EU Financial Regulatory Q&A Database

Application of the current market value as a cap for immovable property collateral

Regulation (EU) No 575/2013 (CRR) · Art. 229

Unique values in Z.01.02 in column 0020

Directive 2014/59/EU (BRRD) · Art. 11

Application of Article 199(6)(d) for low default portfolios

Regulation (EU) No 575/2013 (CRR) · Art. 199

Z03.01 - Own funds requirements on individual level: r0300 / r0500 if a waiver exists

Directive 2014/59/EU (BRRD) · Art. DPM4.2 - Annex II Instructions/ Validation Rules

Z01.02 - Ownership structure: Investor code and type of code for multiple investments

Directive 2014/59/EU (BRRD) · Art. DPM4.2 - Annex II Instructions

Z09.02 Requirement to Report CEF and Its Country When an FMI Only Supports a CBL

Directive 2014/59/EU (BRRD) · Art. II.27 Z 09.02 – Mapping to Critical and Essential FMIs (FMI 2)

Z 03.01 - Validation rule V7511_m_0

Directive 2014/59/EU (BRRD) · Art. Annex II - Instructions

Inability to Assign More than One CEF or CBL to an FMI

Directive 2014/59/EU (BRRD) · Art. II.27 Z 09.02 – Mapping to Critical and Essential FMIs (FMI 2)

Incoherent formulae on the validation rule v23089_m

Regulation (EU) No 575/2013 (CRR) · Art. v23089_m

Geographical location for securitisation exposures (and CIU exposures) where underlying exposures span multiple countries

Directive 2013/36/EU (CRD) · Art. Article 140

Incoherent formulae on the control v10667_m

Regulation (EU) No 575/2013 (CRR) · Art. v10667_m

FINREP Identical Cells 5458783, 5458788, 5459395, 5460187

Regulation (EU) No 575/2013 (CRR) · Art. ITS on Supervisory Reporting – Reporting Framework 4.2

Instructions to follow regarding new EBA Resolution Reporting - Z 09.02

Directive 2014/59/EU (BRRD) · Art. REG.UE 2025/2303 ITS on resolution planning reporting

Instructions to follow regarding new EBA Resolution Reporting - Template Z 08.04

Directive 2014/59/EU (BRRD) · Art. REG.UE 2025/2303 ITS on resolution planning reporting

Technical problem due to validation

Directive 2014/59/EU (BRRD) · Art. 11

ESG P3 - Template 1 - validation rule v89257_m

Regulation (EU) No 575/2013 (CRR) · Art. 449a

Validation in Z_01.02

Directive 2014/59/EU (BRRD) · Art. 11

Erroneous configuration Z 07.01.2 FUNC 1 LEN

Directive 2014/59/EU (BRRD) · Art. 11

Inconsistencies between ITS on resolution planning reporting versus Annotated Table Layout DPM 4.2, RESOL1 and RESOL2

Directive 2014/59/EU (BRRD) · Art. 11

Inconsistencies between ITS on resolution planning reporting versus Annotated Table Layout DPM 4.2, RESOL1 and RESOL2

Directive 2014/59/EU (BRRD) · Art. 11

Inconsistencies between ITS on resolution planning reporting versus Annotated Table Layout DPM 4.2, RESOL1 and RESOL2

Directive 2014/59/EU (BRRD) · Art. 11

RESOL 1 - Z.01.02

Directive 2014/59/EU (BRRD) · Art. Annex Instructions

Inconsistencies between ITS on resolution planning reporting versus Annotated Table Layout DPM 4.2, RESOL1 and RESOL2

Directive 2014/59/EU (BRRD) · Art. 11

Z08 Report Submission Anomaly - Control on Fields 0030/0040 vs. 0050/0060

Directive 2014/59/EU (BRRD) · Art. 4

Instructions to follow regarding new EBA Resolution Reporting

Directive 2014/59/EU (BRRD) · Art. REG.UE 2025/2303 ITS on resolution planning reporting

Drop-down list in DPM, allowed values (RESOL 2 - TemplateZ 08.01 - Relevant services (SERV 1))

Directive 2014/59/EU (BRRD) · Art. 4

Historical valuation data predating the origination of the exposure for eligible immovable property collateral

Regulation (EU) No 575/2013 (CRR) · Art. 229

Key Value Template Z01.02

Directive 2014/59/EU (BRRD) · Art. 11

Ban imposed by certain national authorities on the use of the term “neobank” for payment institution

