EU Financial Regulatory Q&A Database
Official Q&As published by EBA, ESMA, EIOPA and the ESA Joint Committee. Non-binding but treated as authoritative guidance by national competent authorities across the EU.
8,811 Q&As matching current filters · page 36 of 177
Calculation of “payment volume” for method B in the Article 9 of Directive EU 2015/36 (PSD2)
Directive 2015/2366/EU (PSD2) · Art. 9
Answered 2023-01-06
Capacity of a CSD-banking service provider to convert into cash on a same-day basis collateral or investments through prearranged and highly reliable funding arrangements
Regulation (EU) No 909/2014 (CSDR) - only RTS 2017/390 · Art. 59
Answered 2023-01-06
On the access to safeguarding accounts through the Application Programming Interface (API)
Directive 2015/2366/EU (PSD2) · Art. 4
Answered 2023-01-06
“Triangular ” passport
Directive 2015/2366/EU (PSD2) · Art. 11(9), 19, 28
Answered 2023-01-06
Disclosure Templates
(EU) No 2015/2450 - templates for the submission of information to the supervisory authorities · Art. N/A
Answered 2023-01-06
Bill-payment via postal service
Directive 2015/2366/EU (PSD2) · Art. 97
Answered 2023-01-06
Clarification of meanings 'transferring of funds' and 'another payment service provider’ in the context of article 10(1)(a) of PSD2
Directive 2015/2366/EU (PSD2) · Art. 10
Answered 2023-01-06
Ability of a creditor to change a mandate
Directive 2015/2366/EU (PSD2) · Art. 54 & 64
Answered 2023-01-06
Safeguarding
Directive 2015/2366/EU (PSD2) · Art. 10
Answered 2023-01-06
Calculating RWAs for the portion of the securitisation position benefitting from credit protection
Regulation (EU) No 575/2013 (CRR) · Art. 249
Answered 2023-01-06
Collection of fees for utilities or other regular services
Directive 2015/2366/EU (PSD2) · Art. 4
Answered 2023-01-06
Solvency Capital Requirement (SCR)
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. 180
Answered 2023-01-05
Reporting Templates
(EU) No 2015/2450 - templates for the submission of information to the supervisory authorities · Art. 35 of SII Directive
Answered 2023-01-04
Reporting Templates
(EU) No 2015/2450 - templates for the submission of information to the supervisory authorities · Art. 35 of SII Directive
Answered 2023-01-04
Reporting Templates
(EU) No 2015/2450 - templates for the submission of information to the supervisory authorities, (EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance) · Art. 35 of SII Directive
Answered 2023-01-04
Treatment of credit risk exposure for credit institutions accessing the overnight deposit facility via a national central bank
Regulation (EU) No 575/2013 (CRR) · Art. 114
Answered 2022-12-22
Original maturity of credit lines until further notice
Regulation (EU) No 575/2013 (CRR) · Art. Annex I
Answered 2022-12-22
Definition of 'past due' for the purpose of the LCR
Regulation (EU) No 575/2013 (CRR) · Art. 460
Answered 2022-12-22
Distribution of retail and wholesale term deposits in the ASF tables of the NSFR report according to the remaining term of the contract.
