13

Clarification of remote payment for dynamic linking

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2022-04-13

Chief Risk Officer (CRO) Chairman Credit Risk Committee

Directive 2013/36/EU (CRD) · Art. 76

Final Q&A

Answered 2022-04-01

Source: European Banking Authority. Updated weekly. Q&As are non-binding guidance published under the ESA Single Rulebook Q&A process.

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