EU Financial Regulatory Q&A Database

Provision of rejection reasons for payment orders initiated via PISPs.

Directive 2015/2366/EU (PSD2) · Art. n.a.

PSU support in dedicated and redirected interfaces.

Directive 2015/2366/EU (PSD2) · Art. n.a.

Obligations of ASPSPs to inform PISPs about the execution status of individual payments executed under a standing order initiated via API.

Directive 2015/2366/EU (PSD2) · Art. 64

Obstacle assessment of a mandatory client segment selection screen in a redirection journey

Directive 2015/2366/EU (PSD2) · Art. Article: 98

Clarification of the scope of the term "authentication procedures" in the context of the RTS and the EBA Opinion on obstacles

Directive 2015/2366/EU (PSD2) · Art. Article: 98

Definition of "equivalent authentication procedure" for journeys initiated from a mobile application

Directive 2015/2366/EU (PSD2) · Art. Article: 98

Setting limit (daily and/or per transaction) for the execution of payment transaction by PSP

Directive 2015/2366/EU (PSD2) · Art. 68

SCA exception for Contactless only terminals (SoftPOS) in case of emergency

Directive 2015/2366/EU (PSD2) · Art. 97

the use of strong and widely recognized encryption techniques

Directive 2015/2366/EU (PSD2) · Art. 97

Authentication process of the PSU with the ASPSP in a combined AIS and PIS journey in a redirection approach

Directive 2015/2366/EU (PSD2) · Art. 66, 67

Minimum monetary amount of professional indemnity insurance in ongoing supervision

Directive 2015/2366/EU (PSD2) · Art. 5

Knowledge element of SCA.

Directive 2015/2366/EU (PSD2) · Art. 4 and 98

Proxy matrices

Directive 2015/2366/EU (PSD2) · Art. 66,67

Obstacles Faced by PISPs in Accessing Payment Status Information Under PSD2

Directive 2015/2366/EU (PSD2) · Art. 66

Credit

Directive 2015/2366/EU (PSD2) · Art. Article 18

Interpretation of payment instrument

Directive 2015/2366/EU (PSD2) · Art. 4

Paper-based postal money orders as defined by the Universal Postal Union

Directive 2015/2366/EU (PSD2) · Art. 3

Compliance of non-bank PSPs with the safeguarding requirements in PSD2

Directive 2015/2366/EU (PSD2) · Art. 10

Safeguarding with a credit institition in a third country

Directive 2015/2366/EU (PSD2) · Art. 10

PISP payment order cancellation due to fraud prevention reasons

Directive 2015/2366/EU (PSD2) · Art. 80

Multi-licensed entity capital requirement

Directive 2015/2366/EU (PSD2) · Art. 8

Exchange rate mark-ups part of 'all charges payable'/'currency conversion charges'

Directive 2015/2366/EU (PSD2) · Art. 45

Consideration of own funds requirements as a comparable guarantee to the PII

Directive 2015/2366/EU (PSD2) · Art. 5

Information provided to the payee on individual payment transaction

Directive 2015/2366/EU (PSD2) · Art. 58

Provision of the "acquiring of payment transactions" payment service in the EU

Directive 2015/2366/EU (PSD2) · Art. 1

Card data (PAN) to be returned in AISP calls

Directive 2015/2366/EU (PSD2) · Art. 67

Payment account

Directive 2015/2366/EU (PSD2) · Art. 18

The definition of payment services and in particular the definition of execution of payment transaction in relation to netting centers

Directive 2015/2366/EU (PSD2) · Art. 4

Exclusion of cash withdrawal services from PSD2

Directive 2015/2366/EU (PSD2) · Art. 3

Revocation of ASPSP's Exemption from the Contingency Mechanism due to Prolonged Service Disruption

Directive 2015/2366/EU (PSD2) · Art. n.a.

Criteria for selecting the operations to be included in the calculation of fraud rates for the transaction risk analysis (TRA) exemption

Directive 2015/2366/EU (PSD2) · Art. 97

Secure corporate payment processes and protocols and inactivity time period

Directive 2015/2366/EU (PSD2) · Art. 97

PISP’s access to payable charges applied by the ASPSP on the PSU’s initiated payment via the ASPSP’s dedicated interface

Directive 2015/2366/EU (PSD2) · Art. 66

Payee-initiated transactions with irregular period or variable amounts for account payments.

Directive 2015/2366/EU (PSD2) · Art. 97

Mobile Banking Services and SCA in the same app

Directive 2015/2366/EU (PSD2) · Art. 98

Fraud reporting

Directive 2015/2366/EU (PSD2) · Art. 96

Eligibility of communication by AISPs with ASPSP throughout two access interfaces in parallel

Directive 2015/2366/EU (PSD2) · Art. 98

Trusted Beneficiaries

Directive 2015/2366/EU (PSD2) · Art. 97

Exemption from strong customer authentication

Directive 2015/2366/EU (PSD2) · Art. 98

App to app redirection with biometrics for PIS

Directive 2015/2366/EU (PSD2) · Art. 97

Service Downtime

Directive 2015/2366/EU (PSD2) · Art. 96

Period to be covered by statistics pursuant to Article 32(4) of Commission Delegated Regulation (EU) 2018/389

Directive 2015/2366/EU (PSD2) · Art. 66, 67

Evidences / Records to be stored by account servicing payment service providers (ASPSP) for payment initiation service (PIS) and account information service (AIS) requests

Directive 2015/2366/EU (PSD2) · Art. 72

Reading of the term "means of payment"

Directive 2015/2366/EU (PSD2) · Art. 4

SCA for token replacement

Directive 2015/2366/EU (PSD2) · Art. 97

SCA applicability / Application of SCA at tokenisation stage

Directive 2015/2366/EU (PSD2) · Art. 97

Application of SCA to issuing a payment instrument and tokenisation

Directive 2015/2366/EU (PSD2) · Art. 70

Authentication procedures that ASPSPs’ interfaces are required to support (using re-direction)

Directive 2015/2366/EU (PSD2) · Art. 97

Application of SCA for confirmation of funds requests made by a PISP

Directive 2015/2366/EU (PSD2) · Art. 97

Arbitrating between security and obstacles

Directive 2015/2366/EU (PSD2) · Art. 95