EU Financial Regulatory Q&A Database

Execution of an authorized payment instruction made conditional on manual user redirection

Directive 2015/2366/EU (PSD2) · Art. Article: 98

Obstacle assessment of requiring an additional SCA for PIS within an existing authenticated AIS session

Directive 2015/2366/EU (PSD2) · Art. Article: 98

Temporary treatment of unrealised gains and losses measured at fair value through other comprehensive income

Regulation (EU) No 575/2013 (CRR) · Art. 468

Clarification request - CP Pillar 3 ESG - Template 2 covered bonds

Regulation (EU) No 575/2013 (CRR) · Art. Consultation Paper published by EBA on 22/05 concerning Pillar III ESG disclosures.

Article 12 of Regulation (EU) 2024/857 - non-performing exposures (NPEs) exceeds the 2% threshold.

Directive 2013/36/EU (CRD) · Art. 84

Classification of an Aifm under DORA regulation

Regulation (EU) 2022/2554 - The Digital Operational Resilience Act (DORA)

COREP CVA Risk reporting – exempted CCP-related transactions

Regulation (EU) No 575/2013 (CRR) · Art. 430

COREP Template 236. Specialised Lending Supervisory Slotting Method

Regulation (EU) No 575/2013 (CRR) · Art. 236 and 236a

Application of the ‘sole purpose test’ with respect to the criterion predominant source of revenues.

Regulation (EU) No 2017/2402 (SecReg) · Art. 6

Customers short sales internally matched with other clients’ long positions, as part of primary brokerage services

Regulation (EU) No 575/2013 (CRR) · Art. 423

FINREP – Loan commitments, financial guarantees and other commitments given

Regulation (EU) No 575/2013 (CRR) · Art. Annex V, Part 2

Reporting of minority interest on the NSFR

Regulation (EU) No 575/2013 (CRR) · Art. 428k

Investment of funds received in exchange of e-money tokens

Regulation (EU) No 2023/1114 (MiCAR) · Art. Article 54

Annual reporting for GSIIDISPILLAR3 to the Competent Authorities under DPM 4.2

Regulation (EU) No 575/2013 (CRR) · Art. 441

Form ‘F 32.01’ on asset encumbrance: Market value including or excluding accrued interest?

Regulation (EU) No 575/2013 (CRR) · Art. 430

Outsourcing; Critical and important functions; Principle of Proportionality

Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Investor Protection and Intermediaries · Art. EBA/GL/2019/02 (EBA Guidelines)

Deduction of pledged own shares from Common Equity Tier 1 items

Regulation (EU) No 575/2013 (CRR) · Art. 36

Deduction of pledged own shares from Common Equity Tier 1 items

Regulation (EU) No 575/2013 (CRR) · Art. 36

Deduction of pledged own shares from Common Equity Tier 1 items

Regulation (EU) No 575/2013 (CRR) · Art. 36

Intent to Present Future Performance in Percentage Terms in Robo-Advisory App – Compliance with MiFID II (incl. Article 44) and PRIIPs

Packaged Retail and Insurance-based Investment Products Regulation (PRIIPS) Regulation (EU) No 1286/2014 · Art. Additionally MiFID 2 - article 44

Clarification on the term “fully and completely secured by mortgages” in Article 47c(1) in the context of Non-Performing Exposures (NPEs).

Regulation (EU) No 575/2013 (CRR) · Art. 47c

Umgang mit unwiderruflichen Zeichnungszusagen für Fondsanteile im Kreditrisiko Kurzbeschreibung: Zuordnung und Risikogewichtung von Zeichnungszusagen in den Phasen der Fondsauflegung

Regulation (EU) No 575/2013 (CRR) · Art. 132

Requirements of Z 11.00 for RLE that are not institutions

Directive 2014/59/EU (BRRD) · Art. 11

The instructions for row 0170 C10.00 seem inconsistent.