Directive 2015/2366/EU (PSD2) · Art. '1'

FMIR (Z.09) – Scope of ECMS as an FMI and clarification on “Operator of the FMI” (0080)

Directive 2014/59/EU (BRRD) · Art. n/a

Source of information for determining percentage of market share of Payment services to non-MFIs split into segments (RESOL2 - Template Z 07.01.3 FUNC 1 PAY)

Directive 2014/59/EU (BRRD) · Art. 4

Key values for creating xbrl format for templete RESOL 2 - Z 08.04 - Critical services - mapping to critical functions (SERV 4)

Directive 2014/59/EU (BRRD) · Art. 4

Amending validation rule expression with additional conditions (RESOL 2 - TemplateZ 08.01 - Relevant services (SERV 1))

Directive 2014/59/EU (BRRD) · Art. 4

Annex II of Instructions for resolution planning reports vs defined drop downs in DPM model

Directive 2014/59/EU (BRRD) · Art. 4

Annex II of Instructions for resolution planning report template Z03.01 vs EBA validation rule v7511_m

Directive 2014/59/EU (BRRD) · Art. 4

Template Z 03.01 Own funds requirements– validation rule v7511_m

Directive 2014/59/EU (BRRD) · Art. 1

Personal recommendation and suitability statement: documentation nature and staff attribution in split/automated processes

Directive 2014/65/EU - Markets in Financial Instruments Directive (MiFID II) · Art. MiFID II 2014/65/EU (Art. 16, 25); Deleg. Reg. (EU) 2017/565 (Art. 54; record-keeping).

Attribution of investment advice in split or system-supported workflows (personal recommendation vs suitability statement)

Directive 2014/65/EU - Markets in Financial Instruments Directive (MiFID II) · Art. MiFID II 2014/65/EU (Art. 16, 25); Reg. (EU) 2017/565 (Art. 54); ESMA/2015/1886 (rev.) (paras 4(j), 19, 20(d)-(g)).

Blocking Key Value (qLEC:qLE) Legal entity

Directive 2014/59/EU (BRRD) · Art. Annex II.2 Z 01.02 Ownership Structure (ORG 2)

Missing value in DPM Z09.01, column 0040 System type

Directive 2014/59/EU (BRRD) · Art. Annex II.26 Z 09.01 FMI Services - Providers and Users (FMI 1)

Error in Validation rule v7511_m

Directive 2014/59/EU (BRRD) · Art. Annex II.2 Z 03.01 Own funds requirements

Reporting of multiple investees per investor in template Z_01.02 (Ownership structure)

Directive 2014/59/EU (BRRD) · Art. 11

RES 4.2 taxonomy - template Z_01.02 “Ownership Structure”

Directive 2014/59/EU (BRRD) · Art. Regulation 2025/2303

Classification of payment systems providers in Resol2 Z_09.01 template.

Directive 2014/59/EU (BRRD) · Art. n.a.

Interaction of Alpha (α) value between EAD calculation (IMM/SA‑CCR) and BA‑CVA calculation

Regulation (EU) No 575/2013 (CRR) · Art. 384

is Mastercard Schemes Network ICT service?

Regulation (EU) 2022/2554 - The Digital Operational Resilience Act (DORA)

Inconsistency between ITS and Taxonomy

Directive 2014/59/EU (BRRD) · Art. Annex II

Definition of Default (CRR Article 178) – Application of contagion and the 20% “significant part” threshold in the presence of joint credit obligations where default is applied at facility level

Regulation (EU) No 575/2013 (CRR) · Art. 178

Template Z 01.02 Resolution Planning – Uniqueness Requirement for Column 0020

Directive 2014/59/EU (BRRD) · Art. 1

Records / audit trail / digital workflows / use of user credentials / Record-keeping and audit trail for “under supervision” in digital/segregated advisory workflows

Directive 2014/65/EU - Markets in Financial Instruments Directive (MiFID II) · Art. ESMA Guidelines ESMA/2015/1886 (rev.), paras. 4(j), 19, 20(c)-(g); MiFID II (Directive 2014/65/EU), Art. 16(2) and 16(6), Art. 25(1), Art. 25(2), 25(6) and 25(9); Commission Delegated Regulation (EU) 2017/565, Art. 54 and Art. 72.