EBA · 2026_7849 Rejected question

Incoherent formulae on the validation rule v0470_m

Regulation
Regulation (EU) No 575/2013 (CRR)
Article
v0470_m
Topic
Credit risk
Submitted by
Credit institution
Submitted
2026-04-30
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Question

Is the validation rule v0470_m coherent?

Background

The validation rule v0470_m verifies that r0120 of template C09.02 should be equal to r0010 of template C08.01 (qx:2008) Memo item: Retail - Other SME. In Annex II, it is specified that r0120 of C09.02 should include " Other retail exposures as referred to in Article 147(2), point (d) (iv), of Regulation (EU) No 575/2013, in conjunction with Article 5 (8) of Regulation (EU) No 575/2013. " meanwhile it is specified that the sheet Memo item : Retail - Other SME should include "(Retail exposures as referred to in Article 147(2), point (d) (iv), of Regulation (EU) No 575/2013, not reported under B.6.5 and B.6.6, in conjunction with Article 5 (8) of Regulation (EU) No 575/2013)" where B6.5 and B6.6 refers to Memo item: Retail – Secured by immovable property SME and Memo item: Retail – Secured by immovable property non-SME. r0120 of C09.02 can refer to larger type of exposures than those included in the sheet C08.01_qx2008.
No answer published yet.

Original source: European Banking Authority, Q&A ID 2026_7849

This Q&A is published by European Banking Authority and is non-binding. It does not constitute legal advice. Updated weekly from official ESA sources.

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