Payment Institution Authorised

Ivy Pay Oy

Entity code
FI_FIN_FSA!32927038
Supervising NCA
FI_FIN-FSA
Home country
Finland
National ref. code
32927038
First authorised
6 Jun 2023
Last verified
22 Jul 2026

Authorised services

  • ✓ Cash placement on payment account PS_010
  • ✓ Cash withdrawal PS_020
  • ✓ Credit transfers PS_03A
  • ✓ Direct debits PS_03B
  • ✓ Card payments PS_03C
  • ✓ PS_04A PS_04A
  • ✓ Issuing payment instruments PS_04B
  • ✓ PS_04C PS_04C
  • ✓ Currency conversion PS_05B
  • ✓ Account information services (AISP) PS_070
  • ✓ Account information services only PS_080

Passporting

This institution is authorised to provide services in 29 additional EEA countries.

CountryServices
AustriaCash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, PS_04A, Issuing payment instruments, PS_04C, Currency conversion, Account information services (AISP), Account information services only
BelgiumCash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, PS_04A, Issuing payment instruments, PS_04C, Currency conversion, Account information services (AISP), Account information services only
BulgariaCash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, PS_04A, Issuing payment instruments, PS_04C, Currency conversion, Account information services (AISP), Account information services only
CroatiaCash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, PS_04A, Issuing payment instruments, PS_04C, Currency conversion, Account information services (AISP), Account information services only
CyprusCash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, PS_04A, Issuing payment instruments, PS_04C, Currency conversion, Account information services (AISP), Account information services only
Czech RepublicCash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, PS_04A, Issuing payment instruments, PS_04C, Currency conversion, Account information services (AISP), Account information services only
DenmarkCash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, PS_04A, Issuing payment instruments, PS_04C, Currency conversion, Account information services (AISP), Account information services only
EstoniaCash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, PS_04A, Issuing payment instruments, PS_04C, Currency conversion, Account information services (AISP), Account information services only
FranceCash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, PS_04A, Issuing payment instruments, PS_04C, Currency conversion, Account information services (AISP), Account information services only
GermanyCash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, PS_04A, Issuing payment instruments, PS_04C, Currency conversion, Account information services (AISP), Account information services only
GreeceCash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, PS_04A, Issuing payment instruments, PS_04C, Currency conversion, Account information services (AISP), Account information services only
HungaryCash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, PS_04A, Issuing payment instruments, PS_04C, Currency conversion, Account information services (AISP), Account information services only
IcelandCash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, PS_04A, Issuing payment instruments, PS_04C, Currency conversion, Account information services (AISP), Account information services only
IrelandCash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, PS_04A, Issuing payment instruments, PS_04C, Currency conversion, Account information services (AISP), Account information services only
ItalyCash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, PS_04A, Issuing payment instruments, PS_04C, Currency conversion, Account information services (AISP), Account information services only
LatviaCash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, PS_04A, Issuing payment instruments, PS_04C, Currency conversion, Account information services (AISP), Account information services only
LiechtensteinCash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, PS_04A, Issuing payment instruments, PS_04C, Currency conversion, Account information services (AISP), Account information services only
LithuaniaCash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, PS_04A, Issuing payment instruments, PS_04C, Currency conversion, Account information services (AISP), Account information services only
LuxembourgCash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, PS_04A, Issuing payment instruments, PS_04C, Currency conversion, Account information services (AISP), Account information services only
MaltaCash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, PS_04A, Issuing payment instruments, PS_04C, Currency conversion, Account information services (AISP), Account information services only
NetherlandsCash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, PS_04A, Issuing payment instruments, PS_04C, Currency conversion, Account information services (AISP), Account information services only
NorwayCash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, PS_04A, Issuing payment instruments, PS_04C, Currency conversion, Account information services (AISP), Account information services only
PolandCash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, PS_04A, Issuing payment instruments, PS_04C, Currency conversion, Account information services (AISP), Account information services only
PortugalCash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, PS_04A, Issuing payment instruments, PS_04C, Currency conversion, Account information services (AISP), Account information services only
RomaniaCash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, PS_04A, Issuing payment instruments, PS_04C, Currency conversion, Account information services (AISP), Account information services only
SlovakiaCash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, PS_04A, Issuing payment instruments, PS_04C, Currency conversion, Account information services (AISP), Account information services only
SloveniaCash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, PS_04A, Issuing payment instruments, PS_04C, Currency conversion, Account information services (AISP), Account information services only
SpainCash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, PS_04A, Issuing payment instruments, PS_04C, Currency conversion, Account information services (AISP), Account information services only
SwedenCash placement on payment account, Cash withdrawal, Credit transfers, Direct debits, Card payments, PS_04A, Issuing payment instruments, PS_04C, Currency conversion, Account information services (AISP), Account information services only

About Payment Institutions

Payment institutions are authorised under PSD2 (Directive 2015/2366/EU) to provide payment services across the EEA. They may passport their services to other member states without requiring separate national authorisation.

Further reading

📋 Track PSD2 and PSD3 compliance continuously — Forseti monitors EU financial regulation and delivers personalised alerts anchored to verified official sources. Try it free →

← Back to PSD2 Register