Payment Institution Authorised

cflox GmbH

Entity code

DE_BAFIN!156868

Supervising NCA

DE_BAFIN

Home country

Germany

National ref. code

156868

First authorised

8 Jul 2020

Last verified

22 Jul 2026

Authorised services

✓ Money remittance PS_05A
✓ Currency conversion PS_05B
✓ Payment initiation services (PISP) PS_060

Passporting

This institution is authorised to provide services in 26 additional EEA countries.

Country	Services
Austria	Money remittance, Currency conversion, Payment initiation services (PISP)
Belgium	Money remittance, Currency conversion, Payment initiation services (PISP)
Bulgaria	Money remittance, Currency conversion, Payment initiation services (PISP)
Croatia	Money remittance, Currency conversion, Payment initiation services (PISP)
Cyprus	Money remittance, Currency conversion, Payment initiation services (PISP)
Czech Republic	Money remittance, Currency conversion, Payment initiation services (PISP)
Denmark	Money remittance, Currency conversion, Payment initiation services (PISP)
Estonia	Money remittance, Currency conversion, Payment initiation services (PISP)
Finland	Money remittance, Currency conversion, Payment initiation services (PISP)
France	Money remittance, Currency conversion, Payment initiation services (PISP)
Greece	Money remittance, Currency conversion, Payment initiation services (PISP)
Hungary	Money remittance, Currency conversion, Payment initiation services (PISP)
Ireland	Money remittance, Currency conversion, Payment initiation services (PISP)
Italy	Money remittance, Currency conversion, Payment initiation services (PISP)
Latvia	Money remittance, Currency conversion, Payment initiation services (PISP)
Lithuania	Money remittance, Currency conversion, Payment initiation services (PISP)
Luxembourg	Money remittance, Currency conversion, Payment initiation services (PISP)
Malta	Money remittance, Currency conversion, Payment initiation services (PISP)
Netherlands	Money remittance, Currency conversion, Payment initiation services (PISP)
Poland	Money remittance, Currency conversion, Payment initiation services (PISP)
Portugal	Money remittance, Currency conversion, Payment initiation services (PISP)
Romania	Money remittance, Currency conversion, Payment initiation services (PISP)
Slovakia	Money remittance, Currency conversion, Payment initiation services (PISP)
Slovenia	Money remittance, Currency conversion, Payment initiation services (PISP)
Spain	Money remittance, Currency conversion, Payment initiation services (PISP)
Sweden	Money remittance, Currency conversion, Payment initiation services (PISP)

About Payment Institutions

Payment institutions are authorised under PSD2 (Directive 2015/2366/EU) to provide payment services across the EEA. They may passport their services to other member states without requiring separate national authorisation.