EBA · 2026_7682 Rejected question

Alternative treatment and SME support factor

Regulation
Regulation (EU) No 575/2013 (CRR)
Article
230, para. 4
Topic
Credit risk
Submitted by
Consultancy firm
Submitted
2026-01-15

Question

If an institution uses the alternative treatment i CRR3 article 230 (4), does the exposure then qualify to use the SME supporting factor?

Background

It is not clear if the 50% risk weight can be combined with the SME supporting factor from CRR3 article 501. The assumption is that the obligor and the exposure fulfils the requirements for using the SME supporting factor.
No answer published yet.

Original source: European Banking Authority, Q&A ID 2026_7682

This Q&A is published by European Banking Authority and is non-binding. It does not constitute legal advice. Updated weekly from official ESA sources.

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