EBA · 2013_216 Final Q&A

Annex III F20.4 row 210 Of which: Commercial immovable property

Regulation
Regulation (EU) No 575/2013 (CRR)
Article
99
Topic
Supervisory reporting - FINREP (incl. FB&NPE)
Submitted by
Credit institution
Submitted
2013-09-09
Answered
2014-02-14
Answer provided by
ESAs (EBA, ESMA, EIOPA)

Question

What is the information requested in this row? Does it consist of loans collateralized by commercial immovable property, similarly to row 230? Or is it made up of loans granted to acquire commercial immovable property?

Background

There is no normative reference in the template.

Answer

The row 210 in F 20.04 includes loans collateralized by commercial immovable property without considering if the purpose of the loan is to purchase this type of property. That is, it depends upon a classification by collateral not upon a classification by purpose.

Original source: European Banking Authority, Q&A ID 2013_216

This Q&A is published by European Banking Authority and is non-binding. It does not constitute legal advice. Updated weekly from official ESA sources.

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