EU Financial Regulatory Q&A Database

Arrangements necessary to understand clients

Directive 2014/65/EU - Markets in Financial Instruments Directive (MiFID II)

Recognition of FX hedging on loan collateral value for volatility adjustments for currency mismatch

Regulation (EU) No 575/2013 (CRR) · Art. 223

Annual Report to the Competent Authorities on new Arrangements for the use of ICT services

Regulation (EU) No 2022/2554 (DORA Reg) · Art. 28

LCR treatment of cashier’s cheques

Regulation (EU) No 575/2013 (CRR) · Art. 422

SOLVENCY TREATMENT: SECURITISATION POSITIONS SUBJECT TO OWN FUNDS REQUIREMENTS C14.00 Col 0060 – reporting requirement is inconsistent between the ITS and the latest version of the EBA Annotated Tables and EBA P3 mappings for templates EU-SEC1 and EU-SEC3

Regulation (EU) No 575/2013 (CRR) · Art. 109 / 244 / 245 / 430 / 433

factor to apply to non performing exposures to which a risk weight is 0% in a performing situation for the purpose of calculating the amount of unsufficient coverage

Regulation (EU) No 575/2013 (CRR) · Art. 47 c

Discrepancies between taxonomy packages

Regulation (EU) No 575/2013 (CRR) · Art. N/A

EBA Funding Plan return - Annex 1 - 2.3.1 (P01.02) and 9.1 (P05.00)

Regulation (EU) No 575/2013 (CRR) · Art. N/A

Pillar 3 Disclosure - EU OV1 – Row 1 ‘Credit risk (excluding CCR)’ mapping clarification

Regulation (EU) No 575/2013 (CRR) · Art. 379 / 433 / 434

Instructions to follow regarding new EBA Resolution Reporting

Directive 2014/59/EU (BRRD) · Art. Consultation paper on draft ITS on resolution planning reporting

Structural Differences Between Annotated Table Layout and Taxonomy in GSIIDISPILLAR3 under DPM 4.1

Regulation (EU) No 575/2013 (CRR) · Art. 441

Validation rules taxonomy V4.0 C_17.01

Regulation (EU) No 575/2013 (CRR) · Art. v23510_h

Validation rules taxonomy V4.0 C_17.01

Regulation (EU) No 575/2013 (CRR) · Art. v23509_h

Justification to consider a ‘significant penalty’ and to be excluded from the outflows

Regulation (EU) No 575/2013 (CRR) · Art. 421

CoRep Template - C13.01 - Guidance regarding the treatment of the 'Before Cap' column (Column 0890)

Regulation (EU) No 575/2013 (CRR) · Art. 430

Clarification as regards to Perpetual features

Directive 2014/65/EU - Markets in Financial Instruments Directive (MiFID II)

Clarification Request Regarding Validation Rule 6514_m for LDR Template T.04 and Its Comparison of Own Funds with Outstanding Principal Plus Accrued Interest

Directive 2014/59/EU (BRRD) · Art. 45

Application of obligations relating to the default to ancillary services companies (such as operation leasing entities)

Regulation (EU) No 575/2013 (CRR) · Art. 178

Guidance for credit institutions on which countries fall under scope of the Critical Function Report (CFR)

Directive 2014/59/EU (BRRD) · Art. 11

EBA Mapping Tool Clarification - EU MR3

Regulation (EU) No 575/2013 (CRR) · Art. 434

Exposures to EU exchanges

Regulation (EU) No 575/2013 (CRR) · Art. 107, 120,121

Loans collateralized by immovable property in F 05.01 and F 13.01

Regulation (EU) No 575/2013 (CRR) · Art. 99

Treatment of Subscription Agreements in CIUs as Off-Balance Sheet Item

Regulation (EU) No 575/2013 (CRR) · Art. Article 111

C 66.01 Contractual Maturity Ladder: Eligibility of retained covered bonds issued and received by other members of the same group as counterbalancing capacity

Regulation (EU) No 575/2013 (CRR) · Art. 415

Computation of the operational risk valuation adjustment after entry into force of Regulation - EU - 2024/1623

Regulation (EU) No 575/2013 (CRR) · Art. 105

Credit Conversion Factor Treatment - Loan Participation Agreements in Unconditionally Cancellable Facilities

Regulation (EU) No 575/2013 (CRR) · Art. Article 111

v7520_m_0

Regulation (EU) No 575/2013 (CRR) · Art. 430

v1672_m_0

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Mapping Tool Clarification - EU OV1 & EU CMS1

Regulation (EU) No 575/2013 (CRR) · Art. 434

P3 Frequency of disclosure (Transparency and Pillar 3 | European Banking Authority) for reporting date 30-06-2025

Regulation (EU) No 575/2013 (CRR) · Art. article 9 ITS with regard to the public disclosure of the minimum requirement for own funds and eligible liabilities only

Data quality scans and connected data corrections as model changes

Regulation (EU) No 575/2013 (CRR) · Art. Art 142 CRR

EBA Mapping Tool Clarification - EU LIQ2

Regulation (EU) No 575/2013 (CRR) · Art. 434

Clarification Request on Eligibility of Agricultural Land and Forests as Collateral for RWA Purposes under CRR

Regulation (EU) No 575/2013 (CRR) · Art. 124

Discretionary pension benefits

Directive 2013/36/EU (CRD) · Art. 94

Discretionary pension benefits

Directive 2013/36/EU (CRD) · Art. 94

EBA Mapping Tool Clarification - EU CMS1 (2)

Regulation (EU) No 575/2013 (CRR) · Art. 434

EBA Pillar 3 Mapping Tool Clarification - EU CMS1

Regulation (EU) No 575/2013 (CRR) · Art. 434

C13.01 Securitisation Template & Instructions - Incorrect References

Regulation (EU) No 575/2013 (CRR) · Art. 430

Risk weighting attributed to gold in the form of a commodity such as jewellery items for pawn credit business

Regulation (EU) No 575/2013 (CRR) · Art. 4 (1)(60(a)); 134(4); 197(1)(g)

EBA Mapping Tool Clarification - EU CQ4

Regulation (EU) No 575/2013 (CRR) · Art. 434

EBA Mapping Tool Clarification - EU CR5

Regulation (EU) No 575/2013 (CRR) · Art. 434

EBA Mapping Tool Clarification - EU OV1

Regulation (EU) No 575/2013 (CRR) · Art. 434

Determination of exposure value cap for netting sets subject to a margin agreement.

Regulation (EU) No 575/2013 (CRR) · Art. 274

EBA Mapping Tool - Template EU KM1 Logic

Regulation (EU) No 575/2013 (CRR) · Art. 434

EBA Mapping Tool - Template EU CC1 Logic

Regulation (EU) No 575/2013 (CRR) · Art. 434

Validation rules taxonomy V4.0 C07.00

Regulation (EU) No 575/2013 (CRR) · Art. v23005_m

v22914_m_0

Regulation (EU) No 575/2013 (CRR) · Art. 430

Disclosure of EU ILAC - Incorrect Mapping Logic

Regulation (EU) No 575/2013 (CRR) · Art. 92b

Additional liquidity outflows corresponding to collateral needs resulting from the impact of an adverse market scenario.

Regulation (EU) No 575/2013 (CRR) · Art. 423

Submission Error related to FC.06/L0600 “Label: Duplicate fact, not same value"

Directive 2002/87/EC (FiCOD) · Art. 7