Payment Institution Authorised

SPENDESK FINANCIAL SERVICES

Entity code

FR_ACPR!95851

Supervising NCA

FR_ACPR

Home country

France

National ref. code

900518101

First authorised

20 Apr 2021

Last verified

22 Jul 2026

Authorised services

✓ Cash withdrawal PS_020
✓ Credit transfers PS_03A
✓ Direct debits PS_03B
✓ Card payments PS_03C
✓ Money remittance PS_05A
✓ Currency conversion PS_05B

Passporting

This institution is authorised to provide services in 29 additional EEA countries.

Country	Services
Austria	Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Belgium	Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Bulgaria	Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Croatia	Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Cyprus	Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Czech Republic	Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Denmark	Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Estonia	Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Finland	Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Germany	Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Greece	Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Hungary	Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Iceland	Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Ireland	Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Italy	Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Latvia	Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Liechtenstein	Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Lithuania	Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Luxembourg	Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Malta	Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Netherlands	Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Norway	Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Poland	Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Portugal	Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Romania	Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Slovakia	Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Slovenia	Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Spain	Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion
Sweden	Cash withdrawal, Credit transfers, Direct debits, Card payments, Money remittance, Currency conversion

About Payment Institutions

Payment institutions are authorised under PSD2 (Directive 2015/2366/EU) to provide payment services across the EEA. They may passport their services to other member states without requiring separate national authorisation.