EU Financial Regulatory Q&A Database

Official Q&As published by EBA, ESMA, EIOPA and the ESA Joint Committee. Non-binding but treated as authoritative guidance by national competent authorities across the EU.

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401 Q&As matching current filters · page 4 of 9

Exclusion of corporate deposits

Directive 2014/59/EU (BRRD) · Art. 44

EBA Final Q&A

Answered 2016-11-25

Exclusion of securities guaranteed by an independent on-demand guarantee from bail-in

Directive 2014/59/EU (BRRD) · Art. 44

EBA Final Q&A

Answered 2016-11-25

Additional implementation to Article 27(1)(d)

Directive 2014/59/EU (BRRD) · Art. 28

EBA Final Q&A

Answered 2016-11-25

Entity in resolution and purchaser not registered in the same Member State

Directive 2014/59/EU (BRRD) · Art. 38

EBA Final Q&A

Answered 2016-11-25

Preparation and approval of recovery plans of institutions which are members of an IPS

Directive 2014/59/EU (BRRD) · Art. 4

EBA Final Q&A

Answered 2016-11-25

Interpretation of consolidated prudential requirements

Directive 2014/59/EU (BRRD) · Art. 59

EBA Final Q&A

Answered 2016-11-18

PONV write-down leaving an institution failing or likely to fail

Directive 2014/59/EU (BRRD) · Art. 59

EBA Final Q&A

Answered 2016-11-18

Write down of capital in BRRD and CRR / CRDIV

Directive 2014/59/EU (BRRD) · Art. 59

EBA Final Q&A

Answered 2016-11-18

Exclusion of “financial services” from the exemption from bail-in

Directive 2014/59/EU (BRRD) · Art. 44

EBA Final Q&A

Answered 2016-11-18

Difference between the temporary public ownership tool and the bridge bank tool

Directive 2014/59/EU (BRRD) · Art. 40

EBA Final Q&A

Answered 2016-11-18

Resolution authorities in the function of special manager

Directive 2014/59/EU (BRRD) · Art. 35

EBA Final Q&A

Answered 2016-11-11

Clarification on the role of the special manager in resolution

Directive 2014/59/EU (BRRD) · Art. 35

EBA Final Q&A

Answered 2016-11-11

Clarifications regarding the scope of application of Article 33

Directive 2014/59/EU (BRRD) · Art. 33

EBA Final Q&A

Answered 2016-11-11

Early intervention power to remove senior management

Directive 2014/59/EU (BRRD) · Art. 28

EBA Final Q&A

Answered 2016-11-11

Protection of investors

Directive 2014/59/EU (BRRD) · Art. 31

EBA Final Q&A

Answered 2016-11-11

Application of tools

Directive 2014/59/EU (BRRD) · Art. 31

EBA Final Q&A

Answered 2016-10-28

Determination of exhaustion of supervisory action by the resolution authority

Directive 2014/59/EU (BRRD) · Art. 32, 82

EBA Final Q&A

Answered 2016-10-28

Transfer to a recipient in full under a partial transfer

Directive 2014/59/EU (BRRD) · Art. 45c

EBA Final Q&A

Answered 2016-10-28

Reimbursement of shareholders and creditors

Directive 2014/59/EU (BRRD) · Art. 36, 46

EBA Final Q&A

Answered 2016-10-28

Same valuer for provisional and final valuation

Directive 2014/59/EU (BRRD) · Art. 36

EBA Final Q&A

Answered 2016-10-28

Final valuation lower than the initial valuation

Directive 2014/59/EU (BRRD) · Art. 36

EBA Final Q&A

Answered 2016-10-28

Consistency between Early intervention measures in BRRD and CRD IV

Directive 2014/59/EU (BRRD) · Art. 27

EBA Final Q&A

Answered 2016-10-28

Use of financing arrangement for covering the gap between transferred assets and liabilities in case of application of the sale of business tool

Directive 2014/59/EU (BRRD) · Art. 101

EBA Final Q&A

Answered 2016-09-30

Temporary discontinuance of access to deposits in resolution

Directive 2014/59/EU (BRRD) · Art. 33a, 69

EBA Final Q&A

Answered 2016-08-26

Is collateral from REPO and SBL transactions taken into consideration for the BRRD base calculation?

