EU Financial Regulatory Q&A Database

Official Q&As published by EBA, ESMA, EIOPA and the ESA Joint Committee. Non-binding but treated as authoritative guidance by national competent authorities across the EU.

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7,361 Q&As matching current filters · page 9 of 148

Regarding 'COMMISSION DELEGATED REGULATION (EU) 2022/1288 of 6 April 2022' (supplementing Regulation (EU) 2019/2088). In Table 2, Annex I of the document, under the section 'Indicators applicable to i

SFDR

Joint Committee Final

Answered 2025-08-04

Scope of the exception in Article 19(12a) of MAR to PDMRs’ general prohibition to trade during the closed period

Market Abuse Regulation (MAR) Regulation (EU) No 596/2014 - Market Intergrity · Art. Article 19 of MAR as amended and integrated by the Listing Act

ESMA Answer Published

Answered 2025-08-01

Discretionary pension benefits

Directive 2013/36/EU (CRD) · Art. 94

EBA Final Q&A

Answered 2025-08-01

Maturity floor for SFT transactions under a master netting agreement that does not fulfill the enforceability criteria of CRR Article 206.

Regulation (EU) No 575/2013 (CRR) · Art. 162

EBA Final Q&A

Answered 2025-08-01

Scope (Art. 1 IDD), Registration (Art. 3 IDD), Principle to act in accordance with the best interest (Art. 17 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. N/A

EIOPA

Answered 2025-07-30

Reporting Templates

(EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision

EIOPA

Answered 2025-07-29

Reporting Templates

(EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision · Art. 2

EIOPA

Answered 2025-07-29

Reporting Templates

(EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision · Art. ANNEX VI Definitions of the CIC Table

EIOPA

Answered 2025-07-29

Other

(EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance) · Art. 15(2) and Part A of Annex I

EIOPA

Answered 2025-07-29

IBIPs - Inducements - fees, commissions non-monetary benefits paid by third parties (Art. 29 para. 2 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 29

EIOPA

Answered 2025-07-29

Reporting Templates

(EU) No 2015/2450 - templates for the submission of information to the supervisory authorities

EIOPA

Answered 2025-07-29

Solvency Capital Requirement (SCR)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. 168, 84

EIOPA

Answered 2025-07-28

Solvency Capital Requirement (SCR)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. 212(4) and 213(1)

EIOPA

Answered 2025-07-28

Solvency Capital Requirement (SCR)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII), (EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance) · Art. 180

EIOPA

Answered 2025-07-28

Intra-group transaction

(EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision · Art. Annex III

EIOPA

Answered 2025-07-28

Register of Information (DORA)

(EU) 2022/2554 - Digital Operational Resilience Act (DORA) · Art. 3

EIOPA

Answered 2025-07-25

Validations

(EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision, Other

EIOPA

Answered 2025-07-25

The scope of the regulation described in Article 6 mismatches what is presented as an option in the Annex I, Part 2 of the same regulation

Regulation (EU) No 2022/2554 (DORA Reg) · Art. 28

EBA Final Q&A

Answered 2025-07-25

ICT third-party risk management (DORA), Other DORA topics

(EU) 2022/2554 - Digital Operational Resilience Act (DORA) · Art. 28-31

EIOPA

Answered 2025-07-25

ICT third-party risk management (DORA)

(EU) 2022/2554 - Digital Operational Resilience Act (DORA) · Art. 28

EIOPA

Answered 2025-07-25

Other DORA topics

(EU) 2022/2554 - Digital Operational Resilience Act (DORA)

EIOPA

Answered 2025-07-25

Elaboration on the meaning of a separated and dedicated network for ICT asset administration

Regulation (EU) No 2022/2554 (DORA Reg) · Art. 13

EBA Final Q&A

Answered 2025-07-25

Other DORA topics

(EU) 2022/2554 - Digital Operational Resilience Act (DORA) · Art. 3

EIOPA

Answered 2025-07-25

ICT third-party risk management (DORA)

(EU) 2022/2554 - Digital Operational Resilience Act (DORA)

EIOPA

Answered 2025-07-25

Scope of Register of Information for Contractual Arrangements on the use of ICT Services Provided by ICT Third-party Service Providers

