European Banking Authority Q&A Database

Official Q&As published by the European Banking Authority on CRD, CRR, PSD2, AML, and other EU banking regulations.

2,714 final Q&As · page 19 of 55 · View all sources

Ability of a payment account operated by a payment institution to hold a credit balance in readiness for future payment transactions

Directive 2015/2366/EU (PSD2) · Art. 18

Final Q&A

Answered 2021-03-12

Credit value date for payment transactions with currency conversion

Directive 2015/2366/EU (PSD2) · Art. 87

Final Q&A

Answered 2021-03-12

Sanctions list screening in the context of TPPs' services - risk management policy

Directive 2015/2366/EU (PSD2) · Art. 66

Final Q&A

Answered 2021-03-12

On the use and storage of Personalised Security Credentials (PSC)

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2021-03-12

On the application of SCA when cancelling a payment transaction

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2021-03-12

Minority Interests and guidance on additional own funds (P2G)

Regulation (EU) No 575/2013 (CRR) · Art. 84

Final Q&A

Answered 2021-03-12

Obstacles to the payment initiation service

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2021-03-05

Account Data required by a ASPSP to execute a payment order via a PISP

Directive 2015/2366/EU (PSD2) · Art. 66

Final Q&A

Answered 2021-03-05

Compliance of (1) card data (2) SMS OTP and (3) EMV 3DS behaviour-based inherence as an authentication information with the requirements of PSD2 and RTS on SCA

Directive 2015/2366/EU (PSD2) · Art. 4

Final Q&A

Answered 2021-03-05

TPP access only with PSU involvement

Directive 2015/2366/EU (PSD2) · Art. 98

Final Q&A

Answered 2021-03-05

Reporting of forward starting transactions

Regulation (EU) No 575/2013 (CRR) · Art. 422 e 425

Final Q&A

Answered 2021-03-05

Covered Bond issuance on template F35 Asset Encumbrance

Directive 2013/36/EU (CRD) · Art. 100

Final Q&A

Answered 2021-03-05

Nominal value of collateral received - not available for encumbrance

Regulation (EU) No 575/2013 (CRR) · Art. 100

Final Q&A

Answered 2021-03-05

Reporting of credit quality step where no rating is present

Directive 2013/36/EU (CRD) · Art. ALMM reporting Annex XXI

Final Q&A

Answered 2021-03-05

New, Matured, Roll Over classification

Regulation (EU) No 575/2013 (CRR) · Art. 415

Final Q&A

Answered 2021-03-05

Definition of the elements to be included in each type of Assets

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-05

Treatment of collateral swaps with underlying collateral pools/ baskets

Regulation (EU) No 575/2013 (CRR) · Art. 415

Final Q&A

Answered 2021-03-05

Domestic - non-domestic distinction in Corep and Finrep

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-05

What considutes a fair value of encumberred and non-encumberred asset for morgages on immovable property?

Regulation (EU) No 575/2013 (CRR) · Art. 100

Final Q&A

Answered 2021-03-05

Asset encumbrance template F32.04 Sources of Encumbrance – Reporting, on individual basis and consolidated basis, of “Source of encumbrance” for securitisations.

Regulation (EU) No 575/2013 (CRR) · Art. 100

Final Q&A

Answered 2021-03-05

Reporting of of the group of connected clients in C27 Identification of the counterparty (LE1) when the national reporting system DOES NOT provide a unique code for the group of connected clients

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-05

Treatment of integer values in the 'days' columns

Regulation (EU) No 575/2013 (CRR) · Art. 415

Final Q&A

Answered 2021-03-05

Further clarification required on the inclusion of transactions between trade and settlement date

Regulation (EU) No 575/2013 (CRR) · Art. 415

Final Q&A

Answered 2021-03-05

NSFR - Definition of Other Equity Instruments

Regulation (EU) No 575/2013 (CRR) · Art. 415

Final Q&A

Answered 2021-03-05

F35.00 Covered Bonds - Solo Legal Entity Split

Regulation (EU) No 575/2013 (CRR) · Art. 100

Final Q&A

Answered 2021-03-05

F35.00 Covered Bonds - Maturity profile of covered assets

Regulation (EU) No 575/2013 (CRR) · Art. 100

Final Q&A

Answered 2021-03-05

Reporting of exposures with immovable property as collateral

Regulation (EU) No 575/2013 (CRR) · Art. 101

Final Q&A

Answered 2021-03-05

Definition of undrawn committed credit facilities to report

Regulation (EU) No 575/2013 (CRR) · Art. 415

Final Q&A

Answered 2021-03-05

Reporting of retail deposits that qualify for the treatment set out in Article 421 (5a) CRR

Regulation (EU) No 575/2013 (CRR) · Art. 415

Final Q&A

Answered 2021-03-05

The maturity ladder on template AE-CB (F 35.00)

Regulation (EU) No 575/2013 (CRR) · Art. 100

Final Q&A

Answered 2021-03-05

Reporting of "Value according to Article 418 of CRR" of liquid assets

Regulation (EU) No 575/2013 (CRR) · Art. 415

Final Q&A

Answered 2021-03-05

Validation rule original exposure pre conversion factors

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-05

HANDLING OF CASH COLLATERAL DEPOSIT HELD WITH OUR BANK

Regulation (EU) No 575/2013 (CRR) · Art. 415

Final Q&A

Answered 2021-03-05

Reporting the central administrative services for collective investment under the item 100 of the template F 22.02 - Assets involved in the services provided

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-05

Reporting the customer resources distributed but not managed under the item 130 of the template F 22.02 - Assets involved in the services provided

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-05

Reporting the unit – linked insurance products (insurance products with investment component) under the items related to the customer resources distributed but not managed in the template F 22.02 - Assets involved in the services provided

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-05

Reporting liquidity outflow of non-retail deposits

Regulation (EU) No 575/2013 (CRR) · Art. 415

Final Q&A

Answered 2021-03-05

Definition of "location"

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-05

Application of requirements on a consolidated basis to a stand-alone bank in a Member State owned by a financial holding institution in another Member State and by a third-country bank: submission of FINREP on a consolidated basis.

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-05

Non-Renewable loans and receivables

Regulation (EU) No 575/2013 (CRR) · Art. 415

Final Q&A

Answered 2021-03-05

Correct time bucket for unsecured master agreements for derivative transactions, secured master agreements for derivative transactions and cash collateral posted/received under a master agreement

Regulation (EU) No 575/2013 (CRR) · Art. 428

Final Q&A

Answered 2021-03-05

Validation of LCR Submission

Regulation (EU) No 575/2013 (CRR) · Art. 415

Final Q&A

Answered 2021-03-05

Refinancing

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-05

Embedded forbearance clauses