EU Financial Regulatory Q&A Database

Official Q&As published by EBA, ESMA, EIOPA and the ESA Joint Committee. Non-binding but treated as authoritative guidance by national competent authorities across the EU.

EBA 4,405 ESMA 1,526 EIOPA 2,635 Joint Committee 256

Final Archive Pending Rejected All

Final — published answer Archive — superseded (EBA only) Pending — awaiting answer Rejected — out of scope or duplicate

Clear all filters

8,822 Q&As matching current filters · page 125 of 177

Definition of branches of institutions that are established outside the Union

Directive 2014/59/EU (BRRD) · Art. 1

EBA Final Q&A

Answered 2015-07-24

Annual Contribution of institutions - determination of the risk weight / use of indicators

Directive 2014/59/EU (BRRD) · Art. 103

EBA Final Q&A

Answered 2015-07-24

Annual Contribution of institutions - determination of the basis for annual contributions and the risk weight / use of CRDIV/CRR terminology

Directive 2014/59/EU (BRRD) · Art. 103

EBA Final Q&A

Answered 2015-07-24

Basis for ex-ante contributions to resolution financing arrangements

Directive 2014/59/EU (BRRD) · Art. 103

EBA Final Q&A

Answered 2015-07-24

Exclusion of Intragroup Liabilities - General Rule

Directive 2014/59/EU (BRRD) · Art. 103

EBA Final Q&A

Answered 2015-07-24

Client money

Directive 2014/59/EU (BRRD) · Art. 44

EBA Final Q&A

Answered 2015-07-24

De Minimis and weighting for foreign exchange risk

Regulation (EU) No 575/2013 (CRR) · Art. 351, 352

EBA Final Q&A

Answered 2015-07-17

Risk-weighting of Pension Assets

Regulation (EU) No 575/2013 (CRR) · Art. 4, 36, 41

EBA Final Q&A

Answered 2015-07-17

Calculation of exposure values of trade exposures with QCCP in accordance with article 306(1)(a).

Regulation (EU) No 575/2013 (CRR) · Art. 306

EBA Final Q&A

Answered 2015-07-10

Counterparty credit risk add-on for repurchase transactions

Regulation (EU) No 575/2013 (CRR) · Art. 429e

EBA Final Q&A

Answered 2015-07-10

Credit Risk Mitigation

Regulation (EU) No 575/2013 (CRR) · Art. 197

EBA Final Q&A

Answered 2015-07-10

Applicability of Article 423(1) of the CRR for intermediaries facilitating derivatives clearing between its clients and a CCP

Regulation (EU) No 575/2013 (CRR) · Art. 423

EBA Final Q&A

Answered 2015-07-10

Exemptions from the application of Article 395(1)

Regulation (EU) No 575/2013 (CRR) · Art. 395, 400, 403

EBA Final Q&A

Answered 2015-07-10

Reporting of Counterparties on LE2 and LE3 Templates - connected counterparties

Regulation (EU) No 575/2013 (CRR) · Art. 4

EBA Final Q&A

Answered 2015-07-10

Use of ECAI credit assessments for the determination of risk weights

Regulation (EU) No 575/2013 (CRR) · Art. 120,121,138

EBA Final Q&A

Answered 2015-07-03

FINREP – Reporting of accumulated changes in fair value due to credit risk and FINREP sign convention

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2015-06-26

Reporting of secured lending if an institution has no possession of the collateral

Regulation (EU) No 575/2013 (CRR) · Art. 460

EBA Final Q&A

Answered 2015-06-26

Exemption of deduction under transitional arrangements. Calculation of the threshold of Article 470 of Regulation (EU) No 575/2013 (CRR)

Regulation (EU) No 575/2013 (CRR) · Art. 470

EBA Final Q&A

Answered 2015-06-26

Excess of deductions from AT1 items over AT1 capital which must be deducted from CET1, but is caused by the impact of transitional arrangements.