Regulation (EU) No 2022/2554 (DORA Reg) · Art. 28

EBA Final Q&A

Answered 2025-07-25

Solvency Capital Requirement (SCR), Internal Models (IMs)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. 171

EIOPA

Answered 2025-07-24

ICT third-party risk management (DORA)

(EU) 2022/2554 - Digital Operational Resilience Act (DORA) · Art. 28

EIOPA

Answered 2025-07-24

Other DORA topics

(EU) 2022/2554 - Digital Operational Resilience Act (DORA) · Art. 2

EIOPA

Answered 2025-07-24

Register of Information (DORA)

(EU) 2022/2554 - Digital Operational Resilience Act (DORA) · Art. 1-7

EIOPA

Answered 2025-07-24

ICT risk management (DORA)

(EU) 2022/2554 - Digital Operational Resilience Act (DORA) · Art. 8

EIOPA

Answered 2025-07-24

Solvency Capital Requirement (SCR), Reporting Templates

(EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision

EIOPA

Answered 2025-07-21

Demands and needs test (Art. 20 para. 1 subpara. 1 IDD), Cross-selling (Art. 24 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. art. 24(3) and 20

EIOPA

Answered 2025-07-16

Performance fees for feeder funds

Undertakings for Collective Investment in Transferable Securities Directive (UCITS) Directive 2009/65/EC

ESMA Answer Published

Answered 2025-07-15

Reporting Templates

(EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision · Art. N/A

EIOPA

Answered 2025-07-15

Reporting Templates

(EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision · Art. 9

EIOPA

Answered 2025-07-15

Solvency Capital Requirement (SCR)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Article 118(1)(a); 142(6)(a)(b) of the Delegated Regulation; Article 77(2) of Directive 2009/138/EC

EIOPA

Answered 2025-07-15

Solvency Capital Requirement (SCR)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. 182 and 187

EIOPA

Answered 2025-07-11

Treatment of wholesale term deposits with early withdrawal penalty clauses for maturity ladder purposes

Regulation (EU) No 575/2013 (CRR) · Art. 415

EBA Final Q&A

Answered 2025-07-11

Reporting Templates, Validations

(EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision · Art. N/A

EIOPA

Answered 2025-07-11

Reporting Templates

(EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision

EIOPA

Answered 2025-07-11

Reporting Templates, Intra-group transaction

(EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision

EIOPA

Answered 2025-07-11

Credit

Directive 2015/2366/EU (PSD2) · Art. Article 18

EBA Final Q&A

Answered 2025-07-11

Reporting templates on risk concentrations and intra-group transactions for conglomerates (FICOD), Reporting Templates

(EU) 2022/2454 - ITS with regard to supervisory reporting of risk concentrations and intra-group transactions (FICOD, (EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision

EIOPA

Answered 2025-07-11

Net position risk - K-NPR

Regulation (EU) No 2019/2033 (IFR) · Art. 21

EBA Final Q&A

Answered 2025-07-11

Eligibility of funded credit protection received from third parties

Regulation (EU) No 2019/2033 (IFR) · Art. 27

EBA Final Q&A

Answered 2025-07-11

Interpretation of payment instrument

Directive 2015/2366/EU (PSD2) · Art. 4

EBA Final Q&A

Answered 2025-07-11

Paper-based postal money orders as defined by the Universal Postal Union

Directive 2015/2366/EU (PSD2) · Art. 3

EBA Final Q&A

Answered 2025-07-11

Active Account Requirement

Regulation 648/2012 - OTC derivatives, central counterparties and trade repositories (EMIR) - CCPs

ESMA Answer Published

Answered 2025-07-10

Active Account Requirement

Regulation 648/2012 - OTC derivatives, central counterparties and trade repositories (EMIR) - CCPs

ESMA Answer Published

Answered 2025-07-10

Active Account Requirement

Regulation 648/2012 - OTC derivatives, central counterparties and trade repositories (EMIR) - CCPs

ESMA Answer Published

Answered 2025-07-10

Source: EBA Single Rulebook Q&A, ESMA Q&A, EIOPA Q&A, ESA Joint Q&As. Updated weekly. Q&As are non-binding guidance.

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