Electronic Money Institution Authorised

AP OPERATIONS SIA

Trading as: 40203416512

Entity code

LV_FCMC!693

Supervising NCA

LV_LV

Home country

Latvia

National ref. code

40203416512

First authorised

26 Mar 2025

Last verified

22 Jul 2026

Authorised services

✓ Credit transfers PS_03A
✓ Direct debits PS_03B
✓ Card payments PS_03C
✓ Money remittance PS_05A

Passporting

This institution is authorised to provide services in 29 additional EEA countries.

Country	Services
Austria	Credit transfers, Direct debits, Card payments, Money remittance
Belgium	Credit transfers, Direct debits, Card payments, Money remittance
Bulgaria	Credit transfers, Direct debits, Card payments, Money remittance
Croatia	Credit transfers, Direct debits, Card payments, Money remittance
Cyprus	Credit transfers, Direct debits, Card payments, Money remittance
Czech Republic	Credit transfers, Direct debits, Card payments, Money remittance
Denmark	Credit transfers, Direct debits, Card payments, Money remittance
Estonia	Credit transfers, Direct debits, Card payments, Money remittance
Finland	Credit transfers, Direct debits, Card payments, Money remittance
France	Credit transfers, Direct debits, Card payments, Money remittance
Germany	Credit transfers, Direct debits, Card payments, Money remittance
Greece	Credit transfers, Direct debits, Card payments, Money remittance
Hungary	Credit transfers, Direct debits, Card payments, Money remittance
Iceland	Credit transfers, Direct debits, Card payments, Money remittance
Ireland	Credit transfers, Direct debits, Card payments, Money remittance
Italy	Credit transfers, Direct debits, Card payments, Money remittance
Liechtenstein	Credit transfers, Direct debits, Card payments, Money remittance
Lithuania	Credit transfers, Direct debits, Card payments, Money remittance
Luxembourg	Credit transfers, Direct debits, Card payments, Money remittance
Malta	Credit transfers, Direct debits, Card payments, Money remittance
Netherlands	Credit transfers, Direct debits, Card payments, Money remittance
Norway	Credit transfers, Direct debits, Card payments, Money remittance
Poland	Credit transfers, Direct debits, Card payments, Money remittance
Portugal	Credit transfers, Direct debits, Card payments, Money remittance
Romania	Credit transfers, Direct debits, Card payments, Money remittance
Slovakia	Credit transfers, Direct debits, Card payments, Money remittance
Slovenia	Credit transfers, Direct debits, Card payments, Money remittance
Spain	Credit transfers, Direct debits, Card payments, Money remittance
Sweden	Credit transfers, Direct debits, Card payments, Money remittance

About Electronic Money Institutions

Electronic money institutions are authorised under the Electronic Money Directive (2009/110/EC) to issue electronic money and provide payment services. EMIs may passport across the EEA under a single authorisation.