EU Financial Regulatory Q&A Database
Official Q&As published by EBA, ESMA, EIOPA and the ESA Joint Committee. Non-binding but treated as authoritative guidance by national competent authorities across the EU.
8,822 Q&As matching current filters · page 60 of 177
LCR - Treatment of securities borrowing-transactions for non-refinancing-purposes
Regulation (EU) No 575/2013 (CRR) · Art. 425, 460
Answered 2021-02-26
Scope of "Written Credit Derivatives"
Regulation (EU) No 575/2013 (CRR) · Art. 429, 429a
Answered 2021-02-26
Usage of SMS for dynamic linking
Directive 2015/2366/EU (PSD2) · Art. 97
Answered 2021-02-26
Exemption of secure corporate payment processes and protocols
Directive 2015/2366/EU (PSD2) · Art. 98
Answered 2021-02-26
Aggregated first loss under credit insurance
Regulation (EU) No 575/2013 (CRR) · Art. 213
Answered 2021-02-26
Use of Special Purpose Vehicles (SPV)
Regulation 2020/1503 - European crowdfunding service providers for business
Answered 2021-02-25
Use of Special Purpose Vehicles (SPV)
Regulation 2020/1503 - European crowdfunding service providers for business · Art. Article 3(6)
Answered 2021-02-25
Use of Special Purpose Vehicles (SPV)
Regulation 2020/1503 - European crowdfunding service providers for business · Art. point (2) of Article 1 of Regulation (EU) No 1075/2013 of the European Central Bank
Answered 2021-02-25
Use of Special Purpose Vehicles (SPV)
Regulation 2020/1503 - European crowdfunding service providers for business
Answered 2021-02-25
Use of Special Purpose Vehicles (SPV)
Regulation 2020/1503 - European crowdfunding service providers for business · Art. point (44) of Article 4(1) of MIFID II
Answered 2021-02-25
Calculation of past due days on material credit obligations
Regulation (EU) No 575/2013 (CRR) · Art. 178
Answered 2021-02-12
Technical past due situation - Factoring
Regulation (EU) No 575/2013 (CRR) · Art. 178
Answered 2021-02-12
Other
(EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance) · Art. N/A
Answered 2021-02-09
Direct Electronic Access (DEA) and algorithmic trading
Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Secondary Markets
Answered 2021-02-03
Multilateral and bilateral systems - Systematic internalisers - Matched Principal Trading
Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Secondary Markets
Answered 2021-02-03
Update of a Trade State Report belonging to an SFT
Securities Financing Transactions Regulation (SFTR) Regulation (EU) 2015/2365- MDP
Answered 2021-01-28
How to determine which annexes of Commission Delegated Regulation 2019/980 apply when drawing up a prospectus (Deleted 09/09/2026)
Prospectus Regulation 2017/1129
Answered 2021-01-28
Reporting of SFTs by the FC on behalf of a SME-NFC pursuant to the Article 4(3) SFTR
Securities Financing Transactions Regulation (SFTR) Regulation (EU) 2015/2365- MDP
Answered 2021-01-28
Reporting of past modifications
Securities Financing Transactions Regulation (SFTR) Regulation (EU) 2015/2365- MDP
Answered 2021-01-28
Group Own funds
Guidelines on group solvency · Art. 233
Answered 2021-01-28
Reporting Templates
(EU) No 2015/2450 - templates for the submission of information to the supervisory authorities · Art. N/A
Answered 2021-01-26
Risk Free Rate (RFR)
(EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance) · Art. NA
Answered 2021-01-18
Technical Provisions (TPs)
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Article 38 - Reference Undertaking
Answered 2021-01-18
Risk concentration
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. 183-187
Answered 2021-01-18
Perform SCA by reusing an element used in an authentication exempted from SCA
Directive 2015/2366/EU (PSD2) · Art. 97
Answered 2021-01-15
Transport and parking exemption for parking and electric vehicle charging
Directive 2015/2366/EU (PSD2) · Art. 98
Answered 2021-01-15
Payment Initiation Scope and Trusted Beneficiaries
Directive 2015/2366/EU (PSD2) · Art. 97
Answered 2021-01-15
Using Trusted Beneficiary Lists to Auto Reject PISP Transactions
Directive 2015/2366/EU (PSD2) · Art. 97
Answered 2021-01-15
Unlikeliness to pay (UTP) - exit from NP status
Regulation (EU) No 575/2013 (CRR) · Art. 47a
Answered 2021-01-15
Article 395 CRR – Shadow entities large exposure limits
Regulation (EU) No 575/2013 (CRR) · Art. 395
Answered 2021-01-15
Strong Authentication
Directive 2015/2366/EU (PSD2) · Art. 97
Answered 2021-01-15
Ability of static card data to be considered a possession factor?