Directive 2014/59/EU (BRRD) · Art. 103

EBA Final Q&A

Answered 2016-08-12

Application of the even deduction rule in case of intragroup transactions booked - by institutions which are parties to the contract - in different amounts

Directive 2014/59/EU (BRRD) · Art. 103

EBA Final Q&A

Answered 2016-08-05

Calculation of MREL

Directive 2014/59/EU (BRRD) · Art. 45b

EBA Final Q&A

Answered 2016-08-05

Transfer of covered deposits as a substitute to reimbursement

Directive 2014/59/EU (BRRD) · Art. 109

EBA Final Q&A

Answered 2016-08-05

Definition of client funds

Directive 2014/59/EU (BRRD) · Art. 31

EBA Final Q&A

Answered 2016-08-05

Conditions for Resolution

Directive 2014/59/EU (BRRD) · Art. 32

EBA Final Q&A

Answered 2016-07-22

Depositor preference where the deposit is recived from a fiduciary

Directive 2014/59/EU (BRRD) · Art. 108

EBA Final Q&A

Answered 2016-07-01

Promotional banks

Directive 2014/59/EU (BRRD) · Art. 103

EBA Final Q&A

Answered 2016-07-01

Exemption from bail-in of liabilities to institutions in order to avoid of systemic contagion

Directive 2014/59/EU (BRRD) · Art. 44

EBA Final Q&A

Answered 2016-06-10

NCWO principle in a group resolution

Directive 2014/59/EU (BRRD) · Art. 74

EBA Final Q&A

Answered 2016-06-10

Annual Contribution of institutions - Rescaling of the risk weight

Directive 2014/59/EU (BRRD) · Art. 103

EBA Final Q&A

Answered 2016-06-10

Netting of Derivatives

Directive 2014/59/EU (BRRD) · Art. 45b

EBA Final Q&A

Answered 2016-06-10

Providing IGFS pursuant to Article 19(3)

Directive 2014/59/EU (BRRD) · Art. 19

EBA Final Q&A

Answered 2016-05-13

Exclusion of Intragroup Liabilities -Treatment of cases when one institution pays annual contribution according to Article 10 of DA (lump sum) and the other according to standard risk-weight reflecting approach

Directive 2014/59/EU (BRRD) · Art. 103

EBA Final Q&A

Answered 2016-05-13

Annual contribution of institutions newly supervised, institutions non existent in the reference year for contribution calculation, and institutions that ceased to be supervised

Directive 2014/59/EU (BRRD) · Art. 103

EBA Final Q&A

Answered 2016-05-13

Amendments to Article 19

Directive 2014/59/EU (BRRD) · Art. 19

EBA Final Q&A

Answered 2016-02-05

Interpretation of Article 19(2)

Directive 2014/59/EU (BRRD) · Art. 19

EBA Final Q&A

Answered 2016-02-05

Difference between the two references in Articles 23(1)(d) and 19(5)(b)

Directive 2014/59/EU (BRRD) · Art. 23, 19

EBA Final Q&A

Answered 2016-02-05

Intra-group financial support consideration

Directive 2014/59/EU (BRRD) · Art. 23, 19

EBA Final Q&A

Answered 2016-02-05

Exclusion of liabilities from the bail-in tool

Directive 2014/59/EU (BRRD) · Art. 44

EBA Final Q&A

Answered 2015-10-30

Application of MREL to entities defined in Article 1(1)

Directive 2014/59/EU (BRRD) · Art. 45, 45a

EBA Final Q&A

Answered 2015-10-30

Exclusions of liabilities matched by promotional loans

Directive 2014/59/EU (BRRD) · Art. 103

EBA Final Q&A

Answered 2015-10-30

Intragroup liabilities elimination with joint venture company

Directive 2014/59/EU (BRRD) · Art. 103

EBA Final Q&A

Answered 2015-10-30

Exclusion of Intragroup Liabilities -Treatment of intra-group derivative contracts

Directive 2014/59/EU (BRRD) · Art. 103

EBA Final Q&A

Answered 2015-10-30

Expenses in the context of Article 37 (7)

Directive 2014/59/EU (BRRD) · Art. 37

EBA Final Q&A

Answered 2015-10-16

Limitation of a transfer to a certain period of time

Directive 2014/59/EU (BRRD) · Art. 38

EBA Final Q&A

Answered 2015-10-16

Source: EBA Single Rulebook Q&A, ESMA Q&A, EIOPA Q&A, ESA Joint Q&As. Updated weekly. Q&As are non-binding guidance.

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