EBA · 2014_1006 Final Q&A

F18 & F19 Commercial Real Estate

Regulation
Regulation (EU) No 575/2013 (CRR)
Article
99
Topic
Supervisory reporting - FINREP (incl. FB&NPE)
Submitted by
Credit institution
Submitted
2014-03-25
Answered
2015-05-29
Answer provided by
ESAs (EBA, ESMA, EIOPA)
Browse ECB SSM Register → More Q&As on this regulation →

Question

Should we assume that the row "Commercial real estate" contains the same information as "Commercial immovable property", within F20.04? That is to say, does "Commercial real estate" request loans collateralized by commercial immovable property? Thank you very much.

Background

As above.

Answer

F 20.04 Template of Annex III and IV of Regulation (EU) No 680/2014 - ITS on Supervisory Reporting of institutions (ITS) asks for information concerning loans and advances to non- financial corporations, including an "of which: commercial immovable property". Commercial immovable property is defined in Q&A 2014_1214. F 18.00 and F 19.00 ask for information on loans and advances to non- financial corporations with an "of which: commercial real estate". This term is not defined and shall have the same meaning as "commercial immovable property" in Q&A 2014 1214. The final Q&A 2014_864 also explains that the label of row 210 of the template F 20.04 has already been amended to better reflect what is expected to report and now says: "Of which: loans collateralized by commercial immovable property".

Original source: European Banking Authority, Q&A ID 2014_1006

This Q&A is published by European Banking Authority and is non-binding. It does not constitute legal advice. Updated weekly from official ESA sources.

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