Directive 2015/2366/EU (PSD2) · Art. 98
Answered 2021-01-15
SMS OTP and credit card as a two authentication factor
Directive 2015/2366/EU (PSD2) · Art. 97
Answered 2021-01-15
Group Solvency Requirement
Guidelines on treatment of related undertakings, including participations · Art. N/A
Answered 2021-01-08
Definitions (Art. 2 IDD)
(EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance) · Art. 2
Answered 2020-12-22
Information on cost and charges
Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Investor Protection and Intermediaries
Answered 2020-12-21
Solvency Capital Requirement (SCR)
(EU) No 2015/2011 - lists of regional governments & local authorities, exposures to be treated as to central government · Art. Article 1
Answered 2020-12-18
Solvency Capital Requirement (SCR)
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. 168+170
Answered 2020-12-18
Insurance product information document / IPID (Art. 20 para. 7 and 8 IDD)
(EU) No 2017/1469 - standardised presentation format for the insurance product information document · Art. 20
Answered 2020-12-18
Definitions (Art. 2 IDD)
(EU) No 2016/97 - Insurance Distribution Directive · Art. 2
Answered 2020-12-18
Product oversight and governance arrangements (Art. 25 IDD)
(EU) No 2017/2358 - product oversight and governance requirements for insurance · Art. Articles 4, 5, 6 and 7
Answered 2020-12-18
Criteria for rating transfer
Regulation (EU) No 575/2013 (CRR) · Art. 183
Answered 2020-12-11
Own Funds (OF)
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Articles 71 (1) (o), 73 (1) (i), 77 (1) (h) of the DR
Answered 2020-12-07
Own Risk and Solvency Assessment (ORSA)
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. CDR 2020/442 Article (1)
Answered 2020-12-07
Collateral swap in case of Domestic Central Bank Counterparty
Regulation (EU) No 575/2013 (CRR) · Art. 415
Answered 2020-12-04
Credit for consumption
Regulation (EU) No 575/2013 (CRR) · Art. 99
Answered 2020-12-04
Reporting of the Undrawn limits of credit cards and overdrafts in F09.01.1 Off-balance sheet exposures: Loan commitments, financial guarantees and other commitments given.
Regulation (EU) No 575/2013 (CRR) · Art. 99
Answered 2020-12-04
Reporting of cash flows related to ‘extraordinary’ and one-off transactions in the C 66.00 maturity ladder template
Regulation (EU) No 575/2013 (CRR) · Art. 415
Answered 2020-12-04
Reporting of interest-related cash flows in the C 66.00 maturity ladder template
Regulation (EU) No 575/2013 (CRR) · Art. 415
Answered 2020-12-04
Netting of cash flows in the C 66.00 maturity ladder template
Regulation (EU) No 575/2013 (CRR) · Art. 415
Answered 2020-12-04
Source: EBA Single Rulebook Q&A, ESMA Q&A, EIOPA Q&A, ESA Joint Q&As. Updated weekly. Q&As are non-binding guidance.
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