EU Financial Regulatory Q&A Database

Official Q&As published by EBA, ESMA, EIOPA and the ESA Joint Committee. Non-binding but treated as authoritative guidance by national competent authorities across the EU.

EBA 4,405 ESMA 1,526 EIOPA 2,635 Joint Committee 256

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7,372 Q&As matching current filters · page 97 of 148

Best Execution

Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Investor Protection and Intermediaries

ESMA Answer Published

Answered 2019-07-11

MREL requirement if resolution strategy is liquidation (no bail-in tool used)

Directive 2014/59/EU (BRRD) · Art. 45, 45c, 45f

EBA Final Q&A

Answered 2019-06-28

Reporting Templates

(EU) No 2015/2450 - templates for the submission of information to the supervisory authorities · Art. NA

EIOPA

Answered 2019-06-27

Calculation of institution-specific countercyclical capital buffer rates

Directive 2013/36/EU (CRD) · Art. 130, 139, 139, 140

EBA Final Q&A

Answered 2019-06-21

Scope of the corporate SCA exemption.

Directive 2015/2366/EU (PSD2) · Art. 98

EBA Final Q&A

Answered 2019-06-14

"Authorisation number" in eIDAS certificates

Directive 2015/2366/EU (PSD2) · Art. 65, 66, 67

EBA Final Q&A

Answered 2019-06-14

Requirement on the use of a Qualified Certificate for Electronic Seals (QSealC) for integrity and authenticity

Directive 2015/2366/EU (PSD2) · Art. 98

EBA Final Q&A

Answered 2019-06-14

Qualified certificate under eIDAS for ASPSP

Directive 2015/2366/EU (PSD2) · Art. 98

EBA Final Q&A

Answered 2019-06-14

Secure corporate payment processes and protocols

Directive 2015/2366/EU (PSD2) · Art. 98

EBA Final Q&A

Answered 2019-06-14

Applicability of SCA to electronically processed SEPA Direct Debits / Interpretation of EBA Q&A 2018_4359

Directive 2015/2366/EU (PSD2) · Art. 97

EBA Final Q&A

Answered 2019-06-07

ASPSP providing updated payment status to PISP

Directive 2015/2366/EU (PSD2) · Art. 46

EBA Final Q&A

Answered 2019-06-07

Validation rule v1088_m

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2019-06-07

Securitisations reporting in C 09.04 for v 2.8

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2019-06-07

Reverse repos (Reverse Repurchase Agreements) in AE-Assets Encumbrance

Regulation (EU) No 575/2013 (CRR) · Art. 100

EBA Final Q&A

Answered 2019-06-07

Validation rule v0853_m - Framework release 2.8

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2019-06-07

FINREP Locom valued debt instruments: Reporting of "Accumulated negative value adjustments on LOCOM assets - credit risk induced"

Directive 2013/36/EU (CRD) · Art. na

EBA Final Q&A

Answered 2019-06-07

Finrep Solo GAAP: The following validation rules v5476_m until v5489_m are missing the column"Accumulated negative value adjustments on LOCOM assets - credit risk induced"

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2019-06-07

Difference in reporting requirements for C71 as per the EBA Annotated Reports and ITS Monitoring Metrics

Regulation (EU) No 575/2013 (CRR) · Art. 415

EBA Final Q&A

Answered 2019-06-07

Testing eIDAS certificates before 14 September 2019

Directive 2015/2366/EU (PSD2) · Art. 98

EBA Final Q&A

Answered 2019-06-07

Application of Transaction Risk Analysis (TRA) exemption – Real time risk analysis / monitoring

Directive 2015/2366/EU (PSD2) · Art. 98

EBA Final Q&A

Answered 2019-06-07

Accumulated other comprehensive income in template C.01.00

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2019-06-07

Currency conversion of the EUR thresholds contained in the RTS

Directive 2015/2366/EU (PSD2) · Art. 97

EBA Final Q&A

Answered 2019-06-07

Exemption for secure corporate payment processes and protocols

Directive 2015/2366/EU (PSD2) · Art. 97

EBA Final Q&A

Answered 2019-06-07

Transaction Risk Analysis (TRA) exemption – Frequency of recalculation of fraud rate

Directive 2015/2366/EU (PSD2) · Art. 98

EBA Final Q&A

Answered 2019-06-07

Report gross or netted cash flows in the row 360 of C66 (maturity ladder) of non-forex and non-option-like derivatives under a valid netting agreement but without collateral agreement

