EU Financial Regulatory Q&A Database

Official Q&As published by EBA, ESMA, EIOPA and the ESA Joint Committee. Non-binding but treated as authoritative guidance by national competent authorities across the EU.

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8,811 Q&As matching current filters · page 141 of 177

National competent authorities power to increase the quantity of ARTs and EMTS issuers' own funds or reserve assets in relation to Article 45(4)

Regulation (EU) No 2023/1114 (MiCAR) · Art. Article 45

EBA Rejected question

Submitted 2026-08-10

The control formula v11889_m lacks sufficient evidential value.

Regulation (EU) No 575/2013 (CRR) · Art. v11889_m

EBA Rejected question

Submitted 2026-07-30

The control formula v11888_m lacks sufficient evidential value.

Regulation (EU) No 575/2013 (CRR) · Art. v11888_m

EBA Rejected question

Submitted 2026-07-30

The control formula v10666_m lacks sufficient evidential value.

Regulation (EU) No 575/2013 (CRR) · Art. v10666_m

EBA Rejected question

Submitted 2026-07-30

Validation Rule v22950_m – warning generated for exposure class [eba_qEC:qx2038] in C 07.00a

Regulation (EU) No 575/2013 (CRR) · Art. Article 125

EBA Rejected question

Submitted 2026-07-24

CVA exemptions: marginal impact of reintegration

Regulation (EU) No 575/2013 (CRR) · Art. 381-386

EBA Rejected question

Submitted 2026-07-17

Classification of spread components of floating-rate instruments for contractual repricing reports

Regulation (EU) No 575/2013 (CRR) · Art. 7

EBA Rejected question

Submitted 2026-07-16

Treatment of bank guarantees posted by clearing members as initial margin for the purpose of NICA in the CCP hypothetical capital (KCCP) calculation under Article 50a of EMIR

Regulation (EU) No 648/2012 (EMIR) · Art. 50b

EBA Rejected question

Submitted 2026-07-13

Methodology for calculating the scenarios referred to in Article 25(2), (3), and (4), as well as point 5(a), (b), and (c) of the Annex to the Regulation.

Directive 2013/36/EU (CRD) · Art. 84

EBA Rejected question

Submitted 2026-07-09

Risk weights assignment to IPRE exposures secured by many properties

Regulation (EU) No 575/2013 (CRR) · Art. 125, 126

EBA Rejected question

Submitted 2026-06-26

Definition of "main business" under CRR

Regulation (EU) No 575/2013 (CRR) · Art. 411

EBA Rejected question

Submitted 2026-06-25

Clarification of ETV calculation for mortgages securing more than one exposure

Regulation (EU) No 575/2013 (CRR) · Art. 124

EBA Rejected question

Submitted 2026-06-25

Reporting obligations under Article 3 of the CIR

Directive 2014/59/EU (BRRD) · Art. 4

EBA Rejected question

Submitted 2026-06-24

AAR representativeness and intragroup transactions

Regulation 648/2012 - OTC derivatives, central counterparties and trade repositories (EMIR) - CCPs · Art. Article 7a(3), point (d)

ESMA Forwarded to EC/Public Consultation/Other

Submitted 2026-06-22

Definition of “Substitutability” of CCPs and the connected reporting of “Alternative Providers” for the purpose of the template Z 09.04 (RESOL II).

Directive 2014/59/EU (BRRD) · Art. 11

EBA Question under review

Submitted 2026-06-18

Impact of the new clearing obligation thresholds on the AAR scope

Regulation 648/2012 - OTC derivatives, central counterparties and trade repositories (EMIR) - CCPs

ESMA Forwarded to EC/Public Consultation/Other

Submitted 2026-06-15

Treatment of the Right Way Risk in Call Warrant

Regulation (EU) No 575/2013 (CRR) · Art. 273

EBA Rejected question

Submitted 2026-06-10

Validation Rule RRCOROF_V903610_H_C0030

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Rejected question

Submitted 2026-06-09

Incorrect Quality Control check EGDQ_0764 for Annex I, INSTRUCTIONS FOR REPORTING ON SPECIFIC REQUIREMENTS FOR MARKET RISK, Template ({C90.00,r0010,c0080})

Regulation (EU) No 575/2013 (CRR) · Art. 445, 94, 273a and 325a

EBA Rejected question

Submitted 2026-06-03

Template F 13.2.1.c VariableID 433471 and 433464

Regulation (EU) No 575/2013 (CRR) · Art. Reporting Framework 4.2.: F 13.2.1.c

EBA Rejected question

Submitted 2026-05-29

Exemption from deduction of Equity Holdings in an insurance company from CET1

Regulation (EU) No 575/2013 (CRR) · Art. Article 471

EBA Rejected question

Submitted 2026-05-28

Classification of of CRR PSE under Finrep where local regulators identify them as a "non-CRR Bank"

Regulation (EU) No 575/2013 (CRR) · Art. Article 116

EBA Rejected question

Submitted 2026-05-19

Requirement for a consolidated ICARA process under Directive (EU) 2019/2034

Directive (EU) 2019/2034 (IFD) · Art. 24

EBA Rejected question

Submitted 2026-05-18

conclusion of ICT arrangement for the purpose of tests

Regulation (EU) 2022/2554 - The Digital Operational Resilience Act (DORA)