Regulation (EU) No 575/2013 (CRR) · Art. 469

EBA Final Q&A

Answered 2015-06-26

Inconsistencies in FINREP validation rules for Allowances and provisions for impaired debt instruments, defaulted guarantees and defaulted commitments (F31.01)

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2015-06-26

Significance of the term ‘without prejudice’ in Article 86 of Regulation (EU) No 575/2013 (CRR)

Regulation (EU) No 575/2013 (CRR) · Art. 86

EBA Final Q&A

Answered 2015-06-26

Basel I floor

Regulation (EU) No 575/2013 (CRR) · Art. 500

EBA Final Q&A

Answered 2015-06-26

Definition of Additional Tier 1 instruments for the purposes of Article 141 of Directive 2013/36/EU

Directive 2013/36/EU (CRD) · Art. 141

EBA Final Q&A

Answered 2015-06-26

When should an external rating be considered as a primary factor determining an internal rating assignment

Regulation (EU) No 575/2013 (CRR) · Art. 143

EBA Final Q&A

Answered 2015-06-19

Recognition of additional credit protection in the regulatory LGD

Regulation (EU) No 575/2013 (CRR) · Art. 143

EBA Final Q&A

Answered 2015-06-19

Definition for short-term letters of credit

Regulation (EU) No 575/2013 (CRR) · Art. 4, 120

EBA Final Q&A

Answered 2015-06-19

Application of volatility haircuts adjusted under Article 285(3) (extended margin period of risk)

Regulation (EU) No 575/2013 (CRR) · Art. 285

EBA Final Q&A

Answered 2015-06-19

Securities borrowing - early termination clause vs HQLA

Regulation (EU) No 575/2013 (CRR) · Art. 417

EBA Final Q&A

Answered 2015-06-19

Deduction of direct holdings of CET 1 instruments of FSEs

Regulation (EU) No 575/2013 (CRR) · Art. 45

EBA Final Q&A

Answered 2015-06-19

Reporting of Liabilities against the initial margin and default fund

Regulation (EU) No 575/2013 (CRR) · Art. 100

EBA Final Q&A

Answered 2015-06-19

C 45.00 - LEVERAGE RATIO CALCULATION (LRCalc): arithmetic mean of monthly data vs. end of quarter data

Regulation (EU) No 575/2013 (CRR) · Art. 429

EBA Final Q&A

Answered 2015-06-12

Disclosure of the Leverage Ratio

Regulation (EU) No 575/2013 (CRR) · Art. 451, 521

EBA Final Q&A

Answered 2015-06-12

Clarification on Leverage Ratio Delegated Act Reporting

Regulation (EU) No 575/2013 (CRR) · Art. ARTICLE 429, 429 bis, 429 ter

EBA Final Q&A

Answered 2015-06-12

Maturity matching

Regulation (EU) No 575/2013 (CRR) · Art. 45, 59, 69

EBA Final Q&A

Answered 2015-06-12

Reduction of CET1 by absorbing losses which are already accounted as loss brought forward

Regulation (EU) No 575/2013 (CRR) · Art. 77, 78

EBA Final Q&A

Answered 2015-06-05

Usage of the internal model for determining the own funds requirements for the specific risk associated with traded debt positions in the advanced method for Credit Valuation Adjustment (CVA) risk

Regulation (EU) No 575/2013 (CRR) · Art. 383

EBA Final Q&A

Answered 2015-06-05

Eligible hedge of Credit Valuation Adjustment (CVA)

Regulation (EU) No 575/2013 (CRR) · Art. 386

EBA Final Q&A

Answered 2015-06-05

Currency in which the information that the institutions report to the competent authorities of the home member State must be submitted, according to art. 415, par.2. (Templates: C.51.00.w, C.51.00.x, C.52.00.w, C.52.00.x, C.52.00.y, C.52.00.z, C.53.00.w, C.53.00.x, C.53.00.y, C.54.00.a, C54.00.w)

Regulation (EU) No 575/2013 (CRR) · Art. 415

EBA Final Q&A

Answered 2015-05-29

Statement of Profit or Loss

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2015-05-29

F18 & F19 Commercial Real Estate

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2015-05-29

FINREP – reporting of negative interest