EU Financial Regulatory Q&A Database

Official Q&As published by EBA, ESMA, EIOPA and the ESA Joint Committee. Non-binding but treated as authoritative guidance by national competent authorities across the EU.

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7,226 Q&As matching current filters · page 97 of 145

Internalised settlement - scope

Central Securities Depositories Regulation (CSDR) Regulation (EU) No 909/2014- PTR- CSDR

ESMA Answer Published

Answered 2019-07-11

MREL requirement if resolution strategy is liquidation (no bail-in tool used)

Directive 2014/59/EU (BRRD) · Art. 45, 45c, 45f

EBA Final Q&A

Answered 2019-06-28

Reporting Templates

(EU) No 2015/2450 - templates for the submission of information to the supervisory authorities · Art. NA

EIOPA

Answered 2019-06-27

Calculation of institution-specific countercyclical capital buffer rates

Directive 2013/36/EU (CRD) · Art. 130, 139, 139, 140

EBA Final Q&A

Answered 2019-06-21

Scope of the corporate SCA exemption.

Directive 2015/2366/EU (PSD2) · Art. 98

EBA Final Q&A

Answered 2019-06-14

"Authorisation number" in eIDAS certificates

Directive 2015/2366/EU (PSD2) · Art. 65, 66, 67

EBA Final Q&A

Answered 2019-06-14

Requirement on the use of a Qualified Certificate for Electronic Seals (QSealC) for integrity and authenticity

Directive 2015/2366/EU (PSD2) · Art. 98

EBA Final Q&A

Answered 2019-06-14

Qualified certificate under eIDAS for ASPSP

Directive 2015/2366/EU (PSD2) · Art. 98

EBA Final Q&A

Answered 2019-06-14

Secure corporate payment processes and protocols

Directive 2015/2366/EU (PSD2) · Art. 98

EBA Final Q&A

Answered 2019-06-14

Applicability of SCA to electronically processed SEPA Direct Debits / Interpretation of EBA Q&A 2018_4359

Directive 2015/2366/EU (PSD2) · Art. 97

EBA Final Q&A

Answered 2019-06-07

ASPSP providing updated payment status to PISP

Directive 2015/2366/EU (PSD2) · Art. 46

EBA Final Q&A

Answered 2019-06-07

Validation rule v1088_m

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2019-06-07

Securitisations reporting in C 09.04 for v 2.8

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2019-06-07

Reverse repos (Reverse Repurchase Agreements) in AE-Assets Encumbrance

Regulation (EU) No 575/2013 (CRR) · Art. 100

EBA Final Q&A

Answered 2019-06-07

Validation rule v0853_m - Framework release 2.8

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2019-06-07

FINREP Locom valued debt instruments: Reporting of "Accumulated negative value adjustments on LOCOM assets - credit risk induced"

Directive 2013/36/EU (CRD) · Art. na

EBA Final Q&A

Answered 2019-06-07

Finrep Solo GAAP: The following validation rules v5476_m until v5489_m are missing the column"Accumulated negative value adjustments on LOCOM assets - credit risk induced"

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2019-06-07

Difference in reporting requirements for C71 as per the EBA Annotated Reports and ITS Monitoring Metrics

Regulation (EU) No 575/2013 (CRR) · Art. 415

EBA Final Q&A

Answered 2019-06-07

Testing eIDAS certificates before 14 September 2019

Directive 2015/2366/EU (PSD2) · Art. 98

EBA Final Q&A

Answered 2019-06-07

Application of Transaction Risk Analysis (TRA) exemption – Real time risk analysis / monitoring

Directive 2015/2366/EU (PSD2) · Art. 98

EBA Final Q&A

Answered 2019-06-07

Accumulated other comprehensive income in template C.01.00

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2019-06-07

Currency conversion of the EUR thresholds contained in the RTS

Directive 2015/2366/EU (PSD2) · Art. 97

EBA Final Q&A

Answered 2019-06-07

Exemption for secure corporate payment processes and protocols

Directive 2015/2366/EU (PSD2) · Art. 97

EBA Final Q&A

Answered 2019-06-07

Transaction Risk Analysis (TRA) exemption – Frequency of recalculation of fraud rate

Directive 2015/2366/EU (PSD2) · Art. 98

EBA Final Q&A

Answered 2019-06-07

Report gross or netted cash flows in the row 360 of C66 (maturity ladder) of non-forex and non-option-like derivatives under a valid netting agreement but without collateral agreement

