EU Financial Regulatory Q&A Database

Official Q&As published by EBA, ESMA, EIOPA and the ESA Joint Committee. Non-binding but treated as authoritative guidance by national competent authorities across the EU.

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1,450 Q&As matching current filters · page 10 of 29

Remittance date for quarterly iMREL/iTLAC Q1 2025

Directive 2014/59/EU (BRRD) · Art. 2

EBA Rejected question

Submitted 2025-01-09

Mixing approaches (loan-splitting, ETV) for real estate exposures collateralised by multiple immovable properties

Regulation (EU) No 575/2013 (CRR) · Art. 124/125/126

EBA Rejected question

Submitted 2025-01-08

Validation Rule for Marginal Impact of Reintegration of CVA Exemptions

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Rejected question

Submitted 2025-01-08

Calculating ETV in case of a broken sequence of mortgages

Regulation (EU) No 575/2013 (CRR) · Art. 124

EBA Rejected question

Submitted 2025-01-08

Clarifications on the perimeter of templates 2 and 5 Collateralized loans portfolio

Regulation (EU) No 575/2013 (CRR) · Art. 449a

EBA Rejected question

Submitted 2025-01-02

Applicability of DORA and TFR requirements to VASPs

Directive 2022/2556/EU (DORA Dir) · Art. Regulation (EU) 2023/1113 (TFR) and Regulation (EU) 2022/2554 (DORA)

EBA Rejected question

Submitted 2024-12-29

Reporting framework 4.0 Validation rules release (new format) (Uploaded on 19/12/2024)

Regulation (EU) No 575/2013 (CRR) · Art. Article 123a

EBA Rejected question

Submitted 2024-12-20

Applicability of DORA to third country investment firms

Regulation (EU) 2022/2554 - The Digital Operational Resilience Act (DORA) · Art. article 2(1)(e) DORA

ESMA Question Rejected

Submitted 2024-12-20

Applicability of Regulation (EU) 2022/2554 (DORA) to ICT services provided by financial entities.

Regulation (EU) No 2022/2554 (DORA Reg) · Art. 30

EBA Rejected question

Submitted 2024-12-19

C14.00 - v7364_m - Type of Assets (column 0160)

Regulation (EU) No 575/2013 (CRR) · Art. 243

EBA Rejected question

Submitted 2024-12-19

Applicable accounting standard for calculation of turnover

Regulation (EU) 2022/2554 - The Digital Operational Resilience Act (DORA)

ESMA Question Rejected

Submitted 2024-12-18

Art. 1 ust. 1 DORA - systems supporting the business processes of financial entities

Regulation (EU) 2022/2554 - The Digital Operational Resilience Act (DORA)

ESMA Question Rejected

Submitted 2024-12-17

art. 3 ust. 21

Regulation (EU) 2022/2554 - The Digital Operational Resilience Act (DORA)

ESMA Question Rejected

Submitted 2024-12-17

Reporting the fair value adjustments from macro fair value hedges in NSFR templates (C 80.00 and C 81.00)

Regulation (EU) No 575/2013 (CRR) · Art. 427, 428

EBA Rejected question

Submitted 2024-12-13

Financial entities subject to supervisory mechanisms as ICT third-party service providers.

Regulation (EU) No 2022/2554 (DORA Reg) · Art. 30

EBA Rejected question

Submitted 2024-12-13

Reporting of callable AT1, T2 and MREL/TLAC instruments

Regulation (EU) No 575/2013 (CRR) · Art. 428j(2), 428ak, 428ap

EBA Rejected question

Submitted 2024-12-13

Denominator for GAR Green Asset Ratio (%) Calculation

Regulation (EU) No 575/2013 (CRR) · Art. 449a

EBA Rejected question

Submitted 2024-12-10

OFR for operational risk on the date 31 December 2024

Regulation (EU) No 575/2013 (CRR) · Art. Art. 311a-315 CRR3

EBA Rejected question

Submitted 2024-12-09

Definition of residential/commercial immovable property in FINREP reporting under CRR3

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Rejected question

Submitted 2024-12-09

Trade exposures to Qualifying Central Counterparties and collateral substitution

Regulation (EU) No 575/2013 (CRR) · Art. 401

EBA Rejected question

Submitted 2024-12-06

Standardised Approach Original Exposure pre conversion factors

Regulation (EU) No 575/2013 (CRR) · Art. 111

EBA Rejected question

Submitted 2024-12-04

Contradiction between the Validation Rule EGDQ_0766a and Methodology

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Rejected question

Submitted 2024-12-03

Classification as a “specialised debt restructurer” pursuant to Article 36(5) of Regulation No 575/2013

Regulation (EU) No 575/2013 (CRR) · Art. 36

EBA Rejected question

Submitted 2024-12-03

Reporting of ESCROW accounts (or other captive accounts) in template F08.01

Regulation (EU) No 575/2013 (CRR) · Art. Annex V, part 2

EBA Rejected question

Submitted 2024-12-01

Application of DORA Regulation to sub-threshold AIFMs which have chosen to opt-in to the application of the AIFMD (Art. 3(4)), if the thresholds regarding AuM referred to under Article 3(2) of AIFMD are not exceeded