Regulation (EU) No 575/2013 (CRR) · Art. 147

Presentation of lending for house purchase

Regulation (EU) No 575/2013 (CRR) · Art. 430

Delimitation of the quantity of liabilities and capital instruments to be computed in the NSFR calculation

Regulation (EU) No 575/2013 (CRR) · Art. 428o

Calculation of dividend component at individual accounts of the institution

Regulation (EU) No 575/2013 (CRR) · Art. 314

Calculation rule

Directive 2014/59/EU (BRRD) · Art. EBA/ITS.2025/04 - annex for IT solutions

Question on the calculation of 'Average amount over the year' related to initial margin on proprietary and client accounts

Directive 2014/59/EU (BRRD) · Art. EBA/ITS/2025/04 - Annex for IT solutions

Provide a detailed definition of the 'operator' of the FMI.

Directive 2014/59/EU (BRRD) · Art. EBA/ITS/2025/04 - Annex for IT solutions (Instructions)

Validation rules taxonomy V4.0 C_17.01

Regulation (EU) No 575/2013 (CRR) · Art. Article 6

Finrep validation between F09.01.1 and F18.00 other commitments given

Regulation (EU) No 575/2013 (CRR) · Art. Annex V Part 2

Disclosure on more periods in one template

Regulation (EU) No 575/2013 (CRR) · Art. PILLAR III ITS ARTICLE 26

Combination of methods for CCR

Regulation (EU) No 575/2013 (CRR) · Art. 273

Sign convention of the Weighted Average Maturity in J 05.00

Regulation (EU) No 575/2013 (CRR) · Art. 448

Treatment of Payment Institution and Electronic Money Institution safeguarding accounts in LCR C73.00 reporting

Regulation (EU) No 575/2013 (CRR) · Art. 422

Is the EBA mapping file for Pillar 3 template EU CMS1 correct?

Regulation (EU) No 575/2013 (CRR) · Art. 434a

COREP C22.00 reporting of positions in the reporting currency

Regulation (EU) No 575/2013 (CRR) · Art. 430

C_ 08.01.a - qx 2068 – “Retail exposures - Secured by residential real estate”

Regulation (EU) No 575/2013 (CRR) · Art. 147

Wording error in IFR/IFD regarding the method for calculating capital requirements for counterparty default risk (K-TCD)

Regulation (EU) No 2019/2033 (IFR) · Art. 30

C02 Own Funds Requirements CA2 - Row 0050 - inconsistent requirements for securitisation positions

Regulation (EU) No 575/2013 (CRR) · Art. CRR3

C 14.00, column 0040 Securitisation Type

Regulation (EU) No 575/2013 (CRR) · Art. 430

Loans for ADC (Loan for Acquisition, Development and Construction) with underlying exposure residential mortgage

Regulation (EU) No 575/2013 (CRR) · Art. Point (c) of Article 428ad and Point (c) of 428ag CRR

Validation rules v23509_h and v23510_h appear incorrect

Regulation (EU) No 575/2013 (CRR) · Art. 430

Onboarding capacity - Number of applications from new customers over 1 working day

Directive 2014/59/EU (BRRD) · Art. 10

v23509_h and v23510_h

Regulation (EU) No 575/2013 (CRR) · Art. 430

Inconsistency between Annotated table CODIS Pillar III and Mapping_tool_including_step_2_tc (incl equity) + Rev 4.1 review_tc

Regulation (EU) No 575/2013 (CRR) · Art. Point (l) of Article 439 referring to point (g) of Article 452

COREP Template C.08.05 and Pillar 3 EU CR9

Regulation (EU) No 575/2013 (CRR) · Art. N/A

C06.02 - v23688_s - Non negative control

Regulation (EU) No 575/2013 (CRR) · Art. N/A

Validation rule v23688_s requiring only non-negative amounts appears incorrect

Regulation (EU) No 575/2013 (CRR) · Art. 430