Regulation (EU) No 575/2013 (CRR) · Art. 415

EBA Final Q&A

Answered 2019-06-07

Low Credit Risk Template 4.4.1 and 4.3.1

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2019-06-07

Reporting of fees and levies in FINREP template F 02

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2019-06-07

Voluntary SI regime

Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Secondary Markets · Art. Markets in Financial Instruments Regulations (MiFIR) Regulation (EU) No 600/2014- Secondary Markets

ESMA Answer Published

Answered 2019-06-03

Mandatory SI regime

Markets in Financial Instruments Regulation (MiFIR) Regulation (EU) No 600/2014- Secondary Markets · Art. Markets in Financial Directorate II (MiFID II) Directive 2014/65/EU- Secondary Markets

ESMA Published Answer Updated

Answered 2019-06-03

Depositary tasks entrusted to third parties

Undertakings for Collective Investment in Transferable Securities Directive (UCITS) Directive 2009/65/EC

ESMA Answer Published

Answered 2019-06-01

Performance of depositary functions where there are branches in other Member States

Undertakings for Collective Investment in Transferable Securities Directive (UCITS) Directive 2009/65/EC

ESMA Answer Published

Answered 2019-06-01

Delegation by a depositary to another legal entity belonging to the same group

Undertakings for Collective Investment in Transferable Securities Directive (UCITS) Directive 2009/65/EC

ESMA Answer Published

Answered 2019-06-01

Distinction between depositary tasks and mere supporting tasks

Undertakings for Collective Investment in Transferable Securities Directive (UCITS) Directive 2009/65/EC

ESMA Answer Published

Answered 2019-06-01

Supervision of depositary functions in case of branches in other Member States

Undertakings for Collective Investment in Transferable Securities Directive (UCITS) Directive 2009/65/EC

ESMA Answer Published

Answered 2019-06-01

Information on cost and charges

Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Investor Protection and Intermediaries

ESMA Answer Published

Answered 2019-05-29

Best Execution

Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Investor Protection and Intermediaries

ESMA Answer Published

Answered 2019-05-29

Best Execution

Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Investor Protection and Intermediaries

ESMA Answer Published

Answered 2019-05-29

Information on cost and charges

Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Investor Protection and Intermediaries

ESMA Answer Published

Answered 2019-05-29

Best Execution

Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Investor Protection and Intermediaries

ESMA Answer Published

Answered 2019-05-29

Best Execution

Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Investor Protection and Intermediaries

ESMA Answer Published

Answered 2019-05-29

Information on cost and charges

Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Investor Protection and Intermediaries

ESMA Answer Published

Answered 2019-05-29

Information on cost and charges

Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Investor Protection and Intermediaries

ESMA Answer Published

Answered 2019-05-29

First date at which ESMA will receive an STS notification

Securitisation Regulation (EU) 2017/2402

ESMA Answer Published

Answered 2019-05-27

Annexes 14 and 15. How should fields relating to interest rate swaps be completed in the event of multiple interest rate swaps in the securitisation? What about currency swaps that are in the same situation?

Securitisation Regulation (EU) 2017/2402

ESMA Answer Published

Answered 2019-05-27

Annexes 12 and 13: Investor Reports - Clarifications for field Defaulted Exposures

Securitisation Regulation (EU) 2017/2402

ESMA Answer Published

Answered 2019-05-27

Annex 3: Underlying Exposures - Commercial Real Estate - Index Determination Date

Securitisation Regulation (EU) 2017/2402

ESMA Answer Published

Answered 2019-05-27

Annex 4: Underlying Exposures - Corporate - Market Value

Securitisation Regulation (EU) 2017/2402

ESMA Answer Published

Answered 2019-05-27

Annexes 12 and 13: Investor Reports - Reporting of risk retention information for ABCP securitisations

Securitisation Regulation (EU) 2017/2402

ESMA Answer Published

Answered 2019-05-27

Reporting information for private securitisations

Securitisation Regulation (EU) 2017/2402

ESMA Answer Published

Answered 2019-05-27

Validation of information in an STS Notification

Securitisation Regulation (EU) 2017/2402

ESMA Answer Published

Answered 2019-05-27

Source: EBA Single Rulebook Q&A, ESMA Q&A, EIOPA Q&A, ESA Joint Q&As. Updated weekly. Q&As are non-binding guidance.

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