European Banking Authority Q&A Database

Official Q&As published by the European Banking Authority on CRD, CRR, PSD2, AML, and other EU banking regulations.

2,714 final Q&As · page 18 of 55 · View all sources

Reporting of connected clients and underlying individual clients exposures and type of counterparty indication in C27

Regulation (EU) No 575/2013 (CRR) · Art. 394

Final Q&A

Answered 2021-03-19

Definition of encumbered assets

Regulation (EU) No 575/2013 (CRR) · Art. 443

Final Q&A

Answered 2021-03-19

Annex V reference to ESRB Recommendation on closing real estate data gaps

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-19

LtV calculations in FINREP

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-19

FINREP Template 25.01 FX results and vintage buckets

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-19

COREP C17.01 - Consistency of the EBA Taxonomy control v5839_m

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-19

Sign convention for “Credit risk adjustments during the current period” {C14.00 c225} and definition of "current period".

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-19

Treatment of deducted exposures in the calculation of memo items “Risk-weighted exposure amount under SEC-ERBA” and “Risk-weighted exposure amount under SEC-SA” ({C14.01 c447} and {C14.01 c448} respectively)

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-19

EBA validation rule v7365_m

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-19

FINREP Payment services Template 22.2

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-19

Contingent encumbrance

Regulation (EU) No 575/2013 (CRR) · Art. 100

Final Q&A

Answered 2021-03-19

Validation Rule on C 09.02 Template - V4787

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-19

Reporting of International Organizations not treated as sovereign in template C43

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-19

Fair value changes of the hedged items in portfolio hedge of interest rate risk in Prudent Valuation

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-19

Failed XBRL rule v5713_s: [F 46.00 (r100;110;140, c010;020)] {F 46.00} <= 0

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-19

C76 – Updated LCR Calculation tool

Regulation (EU) No 575/2013 (CRR) · Art. Article 415

Final Q&A

Answered 2021-03-19

Validation rule v1251_m FINREP Taxonomy 2.8/2.9

Regulation (EU) No 575/2013 (CRR) · Art. Regulation (EU) No 575/2013 (CRR)

Final Q&A

Answered 2021-03-19

Validation rules V_7329; V_7403 and V7409

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-19

EBA validation rule v5313_m and v5315_m don`t work in Tax 2.9

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-19

Treatment of derivatives not recognized on-balance under national GAAP

Regulation (EU) No 575/2013 (CRR) · Art. 430

Final Q&A

Answered 2021-03-19

Reporting of positions in a securitisation that has not achieved SRT in C14.01.

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-19

Number of Collateral obtained by taking possession, F 25.02.b - Collateral obtained by taking possession other than collateral classified as Property Plant and Equipment (PP&E)

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-19

FinRep Table 26: Loans and advances to which forbearance measures were granted in addition to already existing forbearance measures

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-19

Validation rule eba_v6295_m

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-19

Clarification of F 24.01, row 0310

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-19

References for row 096 “Deferred Tax Assets subject to a risk weight of 250 %” of table c04.00 in Reg. 680/2014

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-19

IFRS 9, validation rules v6012_m, v6013_m and v6014_m

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-19

F 04.04.1, v5662_s.

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-19

Validation rules v5267_m up to v5279_m

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-19

Template FinRep F01.03 Balance sheet Statement - Equity

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-19

Scope of the Covered Bond Exemption as set out in Article 30 of the Margin Rules.

Regulation (EU) No 648/2012 (EMIR) · Art. 11

Final Q&A

Answered 2021-03-19

Validation rule (taxonomy 2.6) e4902_n about the risk weighted exposure for Equity in CR SA

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-19

FORBERANCE CLASSIFICATION

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-19

Sign Convention

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2021-03-19

Minimum requirement for own funds and eligible liabilities (MREL) - Waivers

Directive 2014/59/EU (BRRD) · Art. 45f

Final Q&A

Answered 2021-03-12

Grandfathering according to Articles 494a and 494b of the CRR

Regulation (EU) No 575/2013 (CRR) · Art. 494a, 494b

Final Q&A

Answered 2021-03-12

Amended ranking requirement in point (d) of Article 63 of the CRR

Regulation (EU) No 575/2013 (CRR) · Art. 63

Final Q&A

Answered 2021-03-12

Minimum requirement for own funds and eligible liabilities (MREL) - Calibration

Directive 2014/59/EU (BRRD) · Art. 45c

Final Q&A

Answered 2021-03-12

Minimum requirement for own funds and eligible liabilities (MREL) – Transitional periods

Directive 2014/59/EU (BRRD) · Art. 45m

Final Q&A

Answered 2021-03-12

Type of accounts accessible through common and secure communication

Directive 2015/2366/EU (PSD2) · Art. 4(15)(16), 66, 67 and number 7 and 8 of the Annex

Final Q&A

Answered 2021-03-12

LGD adjustment for massive disposals.

Regulation (EU) No 575/2013 (CRR) · Art. 500

Final Q&A

Answered 2021-03-12

Adjustment for massive disposals

Regulation (EU) No 575/2013 (CRR) · Art. 500

Final Q&A

Answered 2021-03-12

Treatment of electronic bookings similar to Mail Order and Telephone Orders (MO-TO) transactions

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2021-03-12

Keyed Mail Order or Telephone Order (MO-TO) transactions

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2021-03-12

Processing payments for hotel reservations

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2021-03-12

Merchant Initiated Transactions exemption for hotel transactions

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2021-03-12

Consumer mandate under Merchant Initiated Transactions

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2021-03-12

Calculation of own funds required for payment institution in Article 9 of Directive EU 2015/36 (PSD2) when the payment institution offers acquiring services

Directive 2015/2366/EU (PSD2) · Art. 9

Final Q&A

Answered 2021-03-12

Calculation of own funds required for payment institution in the Article 9 of Directive EU 2015/36 (PSD2) when "input funds" are credit transfers and "output funds" are direct debit

Directive 2015/2366/EU (PSD2) · Art. 9

Final Q&A

Answered 2021-03-12

Payment accounts and reference accounts

Directive 2015/2366/EU (PSD2) · Art. 2

Final Q&A

Answered 2021-03-12

Source: European Banking Authority. Updated weekly. Q&As are non-binding guidance published under the ESA Single Rulebook Q&A process.

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