European Banking Authority Q&A Database

Official Q&As published by the European Banking Authority on CRD, CRR, PSD2, AML, and other EU banking regulations.

2,714 final Q&As · page 10 of 55 · View all sources

Articulation and interaction of the second and the third sub-paragraph of Article 74 (1) of the PSD2

Directive 2015/2366/EU (PSD2) · Art. 74

Final Q&A

Answered 2023-01-06

Calculation of “payment volume” for method B in the Article 9 of Directive EU 2015/36 (PSD2)

Directive 2015/2366/EU (PSD2) · Art. 9

Final Q&A

Answered 2023-01-06

Capacity of a CSD-banking service provider to convert into cash on a same-day basis collateral or investments through prearranged and highly reliable funding arrangements

Regulation (EU) No 909/2014 (CSDR) - only RTS 2017/390 · Art. 59

Final Q&A

Answered 2023-01-06

On the access to safeguarding accounts through the Application Programming Interface (API)

Directive 2015/2366/EU (PSD2) · Art. 4

Final Q&A

Answered 2023-01-06

“Triangular ” passport

Directive 2015/2366/EU (PSD2) · Art. 11(9), 19, 28

Final Q&A

Answered 2023-01-06

Bill-payment via postal service

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2023-01-06

Clarification of meanings 'transferring of funds' and 'another payment service provider’ in the context of article 10(1)(a) of PSD2

Directive 2015/2366/EU (PSD2) · Art. 10

Final Q&A

Answered 2023-01-06

Ability of a creditor to change a mandate

Directive 2015/2366/EU (PSD2) · Art. 54 & 64

Final Q&A

Answered 2023-01-06

Safeguarding

Directive 2015/2366/EU (PSD2) · Art. 10

Final Q&A

Answered 2023-01-06

Calculating RWAs for the portion of the securitisation position benefitting from credit protection

Regulation (EU) No 575/2013 (CRR) · Art. 249

Final Q&A

Answered 2023-01-06

Collection of fees for utilities or other regular services

Directive 2015/2366/EU (PSD2) · Art. 4

Final Q&A

Answered 2023-01-06

Treatment of credit risk exposure for credit institutions accessing the overnight deposit facility via a national central bank

Regulation (EU) No 575/2013 (CRR) · Art. 114

Final Q&A

Answered 2022-12-22

Original maturity of credit lines until further notice

Regulation (EU) No 575/2013 (CRR) · Art. Annex I

Final Q&A

Answered 2022-12-22

Definition of 'past due' for the purpose of the LCR

Regulation (EU) No 575/2013 (CRR) · Art. 460

Final Q&A

Answered 2022-12-22

Distribution of retail and wholesale term deposits in the ASF tables of the NSFR report according to the remaining term of the contract.

Regulation (EU) No 575/2013 (CRR) · Art. 428j

Final Q&A

Answered 2022-12-22

Residual contractual maturity date applicable to commercial paper issued under a commercial paper program with a firm underwriting commitment to rollover

Regulation (EU) No 575/2013 (CRR) · Art. 428j

Final Q&A

Answered 2022-12-22

Display of negative interest rate in statement of fees

Directive 2014/92/EU (PAD) · Art. 5

Final Q&A

Answered 2022-12-22

Money broking

Directive 2013/36/EU (CRD) · Art. Annex I

Final Q&A

Answered 2022-12-22

Qualifying holdings assessment pursuant to the exercise of resolution powers

Directive 2014/59/EU (BRRD) · Art. 63

Final Q&A

Answered 2022-12-22

Interpretation of references to legal acts no longer in force

Regulation (EU) No 575/2013 (CRR) · Art. 4

Final Q&A

Answered 2022-12-22

Net Stable Funding Ratio (NSFR) calculation by currency for foreign-exchange derivatives contracts

Regulation (EU) No 575/2013 (CRR) · Art. 428

Final Q&A

Answered 2022-12-22

Excess of collaterals after deduction from netting set for NSFR

Regulation (EU) No 575/2013 (CRR) · Art. 428d, 428k

Final Q&A

Answered 2022-12-22

Deduction of software

Regulation (EU) No 575/2013 (CRR) · Art. 36

Final Q&A

Answered 2022-12-22

Clarification on summing columns in Template 10 "Other climate change mitigating actions that are not covered in the EU Taxonomy"