European Banking Authority Q&A Database

Official Q&As published by the European Banking Authority on CRD, CRR, PSD2, AML, and other EU banking regulations.

2,714 final Q&As · page 9 of 55 · View all sources

Scope of Article 21a(6) CRD

Directive 2013/36/EU (CRD) · Art. 21a

Answered 2023-03-03

Underlying exposures of securitisations and calculation of the applicable amount of insufficient coverage for NPE for the purpose of calculating deductions from CET1 items

Regulation (EU) No 575/2013 (CRR) · Art. 36

Final Q&A

Answered 2023-03-03

F 31.01 in combination with Q&A 915

Regulation (EU) No 575/2013 (CRR) · Art. 430

Final Q&A

Answered 2023-02-27

Inclusion of certain AVA categories into the Total AVA in C 32.02

Regulation (EU) No 575/2013 (CRR) · Art. 430

Final Q&A

Answered 2023-02-24

Adding to own funds the unredeemed part of own funds.

Regulation (EU) No 575/2013 (CRR) · Art. 77

Final Q&A

Answered 2023-02-24

ITS ESG P3 - Template 5 - Physical risk models - Template 1 - Power generation thresholds

Regulation (EU) No 575/2013 (CRR) · Art. 449a

Final Q&A

Answered 2023-02-17

ITS ESG P3 - Template 2 - Column A & Totals in row 5 and 10

Regulation (EU) No 575/2013 (CRR) · Art. 449a

Final Q&A

Answered 2023-02-17

ITS ESG P3 - Template 1 - Scope 3 & Sector average emissions intensity

Regulation (EU) No 575/2013 (CRR) · Art. 449a

Final Q&A

Answered 2023-02-17

ITS ESG P3 - Template 5 - Column B carrying amount

Regulation (EU) No 575/2013 (CRR) · Art. 449a

Final Q&A

Answered 2023-02-17

ITS ESG P3 - EU Taxonomy Consolidation scope

Regulation (EU) No 575/2013 (CRR) · Art. 449a

Final Q&A

Answered 2023-02-17

ITS ESG P3 - Annex II, Templates 1, 2, 4, 5

Regulation (EU) No 575/2013 (CRR) · Art. 434a

Final Q&A

Answered 2023-02-17

ITS ESG P3 - Non-financial risks and value chain

Regulation (EU) No 575/2013 (CRR) · Art. 449a

Final Q&A

Answered 2023-02-17

ITS ESG P3 - Template 4 - Top 20 emitting companies aggregation

Regulation (EU) No 575/2013 (CRR) · Art. 449a

Final Q&A

Answered 2023-02-17

Reporting of physically settled derivatives in C 66.01 Maturity ladder

Regulation (EU) No 575/2013 (CRR) · Art. 430

Final Q&A

Answered 2023-02-17

v09808_m - netting set with IMM and SA-CCR positions

Regulation (EU) No 575/2013 (CRR) · Art. 430

Final Q&A

Answered 2023-02-17

How shall open maturity repos be reported in C 81.00 and with which ASF factor ?

Regulation (EU) No 575/2013 (CRR) · Art. 430

Final Q&A

Answered 2023-02-17

Amount of certain CET1 items available for stable funding

Regulation (EU) No 575/2013 (CRR) · Art. 430

Final Q&A

Answered 2023-02-17

Inconsistencies between FINREP (F 02.00) and Funding Plans (P 04.01)

Regulation (EU) No 575/2013 (CRR) · Art. 430

Final Q&A

Answered 2023-02-17

C 48.02: doubts about ‘daily reporting’: how the amount referred to no business day has to be reported?

Regulation (EU) No 575/2013 (CRR) · Art. 430

Final Q&A

Answered 2023-02-17

Cash pool assets in C 47.00

Regulation (EU) No 575/2013 (CRR) · Art. 430

Final Q&A

Answered 2023-02-17

Securities lent under sale accounting

Regulation (EU) No 575/2013 (CRR) · Art. 429e (6)

Final Q&A

Answered 2023-02-17

Definition of "accounting value" for the purpose of template C 80.00

Regulation (EU) No 575/2013 (CRR) · Art. 430

Final Q&A

Answered 2023-02-17

Application of NPE prudential backstop in connection with the new COREP templates