Regulation (EU) No 2022/2554 (DORA Reg) · Art. 2

EBA Rejected question

Submitted 2024-11-27

application of condition specified in Article 501a. (1) o) after January 1, 2025

Regulation (EU) No 575/2013 (CRR) · Art. 501a

EBA Rejected question

Submitted 2024-11-27

Equity instrument subject to impairment in F20.04

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Rejected question

Submitted 2024-11-25

Correlation EBA_v7336

Regulation (EU) No 575/2013 (CRR) · Art. EBA_v7336 correlation

EBA Rejected question

Submitted 2024-11-22

Template 3: reporting of negative values when targets are surpassed

Regulation (EU) No 575/2013 (CRR) · Art. 449a

EBA Rejected question

Submitted 2024-11-20

Requirement for approval for IRB-implementation of acquired portfolios

Regulation (EU) No 575/2013 (CRR) · Art. 143

EBA Rejected question

Submitted 2024-11-19

Meaning of ‘intragroup’ for the purpose of reporting in COREP template C 66.00 and C 68.00

Regulation (EU) No 575/2013 (CRR) · Art. ANNEX XIX INSTRUCTIONS FOR COMPLETING THE ADDITIONAL MONITORING TOOLS TEMPLATE OF ANNEX XVIII and ANNEX XXIII INSTRUCTIONS FOR COMPLETING THE MATURITY LADDER TEMPLATE OF ANNEX XXII

EBA Rejected question

Submitted 2024-11-18

IRRBB - Notional amount to be reported in column 0100

Regulation (EU) No 575/2013 (CRR) · Art. /

EBA Rejected question

Submitted 2024-11-18

v22331_s (IRRBB) - non-negative rule not applicable to some rows

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Rejected question

Submitted 2024-11-13

Calculation of the Exposure-to-Value

Regulation (EU) No 575/2013 (CRR) · Art. 124

EBA Rejected question

Submitted 2024-11-12

Regulated financial service

Directive 2022/2556/EU (DORA Dir) · Art. Article 3

EBA Rejected question

Submitted 2024-11-12

Should repricing coupons be included in J06 sheets?

Directive 2013/36/EU (CRD) · Art. Article 1

EBA Rejected question

Submitted 2024-11-08

NACE sector K- 'Financial and insurance activities' in F 06.01

Regulation (EU) No 575/2013 (CRR) · Art. -

EBA Rejected question

Submitted 2024-11-08

v16332_s (IRRBB) - non-negative rule not applicable to some rows

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Rejected question

Submitted 2024-11-06

Regulation (EU) 2022/2554 - The Digital Operational Resilience Act (DORA)

Regulation (EU) 2022/2554 - The Digital Operational Resilience Act (DORA)

ESMA Question Rejected

Submitted 2024-11-06

FINREP Templates F25 and F13

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Rejected question

Submitted 2024-11-04

Individual portfolio management of loans

Regulation 2020/1503 - European crowdfunding service providers for business

ESMA Question Rejected

Submitted 2024-10-31

Reporting Requirements on exposures subject to behavioural modelling

Regulation (EU) No 575/2013 (CRR) · Art. 448

EBA Rejected question

Submitted 2024-10-31

ESG P3 - Template 10 - Scope of disclosure and any relation to GAR related templates (Template 6, 7 and 8)

Regulation (EU) No 575/2013 (CRR) · Art. 449a

EBA Rejected question

Submitted 2024-10-31

Aggregated method for duration of derivatives

Regulation (EU) No 575/2013 (CRR) · Art. 448

EBA Rejected question

Submitted 2024-10-31

NACE 2025 reporting in ITS

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Rejected question

Submitted 2024-10-30

Classification as a “specialised debt restructurer” pursuant to Article 36 (5) of Regulation No 575/2013

Regulation (EU) No 575/2013 (CRR) · Art. 36

EBA Rejected question

Submitted 2024-10-30

Classification as a “specialised debt restructurer” pursuant to article 36 (5) of Regulation No 575/2013

Regulation (EU) No 575/2013 (CRR) · Art. 36

EBA Rejected question

Submitted 2024-10-30

Risk weighting attributed to gold in the form of a commodity

Regulation (EU) No 575/2013 (CRR) · Art. 4

EBA Rejected question

Submitted 2024-10-25

b_06.01.0020 - Licensed activity - Legal Protection Insurance

Regulation (EU) 2022/2554 - The Digital Operational Resilience Act (DORA) · Art. ITS on Register of Information

ESMA Question Rejected

Submitted 2024-10-23

Scope of application of DORA for UCITS Management Companies

Regulation (EU) 2022/2554 - The Digital Operational Resilience Act (DORA)

ESMA Question Rejected

Submitted 2024-10-22

Source: EBA Single Rulebook Q&A, ESMA Q&A, EIOPA Q&A, ESA Joint Q&As. Updated weekly. Q&As are non-binding guidance.

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