EU Financial Regulatory Q&A Database

Official Q&As published by EBA, ESMA, EIOPA and the ESA Joint Committee. Non-binding but treated as authoritative guidance by national competent authorities across the EU.

EBA 4,397 ESMA 1,523 EIOPA 2,635 Joint Committee 256

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7,361 Q&As matching current filters · page 23 of 148

Disclosure of transactions with zero exposure value

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Final Q&A

Answered 2024-03-22

ITS ESG P3 - Template 2 - Should loan/collateral ratio (loan-to-value) be taken into account?

Regulation (EU) No 575/2013 (CRR) · Art. 449a

EBA Final Q&A

Answered 2024-03-22

Discrepancy between definition of ‘investment holding company’ and ‘consolidated situation.’

Regulation (EU) No 2019/2033 (IFR) · Art. 4

EBA Final Q&A

Answered 2024-03-22

Eligibility of communication by AISPs with ASPSP throughout two access interfaces in parallel

Directive 2015/2366/EU (PSD2) · Art. 98

EBA Final Q&A

Answered 2024-03-22

Minimum loss coverage for non-performing exposures under Article 469a

Regulation (EU) No 575/2013 (CRR) · Art. 469a

EBA Final Q&A

Answered 2024-03-22

Allocating exposures into the correct vintage buckets of the „NPL-backstop“ acc. to Art. 47c CRR applying Art. 469a CRR

Regulation (EU) No 575/2013 (CRR) · Art. 469a

EBA Final Q&A

Answered 2024-03-22

Treatment of intragroup liabilities when one of the institutions is established in a country being a member of EEA and EFTA (i.e. non-EU Member State but EEA Member State)

Directive 2014/59/EU (BRRD) · Art. 103

EBA Final Q&A

Answered 2024-03-22

Determination of exposure value cap for netting sets subject to a margin agreement.

Regulation (EU) No 575/2013 (CRR) · Art. 274

EBA Final Q&A

Answered 2024-03-15

Transaction with underlying assets: “distinct client” vs. “unknown client”

Regulation (EU) No 575/2013 (CRR) · Art. 390

EBA Final Q&A

Answered 2024-03-15

Template F 16.01 validation rule v5693_s

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Final Q&A

Answered 2024-03-15

Please clarify the term "PRIIPs open to subscription"?

PRIIPs

Joint Committee Final

Answered 2024-03-15

Taking into account Article 23(3) of Commission Regulation (EU) No. 583/2010, should the information on past performance in accordance with Article 8(3), first subparagraph of the PRIIPs Delegated Reg

PRIIPs

Joint Committee Final

Answered 2024-03-15

Does point 5(b) of Article 2 of the RTS – ‘an indication of whether the PRIIP manufacturer is entitled to terminate the PRIIP unilaterally’ concern i) market circumstances or ii) client specific circu

PRIIPs

Joint Committee Final

Answered 2024-03-15

The new wording in Article 2(2a)(b) of the ‘What is this product?’ section appears to duplicate the requirement already included in the RTS Article 6 (in the “How long should I hold it and can I take

PRIIPs

Joint Committee Final

Answered 2024-03-15

What is the difference between a "benchmark" and a "proxy" within the meaning of the Delegated Regulation? If an AIF does not have a sufficient historical price time-series and the PRIIP manufacturer

PRIIPs

Joint Committee Final

Answered 2024-03-15

Is currency risk described by Risk Element C applicable to investment funds, or should currency risk generally be considered by wrapper products / multi-option products only? In case currency risk is

PRIIPs

Joint Committee Final

Answered 2024-03-15

Could an artificially created “synthetic” proxy be considered an appropriate proxy in accordance with the PRIIPs RTS Annex II and Annex IV?

PRIIPs

Joint Committee Final

Answered 2024-03-15

When sufficient history for the SRI calculation is not available to cover 5 years of data for a daily share class, can the PRIIP manufacturer decide to use a benchmark/proxy to cover up to 5 years of

PRIIPs

Joint Committee Final

Answered 2024-03-15

Should the costs disclosed in table 1 (cost over time) and table 2 (total cost) be aligned for year 1?

PRIIPs

Joint Committee Final

Answered 2024-03-15

Should a KID disclose cost information and scenario information about 1 year and half the RHP in case the investors may not be allowed to exit a PRIIP before the end of the RHP?

PRIIPs

Joint Committee Final

Answered 2024-03-15

ICT risk management (DORA)

(EU) 2022/2554 - Digital Operational Resilience Act (DORA) · Art. 11(5)