Regulation (EU) No 575/2013 (CRR) · Art. 47a

Final Q&A

Answered 2023-02-17

Deductions

Regulation (EU) No 575/2013 (CRR) · Art. 430

Final Q&A

Answered 2023-02-17

Assets which are not immediately available for monetisation in C 66.01

Regulation (EU) No 575/2013 (CRR) · Art. 415

Final Q&A

Answered 2023-02-17

Interaction of Articles 36(1)(f) and 42 of CRR regarding equity-settled share-based payments

Regulation (EU) No 575/2013 (CRR) · Art. 36

Final Q&A

Answered 2023-02-10

Calculation of goodwill included in the valuation of significant investments in insurance undertakings

Regulation (EU) No 575/2013 (CRR) · Art. 37

Final Q&A

Answered 2023-02-10

Definition of exposures arising from mortgage lending

Regulation (EU) No 575/2013 (CRR) · Art. 402

Final Q&A

Answered 2023-02-10

Clarification of the relationship between EBA's Guidelines on outsourcing arrangements and Section 4 of the Directive (EU) 2015/849 - AML

Directive (EU) 2015/849 (AMLD) · Art. 29

Final Q&A

Answered 2023-02-10

SCA for token replacement

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2023-01-31

SCA applicability / Application of SCA at tokenisation stage

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2023-01-31

Application of SCA to issuing a payment instrument and tokenisation

Directive 2015/2366/EU (PSD2) · Art. 70

Final Q&A

Answered 2023-01-31

C 33.00: Instructions concerning specific positions - c0020

Regulation (EU) No 575/2013 (CRR) · Art. 430

Final Q&A

Answered 2023-01-27

Interest income from other assets in F 02.00 and F 16.01

Regulation (EU) No 575/2013 (CRR) · Art. 430

Final Q&A

Answered 2023-01-27

Indication of use of derogation of Article 2(5)(b) of Regulation (EU) No 1152/2014

Regulation (EU) No 575/2013 (CRR) · Art. 430

Final Q&A

Answered 2023-01-27

FINREP - Treatment of cash collateral

Regulation (EU) No 575/2013 (CRR) · Art. 430

Final Q&A

Answered 2023-01-27

F 44.01 - validation rule v3985_s

Regulation (EU) No 575/2013 (CRR) · Art. 430

Final Q&A

Answered 2023-01-27

v09821_m, v09823_m - Hedging sets

Regulation (EU) No 575/2013 (CRR) · Art. 430

Final Q&A

Answered 2023-01-27

Consistency of validation rule v3017_m

Regulation (EU) No 575/2013 (CRR) · Art. 430

Final Q&A

Answered 2023-01-27

Adequacy of the validation rule v10684_m - Instruments not at FVPL

Regulation (EU) No 575/2013 (CRR) · Art. 430

Final Q&A

Answered 2023-01-27

Authentication procedures that ASPSPs’ interfaces are required to support (using re-direction)

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2023-01-27

Relation between posted cash variation margin in derivative transactions reported in C 47.00, rows 0071, 0190 and 0210

Regulation (EU) No 575/2013 (CRR) · Art. 430

Final Q&A

Answered 2023-01-27

Collateral received for derivatives in F 32.04 and F 32.02 with master netting agreements in place

Regulation (EU) No 575/2013 (CRR) · Art. 430

Final Q&A

Answered 2023-01-27

Application of SCA for confirmation of funds requests made by a PISP

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2023-01-27

Arbitrating between security and obstacles

Directive 2015/2366/EU (PSD2) · Art. 95

Final Q&A

Answered 2023-01-27

Ability of Payee’s PSP to apply exemptions from SCA in credit transfers

Directive 2015/2366/EU (PSD2) · Art. 98

Final Q&A

Answered 2023-01-27

Establishment of a resolution college

Directive 2014/59/EU (BRRD) · Art. 88

Final Q&A

Answered 2023-01-20

Encumbrance duration of reverse repo in NSFR when the received collateral has been sold short

Regulation (EU) No 575/2013 (CRR) · Art. 428p

Final Q&A

Answered 2023-01-20

Collateral swaps with underlying collateral baskets

Regulation (EU) No 575/2013 (CRR) · Art. 415

Final Q&A

Answered 2023-01-20

Transactions initiated via electronic mail (email)

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2023-01-06

Source: European Banking Authority. Updated weekly. Q&As are non-binding guidance published under the ESA Single Rulebook Q&A process.

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