Electronic Money Institution Authorised

CAPITAL FINANCIAL SERVICES S.A.

Entity code

RO_NBR!IEME_RO_0001

Supervising NCA

RO_NBR

Home country

Romania

National ref. code

22170545

First authorised

25 Apr 2013

Last verified

22 Jul 2026

Authorised services

✓ Issuing electronic money ES_010
✓ Cash withdrawal PS_020
✓ Direct debits PS_03B
✓ Card payments PS_03C
✓ Money remittance PS_05A
✓ Currency conversion PS_05B

Passporting

This institution is authorised to provide services in 29 additional EEA countries.

Country	Services
Austria	Issuing electronic money, Cash withdrawal, Direct debits, Card payments, Money remittance, Currency conversion
Belgium	Issuing electronic money, Cash withdrawal, Direct debits, Card payments, Money remittance, Currency conversion
Bulgaria	Issuing electronic money, Cash withdrawal, Direct debits, Card payments, Money remittance, Currency conversion
Croatia	Issuing electronic money, Cash withdrawal, Direct debits, Card payments, Money remittance, Currency conversion
Cyprus	Issuing electronic money, Cash withdrawal, Direct debits, Card payments, Money remittance, Currency conversion
Czech Republic	Issuing electronic money, Cash withdrawal, Direct debits, Card payments, Money remittance, Currency conversion
Denmark	Issuing electronic money, Cash withdrawal, Direct debits, Card payments, Money remittance, Currency conversion
Estonia	Issuing electronic money, Cash withdrawal, Direct debits, Card payments, Money remittance, Currency conversion
Finland	Issuing electronic money, Cash withdrawal, Direct debits, Card payments, Money remittance, Currency conversion
France	Issuing electronic money, Cash withdrawal, Direct debits, Card payments, Money remittance, Currency conversion
Germany	Issuing electronic money, Cash withdrawal, Direct debits, Card payments, Money remittance, Currency conversion
Greece	Issuing electronic money, Cash withdrawal, Direct debits, Card payments, Money remittance, Currency conversion
Hungary	Issuing electronic money, Cash withdrawal, Direct debits, Card payments, Money remittance, Currency conversion
Iceland	Issuing electronic money, Cash withdrawal, Direct debits, Card payments, Money remittance, Currency conversion
Ireland	Issuing electronic money, Cash withdrawal, Direct debits, Card payments, Money remittance, Currency conversion
Italy	Issuing electronic money, Cash withdrawal, Direct debits, Card payments, Money remittance, Currency conversion
Latvia	Issuing electronic money, Cash withdrawal, Direct debits, Card payments, Money remittance, Currency conversion
Liechtenstein	Issuing electronic money, Cash withdrawal, Direct debits, Card payments, Money remittance, Currency conversion
Lithuania	Issuing electronic money, Cash withdrawal, Direct debits, Card payments, Money remittance, Currency conversion
Luxembourg	Issuing electronic money, Cash withdrawal, Direct debits, Card payments, Money remittance, Currency conversion
Malta	Issuing electronic money, Cash withdrawal, Direct debits, Card payments, Money remittance, Currency conversion
Netherlands	Issuing electronic money, Cash withdrawal, Direct debits, Card payments, Money remittance, Currency conversion
Norway	Issuing electronic money, Cash withdrawal, Direct debits, Card payments, Money remittance, Currency conversion
Poland	Issuing electronic money, Cash withdrawal, Direct debits, Card payments, Money remittance, Currency conversion
Portugal	Issuing electronic money, Cash withdrawal, Direct debits, Card payments, Money remittance, Currency conversion
Slovakia	Issuing electronic money, Cash withdrawal, Direct debits, Card payments, Money remittance, Currency conversion
Slovenia	Issuing electronic money, Cash withdrawal, Direct debits, Card payments, Money remittance, Currency conversion
Spain	Issuing electronic money, Cash withdrawal, Direct debits, Card payments, Money remittance, Currency conversion
Sweden	Issuing electronic money, Cash withdrawal, Direct debits, Card payments, Money remittance, Currency conversion

About Electronic Money Institutions

Electronic money institutions are authorised under the Electronic Money Directive (2009/110/EC) to issue electronic money and provide payment services. EMIs may passport across the EEA under a single authorisation.