EBA · 2015_1994 Final Q&A

Definition of undrawn committed credit facilities to report

Regulation
Regulation (EU) No 575/2013 (CRR)
Article
415, para. 3
Topic
Supervisory reporting - Liquidity (LCR, NSFR, AMM)
Submitted by
Credit institution
Submitted
2015-05-06
Answered
2021-03-05
Answer provided by
ESAs (EBA, ESMA, EIOPA)
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Question

Can you please clarify, why only those undrawn committed credit facilities shall be reported in template C60 (row 1320), which have a maturity <= 3months?

Background

From our understanding, no matter, if the open commitments is referring to an undrawn committed credit facility, having a maturity of 3 months or 3 years, they can be drawn at any time.

Answer

All undrawn committed credit facilities that qualify as 'medium risk' or 'medium/low risk' under Annex I of Regulation (EU) No 575/2013 as amended by Regulation (EU) 2019/876 (CRR2) shall be reported in row 1320, column 110 (within three months) of template C 60.00 of Annex XII to Regulation (EU) No 680/2014 (ITS on Supervisory Reporting) as amended, since they can be drawn down at any time regardless of their contractual maturity.

Original source: European Banking Authority, Q&A ID 2015_1994

This Q&A is published by European Banking Authority and is non-binding. It does not constitute legal advice. Updated weekly from official ESA sources.

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