ESMA Question Rejected

Submitted 2026-05-15

Application and interpretation of the 50% / 80% weighting of positive changes under IRRBB SOT

Directive 2013/36/EU (CRD) · Art. Commission Delegated Regulation (EU) 2024/856 (RTS on Supervisory Outlier Tests)

EBA Question under review

Submitted 2026-05-11

C08.01 - EBA VR v10667_m

Regulation (EU) No 575/2013 (CRR) · Art. N/A

EBA Rejected question

Submitted 2026-05-08

C08.01 - EBA VR v4757_m

Regulation (EU) No 575/2013 (CRR) · Art. N/A

EBA Rejected question

Submitted 2026-05-08

C09.02 - EBA VR v903627_h

Regulation (EU) No 575/2013 (CRR) · Art. N/A

EBA Rejected question

Submitted 2026-05-08

Validity of validation rule v10667

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Rejected question

Submitted 2026-05-07

EBA validation v23089_m does not allow values

Regulation (EU) No 575/2013 (CRR) · Art. 465

EBA Rejected question

Submitted 2026-05-07

Validation rules taxonomy V4.2 C09.02 v903627_h

Regulation (EU) No 575/2013 (CRR) · Art. v903627_h

EBA Rejected question

Submitted 2026-05-04

Incoherent formulae of the validation rule v90316_m

Regulation (EU) No 575/2013 (CRR) · Art. v90316_m

EBA Rejected question

Submitted 2026-05-04

Incoherent formulae of the validation rule v22949_m

Regulation (EU) No 575/2013 (CRR) · Art. v22949_m

EBA Rejected question

Submitted 2026-05-04

Incoherent formulae of the validation rule v90317_m

Regulation (EU) No 575/2013 (CRR) · Art. v90317_m

EBA Rejected question

Submitted 2026-05-04

Incoherent formulae of the validation rule v90315_m

Regulation (EU) No 575/2013 (CRR) · Art. v90315_m

EBA Rejected question

Submitted 2026-05-04

Incoherent formulae on the validation rule v0470_m

Regulation (EU) No 575/2013 (CRR) · Art. v0470_m

EBA Rejected question

Submitted 2026-04-30

Incoherent formulae of the validation rule v903627_h

Regulation (EU) No 575/2013 (CRR) · Art. v903627_h

EBA Rejected question

Submitted 2026-04-30

Treatment of a guarantee provided by a supranational institution on a securitisation tranche for RWA calculation purposes

Regulation (EU) No 575/2013 (CRR) · Art. 249

EBA Rejected question

Submitted 2026-04-24

PILLAR 3 - form EU CMS2 mapping for columns d and EU d

Regulation (EU) No 575/2013 (CRR) · Art. Article 438

EBA Rejected question

Submitted 2026-04-21

PILLAR 3 - form EU CMS2 mapping for row EU 7d: Categorised as subordinated debt exposures in SA

Regulation (EU) No 575/2013 (CRR) · Art. Article 438

EBA Rejected question

Submitted 2026-04-21

Proportional application of K-ASA under Article 19 IFR in non-discretionary custody models linked to the operation of an MTF

Regulation (EU) No 2019/2033 (IFR) · Art. 19

EBA Rejected question

Submitted 2026-04-16

Scope of the exemption under Article 7(7) with respect to Level 1 assets referred to in Article 10(1)(c)

Regulation (EU) No 575/2013 (CRR) · Art. Articles 7(7)

EBA Rejected question

Submitted 2026-04-16

Shadow Banking Definition - Alternative Investment Funds

Regulation (EU) No 575/2013 (CRR) · Art. 394

EBA Rejected question

Submitted 2026-04-15

Own funds requirement for entities authorized as Crypto Asset Service Provider (CASP), Electronic Money Institution (EMI) and Investment Firm (IF)

Regulation (EU) No 2023/1114 (MiCAR) · Art. 67

EBA Rejected question

Submitted 2026-04-15

Geographical allocation of exposures arising from synthetic securitisations for the purposes of the Countercyclical Capital Buffer (CCB)

Directive 2013/36/EU (CRD) · Art. 140

EBA Question under review

Submitted 2026-04-14

Z08.04 The current key is incorrect in the ITS

Directive 2014/59/EU (BRRD) · Art. 4

EBA Rejected question

Submitted 2026-04-14

Z08.0x The Service Identifier can only be set as an Integer instead of free text

Directive 2014/59/EU (BRRD) · Art. 4

EBA Rejected question

Submitted 2026-04-14

Identical cell F_13.02.1 Collateral obtained during the period

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Rejected question

Submitted 2026-04-13

Templates Z09.02 - 'Country 0030 ' and 'Critical functions ID 0040' for Essential FMIs

Directive 2014/59/EU (BRRD) · Art. 11

EBA Rejected question

Submitted 2026-04-10

Templates Z9.03 - Null values reportable in col 0020 Segment

Directive 2014/59/EU (BRRD) · Art. 11

EBA Rejected question

Submitted 2026-04-10

Source: EBA Single Rulebook Q&A, ESMA Q&A, EIOPA Q&A, ESA Joint Q&As. Updated weekly. Q&As are non-binding guidance.

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