Electronic Money Institution Authorised

Nium Financial Services Malta Ltd

Entity code

MT_MFSA!IFSM2

Supervising NCA

MT_MFSA

Home country

Malta

National ref. code

C 98342

First authorised

8 Jul 2021

Last verified

22 Jul 2026

Authorised services

✓ Issuing electronic money ES_010
✓ Cash placement on payment account PS_010
✓ Cash withdrawal PS_020
✓ Credit transfers PS_03A
✓ Direct debits PS_03B
✓ Card payments PS_03C
✓ Money remittance PS_05A
✓ Currency conversion PS_05B

Passporting

This institution is authorised to provide services in 29 additional EEA countries.

Country	Services
Austria	Issuing electronic money, Cash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Belgium	Issuing electronic money, Cash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Bulgaria	Issuing electronic money, Cash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Croatia	Issuing electronic money, Cash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Cyprus	Issuing electronic money, Cash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Czech Republic	Issuing electronic money, Cash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Denmark	Issuing electronic money, Cash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Estonia	Issuing electronic money, Cash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Finland	Issuing electronic money, Cash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
France	Issuing electronic money, Cash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Germany	Issuing electronic money, Cash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Greece	Issuing electronic money, Cash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Hungary	Issuing electronic money, Cash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Iceland	Issuing electronic money, Cash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Ireland	Issuing electronic money, Cash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Italy	Issuing electronic money, Cash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Latvia	Issuing electronic money, Cash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Liechtenstein	Issuing electronic money, Cash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Lithuania	Issuing electronic money, Cash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Luxembourg	Issuing electronic money, Cash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Netherlands	Issuing electronic money, Cash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Norway	Issuing electronic money, Cash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Poland	Issuing electronic money, Cash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Portugal	Issuing electronic money, Cash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Romania	Issuing electronic money, Cash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Slovakia	Issuing electronic money, Cash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Slovenia	Issuing electronic money, Cash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Spain	Issuing electronic money, Cash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Sweden	Issuing electronic money, Cash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion

About Electronic Money Institutions

Electronic money institutions are authorised under the Electronic Money Directive (2009/110/EC) to issue electronic money and provide payment services. EMIs may passport across the EEA under a single authorisation.