EBA · 2025_7627 Rejected question

Regulation (EU) 2024/886 of the European Parliament : Specify uniform reporting templates - Submit date

Regulation
Regulation (EU) 2024/886 (IPR)
Article
The amendment of Article 15 of SEPA Regulation introduced by the Instant Payment Regulation (IPR)
Topic
Instant payments
Submitted by
Credit institution
Submitted
2025-11-18
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Question

Dear Madam, Sir,   Fiducial Banque received the first IP (instant payment) in 2024.  On April 9, 2026, do we need to submit two declarations : the first for the year 2024  and the second for the year 2025 ?   Thanks in advance for your response.   Best regards Marwa Souissi

Background

Regulation (EU) 2024/886 of the European Parliament and of the Council of 13 March 2024 amending Regulations (EU) No 260/2012 and (EU) 2021/1230 and Directives 98/26/EC and (EU) 2015/2366 as regards instant credit transfers in euro.    Regulation (EU) No 260/2012 of the European Parliament and of the Council of 14 March 2012 establishing technical and business requirements for credit transfers and direct debits in euro and amending Regulation (EC) No 924/2009.
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Original source: European Banking Authority, Q&A ID 2025_7627

This Q&A is published by European Banking Authority and is non-binding. It does not constitute legal advice. Updated weekly from official ESA sources.

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