European Banking Authority Q&A Database

Service Downtime

Directive 2015/2366/EU (PSD2) · Art. 96

Period to be covered by statistics pursuant to Article 32(4) of Commission Delegated Regulation (EU) 2018/389

Directive 2015/2366/EU (PSD2) · Art. 66, 67

Evidences / Records to be stored by account servicing payment service providers (ASPSP) for payment initiation service (PIS) and account information service (AIS) requests

Directive 2015/2366/EU (PSD2) · Art. 72

Reading of the term "means of payment"

Directive 2015/2366/EU (PSD2) · Art. 4

ESG P3- Template 7 - Adapted activities and enabling activities in Climate Change Adaptation (CCA)

Regulation (EU) No 575/2013 (CRR) · Art. 449a

C43.00 (LR4) – Reporting of RWA for positions in CIUs

Regulation (EU) No 575/2013 (CRR) · Art. 430

Permission to reduce own funds or eligible liabilities and deduction rules in the context of a liability management exercise (exchange offer, tender offer or issuance of a replacement instrument concurrent with a tender offer on the existing instrument)

Regulation (EU) No 575/2013 (CRR) · Art. 77, 78, 78a

ESG P3 - Template 7 Decision tree KPI GAR for Households

Regulation (EU) No 575/2013 (CRR) · Art. 449a

ESG P3 - Reg 2453/22 - Scope of application

Regulation (EU) No 575/2013 (CRR) · Art. 449a

ESG P3 - Templates 6, 7 and 8 - Scope of application as of 31.12.2023 and institutions’ exemption from EU taxonomy reporting until mandatory CSRD reporting as of 31.12.2024

Regulation (EU) No 575/2013 (CRR) · Art. 449a

v6341_m: Assets and liabilities at FV excluded because of partial impact on CET1 - Hedge accounting

Regulation (EU) No 575/2013 (CRR) · Art. 430

IFR reporting

Regulation (EU) No 2019/2033 (IFR) · Art. 20

The risk-weighted exposure amount of the CIU’s exposures in mandate based approach

Regulation (EU) No 575/2013 (CRR) · Art. 132a

Reporting of deposits subject to a notice period for C 69.00 and C 70.00 purpose

Regulation (EU) No 575/2013 (CRR) · Art. 415

Calculation of the amount reported for guarantees received on report F09.02

Regulation (EU) No 575/2013 (CRR) · Art. 430

Pillar 3 disclosures prepared from FINREP reporting

Regulation (EU) No 575/2013 (CRR) · Art. 434a

MREL – reporting of the impact of general prior permissions

Directive 2014/59/EU (BRRD) · Art. 45i

Disclosure of Template CR2 where NPE threshold of =>5% has not been breached

Regulation (EU) No 575/2013 (CRR) · Art. 442

Consideration of STS in synthetic securitisations

Regulation (EU) No 575/2013 (CRR) · Art. 430

Reporting of certain COREP templates by entities with deviating accounting year end

Regulation (EU) No 575/2013 (CRR) · Art. 430

C 14.00 - Column 0222: % of retail exposures in IRB pools

Regulation (EU) No 575/2013 (CRR) · Art. 430

Correlation parameter for Intra-bucket correlations for credit spread risk for non-securitisations

Regulation (EU) No 575/2013 (CRR) · Art. 325ai

Treatment for strategic long-term non-listed equity exposures under simple risk weight approach as per Article 155(2) CRR

Regulation (EU) No 575/2013 (CRR) · Art. 155

Estimation of a conversion factor for binding mortgage offers under the IRB Approach

Regulation (EU) No 575/2013 (CRR) · Art. 166

MREL determination in case of an entity that is subject to simplified requirements in respect of resolution plan

Directive 2014/59/EU (BRRD) · Art. 45c

Treatment of reversal features in cash pooling arrangements

Regulation (EU) No 575/2013 (CRR) · Art. 429b

Defining the risk factor for third-country investment firms in K-TCD calculation

Regulation (EU) No 2019/2033 (IFR) · Art. 26

Inclusion of short term deposits in third country credit institutions as liquid assets

Regulation (EU) No 2019/2033 (IFR) · Art. 43

Qualifying holdings outside the financial sector

Regulation (EU) No 2019/2033 (IFR) · Art. 10

"Unexpected outflow" in the context of applying large exposure exemptions granted in Article 390(6)(c) CRR

Regulation (EU) No 575/2013 (CRR) · Art. 390

Treatment of Security Lending and Borrowing Transactions for LCR purposes

Regulation (EU) No 575/2013 (CRR) · Art. 430

Reporting of SA exposures in IRB-CIU look-through

Regulation (EU) No 575/2013 (CRR) · Art. 430

F 46 EBA_v1226

Regulation (EU) No 575/2013 (CRR) · Art. 4

Definition of domestic for reporting collateral by type

Regulation (EU) No 575/2013 (CRR) · Art. 430

Whether values to be reported in template C 08.03 and C 34.07 should be based on original obligor or resultant obligor

Regulation (EU) No 575/2013 (CRR) · Art. 430

Finrep validation v11942_m - Collaterals received on NPL

Regulation (EU) No 575/2013 (CRR) · Art. 178

NACE sector K- 'Financial and insurance activities' in F 06.01

Regulation (EU) No 575/2013 (CRR) · Art. 430

NACE reporting in FINREP

Regulation (EU) No 575/2013 (CRR) · Art. 430

Reporting of central bank exposures - C 40.00

Regulation (EU) No 575/2013 (CRR) · Art. Annex XI – Instructions for reporting on leverage

Applicability of notional and CMV concepts to SFT for the purpose of template C 34.02

Regulation (EU) No 575/2013 (CRR) · Art. 272

Notional amount reported under SA_CCR model

Regulation (EU) No 575/2013 (CRR) · Art. 279b, 430

Treatment of additional collateral on top of overcollateralization of Covered bond program

Regulation (EU) No 575/2013 (CRR) · Art. 430

Treatment of TIPS and IP in AE reporting

Regulation (EU) No 575/2013 (CRR) · Art. 430

K-CON own fund requirements

Regulation (EU) No 2019/2033 (IFR) · Art. 39

Interest-income on credit impaired financial assets (template F 16)

Regulation (EU) No 575/2013 (CRR) · Art. 430

Overcollateralisation and funded reserved accounts in C 14.01

Regulation (EU) No 575/2013 (CRR) · Art. 430

Reporting of securitisation positions when Article 244(1), point (b), CRR is applied

Regulation (EU) No 575/2013 (CRR) · Art. 430

Exposure of the borrower to ESG factors

Directive 2013/36/EU (CRD) · Art. 74

C 14.00, columns 0302 and 0303

Regulation (EU) No 575/2013 (CRR) · Art. 430

C 34.08 – Reporting of received collateral

Regulation (EU) No 575/2013 (CRR) · Art. 430