Regulation (EU) No 575/2013 (CRR) · Art. 428j
Answered 2022-12-22
Residual contractual maturity date applicable to commercial paper issued under a commercial paper program with a firm underwriting commitment to rollover
Regulation (EU) No 575/2013 (CRR) · Art. 428j
Answered 2022-12-22
Display of negative interest rate in statement of fees
Directive 2014/92/EU (PAD) · Art. 5
Answered 2022-12-22
Money broking
Directive 2013/36/EU (CRD) · Art. Annex I
Answered 2022-12-22
Qualifying holdings assessment pursuant to the exercise of resolution powers
Directive 2014/59/EU (BRRD) · Art. 63
Answered 2022-12-22
Interpretation of references to legal acts no longer in force
Regulation (EU) No 575/2013 (CRR) · Art. 4
Answered 2022-12-22
Net Stable Funding Ratio (NSFR) calculation by currency for foreign-exchange derivatives contracts
Regulation (EU) No 575/2013 (CRR) · Art. 428
Answered 2022-12-22
Excess of collaterals after deduction from netting set for NSFR
Regulation (EU) No 575/2013 (CRR) · Art. 428d, 428k
Answered 2022-12-22
Deduction of software
Regulation (EU) No 575/2013 (CRR) · Art. 36
Answered 2022-12-22
Reporting Templates
(EU) No 2015/2450 - templates for the submission of information to the supervisory authorities · Art. Article 35 of SII Directive
Answered 2022-12-21
Own Risk and Solvency Assessment (ORSA)
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. N/A
Answered 2022-12-21
Transaction reporting
Regulation (EU) 2022/858 - DLT Pilot Regime Regulation (DLTR) · Art. MiFID RTS 22
Answered 2022-12-16
Transaction reporting
Regulation (EU) 2022/858 - DLT Pilot Regime Regulation (DLTR) · Art. MiFID RTS 22
Answered 2022-12-16
Cancellations and corrections
Regulation (EU) 2022/858 - DLT Pilot Regime Regulation (DLTR) · Art. MiFID RTS 22
Answered 2022-12-16
General provisions
Regulation 2020/1503 - European crowdfunding service providers for business · Art. Article 1(2) ECSPR
Answered 2022-12-16
Investor protection and marketing communication
Regulation 2020/1503 - European crowdfunding service providers for business
Answered 2022-12-16
Investor protection and marketing communication
Regulation 2020/1503 - European crowdfunding service providers for business
Answered 2022-12-16
Investor protection and marketing communication
Regulation 2020/1503 - European crowdfunding service providers for business
Answered 2022-12-16
Authorisation and supervision of CSPs
Regulation 2020/1503 - European crowdfunding service providers for business
Answered 2022-12-16
Financial Instruments Reference Data
Regulation (EU) 2022/858 - DLT Pilot Regime Regulation (DLTR) · Art. RTS 23
Answered 2022-12-16
Authorisation and supervision of CSPs
Regulation 2020/1503 - European crowdfunding service providers for business
Answered 2022-12-16
Transaction reporting
Regulation (EU) 2022/858 - DLT Pilot Regime Regulation (DLTR) · Art. MiFID RTS 22
Answered 2022-12-16
DLT MTF
Regulation (EU) 2022/858 - DLT Pilot Regime Regulation (DLTR) · Art. RTS 24
Answered 2022-12-16
Financial Instruments Reference Data
Regulation (EU) 2022/858 - DLT Pilot Regime Regulation (DLTR) · Art. RTS 23
Answered 2022-12-16
Transaction reporting
Regulation (EU) 2022/858 - DLT Pilot Regime Regulation (DLTR) · Art. MiFID RTS 22
Answered 2022-12-16
Transaction reporting
Regulation (EU) 2022/858 - DLT Pilot Regime Regulation (DLTR) · Art. Article 26 RTS 22
Answered 2022-12-16
Scope
Alternative Investment Fund Managers Directive (AIFMD) Directive 2011/61/EU
Answered 2022-12-16
Reporting (Art. 40 PEPP)
(EU) 2019/1238 - Pan-European Personal Pension Product (PEPP) · Art. 40
Answered 2022-12-16
Multilateral and bilateral systems - Systematic internalisers
Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Secondary Markets
Answered 2022-12-16
Reporting by IORPs
(EU) 2016/2341 - IORP II Directive · Art. N/A
Answered 2022-12-16
Group Own funds
(EU) No 2015/2450 - templates for the submission of information to the supervisory authorities, (EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance) · Art. 222
Answered 2022-12-16
Reporting Templates
(EU) No 2015/2450 - templates for the submission of information to the supervisory authorities · Art. Article 35 of SII Directive
Answered 2022-12-16
Source: EBA Single Rulebook Q&A, ESMA Q&A, EIOPA Q&A, ESA Joint Q&As. Updated weekly. Q&As are non-binding guidance.
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