Payment Institution Authorised

QONTO

Trading as: Qonto

Entity code
FR_ACPR!68677
Supervising NCA
FR_ACPR
Home country
France
National ref. code
819489626
First authorised
21 Jun 2018
Last verified
22 Jul 2026

Authorised services

  • ✓ Cash withdrawal PS_020
  • ✓ Credit transfers PS_03A
  • ✓ Direct debits PS_03B
  • ✓ Card payments PS_03C
  • ✓ Issuing payment instruments PS_04B
  • ✓ PS_04C PS_04C
  • ✓ Money remittance PS_05A
  • ✓ Currency conversion PS_05B
  • ✓ Account information services (AISP) PS_070
  • ✓ Account information services only PS_080

Passporting

This institution is authorised to provide services in 10 additional EEA countries.

CountryServices
AustriaCash withdrawal, Credit transfers, Direct debits, Card payments, Issuing payment instruments, PS_04C, Money remittance, Currency conversion, Account information services (AISP), Account information services only
BelgiumCash withdrawal, Credit transfers, Direct debits, Card payments, Issuing payment instruments, PS_04C, Money remittance, Currency conversion, Account information services (AISP), Account information services only
GermanyCash withdrawal, Credit transfers, Direct debits, Card payments, Issuing payment instruments, PS_04C, Money remittance, Currency conversion, Account information services (AISP), Account information services only
IrelandCash withdrawal, Credit transfers, Direct debits, Card payments, Issuing payment instruments, PS_04C, Money remittance, Currency conversion, Account information services (AISP), Account information services only
ItalyCash withdrawal, Credit transfers, Direct debits, Card payments, Issuing payment instruments, PS_04C, Money remittance, Currency conversion, Account information services (AISP), Account information services only
LuxembourgCash withdrawal, Credit transfers, Direct debits, Card payments, Issuing payment instruments, PS_04C, Money remittance, Currency conversion, Account information services (AISP), Account information services only
NetherlandsCash withdrawal, Credit transfers, Direct debits, Card payments, Issuing payment instruments, PS_04C, Money remittance, Currency conversion, Account information services (AISP), Account information services only
PolandCash withdrawal, Credit transfers, Direct debits, Card payments, Issuing payment instruments, PS_04C, Money remittance, Currency conversion, Account information services (AISP), Account information services only
PortugalCash withdrawal, Credit transfers, Direct debits, Card payments, Issuing payment instruments, PS_04C, Money remittance, Currency conversion, Account information services (AISP), Account information services only
SpainCash withdrawal, Credit transfers, Direct debits, Card payments, Issuing payment instruments, PS_04C, Money remittance, Currency conversion, Account information services (AISP), Account information services only

About Payment Institutions

Payment institutions are authorised under PSD2 (Directive 2015/2366/EU) to provide payment services across the EEA. They may passport their services to other member states without requiring separate national authorisation.

Further reading

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