EBA · 2025_7515 Rejected question

Application of obligations relating to the default to ancillary services companies (such as operation leasing entities)

Regulation
Regulation (EU) No 575/2013 (CRR)
Article
178, para. 1
Topic
Credit risk
Submitted by
Credit institution
Submitted
2025-07-08
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Question

Is it necessary to apply in operating leasing entities the obligations of monitoring and controlling risks relating to the new definition of default (forbearance, early warning, etc.)?

Background

The CRR3 regulation, applicable as of 1 January 2025, has extended the scope of ancillary services companies (defined in Article 4.1.18) to operational leasing in particular, requiring the consolidation of entities carrying out such an activity within the prudential consolidation scope.
No answer published yet.

Original source: European Banking Authority, Q&A ID 2025_7515

This Q&A is published by European Banking Authority and is non-binding. It does not constitute legal advice. Updated weekly from official ESA sources.

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