Regulation (EU) No 575/2013 (CRR) · Art. 415

EBA Final Q&A

Answered 2019-06-07

Low Credit Risk Template 4.4.1 and 4.3.1

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2019-06-07

Reporting of fees and levies in FINREP template F 02

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2019-06-07

Mandatory SI regime

Markets in Financial Instruments Regulation (MiFIR) Regulation (EU) No 600/2014- Secondary Markets · Art. Markets in Financial Directorate II (MiFID II) Directive 2014/65/EU- Secondary Markets

ESMA Published Answer Updated

Answered 2019-06-03

Voluntary SI regime

Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Secondary Markets · Art. Markets in Financial Instruments Regulations (MiFIR) Regulation (EU) No 600/2014- Secondary Markets

ESMA Answer Published

Answered 2019-06-03

Depositary tasks entrusted to third parties

Undertakings for Collective Investment in Transferable Securities Directive (UCITS) Directive 2009/65/EC

ESMA Answer Published

Answered 2019-06-01

Supervision of depositary functions in case of branches in other Member States

Undertakings for Collective Investment in Transferable Securities Directive (UCITS) Directive 2009/65/EC

ESMA Answer Published

Answered 2019-06-01

Distinction between depositary tasks and mere supporting tasks

Undertakings for Collective Investment in Transferable Securities Directive (UCITS) Directive 2009/65/EC

ESMA Answer Published

Answered 2019-06-01

Performance of depositary functions where there are branches in other Member States

Undertakings for Collective Investment in Transferable Securities Directive (UCITS) Directive 2009/65/EC

ESMA Answer Published

Answered 2019-06-01

Delegation by a depositary to another legal entity belonging to the same group

Undertakings for Collective Investment in Transferable Securities Directive (UCITS) Directive 2009/65/EC

ESMA Answer Published

Answered 2019-06-01

Information on cost and charges

Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Investor Protection and Intermediaries

ESMA Answer Published

Answered 2019-05-29

Best Execution

Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Investor Protection and Intermediaries

ESMA Answer Published

Answered 2019-05-29

Information on cost and charges

Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Investor Protection and Intermediaries

ESMA Answer Published

Answered 2019-05-29

Information on cost and charges

Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Investor Protection and Intermediaries

ESMA Answer Published

Answered 2019-05-29

Information on cost and charges

Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Investor Protection and Intermediaries

ESMA Answer Published

Answered 2019-05-29

Best Execution

Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Investor Protection and Intermediaries

ESMA Answer Published

Answered 2019-05-29

Best Execution

Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Investor Protection and Intermediaries

ESMA Answer Published

Answered 2019-05-29

Best Execution

Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Investor Protection and Intermediaries

ESMA Answer Published

Answered 2019-05-29

Validation of information in an STS Notification

Securitisation Regulation (EU) 2017/2402

ESMA Answer Published

Answered 2019-05-27

Percentage of Prepayments Allowed Per Year

Securitisation Regulation (EU) 2017/2402

ESMA Answer Published

Answered 2019-05-27

First date at which ESMA will receive an STS notification

Securitisation Regulation (EU) 2017/2402

ESMA Answer Published

Answered 2019-05-27

Annexes 14 and 15. Fields SSPE Value (SESS10), SSPE Principal Value (SESS11), Note Principal Balance (SESS13) – how should these fields be completed in the event of multiple currencies in the pool of underlying exposures?

Securitisation Regulation (EU) 2017/2402

ESMA Answer Published

Answered 2019-05-27

Annexes 6 and 7: Underlying Exposures - Credit Cards and Consumer - Pool Addition Date

Securitisation Regulation (EU) 2017/2402

ESMA Answer Published

Answered 2019-05-27

Annexes 12 and 13: Investor Reports - Clarifications for field Securitisation Excess Spread and Excess Spread Trapping Mechanism

Securitisation Regulation (EU) 2017/2402

ESMA Answer Published

Answered 2019-05-27

Annexes 12 and 13: Investor Reports - Reporting of risk retention information for ABCP securitisations

Securitisation Regulation (EU) 2017/2402

ESMA Answer Published

Answered 2019-05-27

Reporting information for private securitisations

Securitisation Regulation (EU) 2017/2402

ESMA Answer Published

Answered 2019-05-27

Source: EBA Single Rulebook Q&A, ESMA Q&A, EIOPA Q&A, ESA Joint Q&As. Updated weekly. Q&As are non-binding guidance.

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