EU Financial Regulatory Q&A Database

Official Q&As published by EBA, ESMA, EIOPA and the ESA Joint Committee. Non-binding but treated as authoritative guidance by national competent authorities across the EU.

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1,661 Q&As matching current filters · page 6 of 34

C17.01 - v23508_h - Sum of number of events by Basel Business Line

Regulation (EU) No 575/2013 (CRR) · Art. N/A

EBA Rejected question

Submitted 2025-08-06

C17.01 - v23507_h - Sum of number events by Basel Business Line

Regulation (EU) No 575/2013 (CRR) · Art. N/A

EBA Rejected question

Submitted 2025-08-06

C07.00 - v23338_m - RW of 70% empty

Regulation (EU) No 575/2013 (CRR) · Art. N/A

EBA Rejected question

Submitted 2025-08-06

Pillar 3 Disclosure: Template EU CQ1: Credit quality of forborne exposures (Col e & f; R090 Loan commitments given ) - Clarification on Mapping Logic

Regulation (EU) No 575/2013 (CRR) · Art. 47a/ 433 / 434

EBA Rejected question

Submitted 2025-08-05

Clarifications about the new column 65 “Offsetting Group” in template C06 under DPM 4.0

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Rejected question

Submitted 2025-08-05

Pillar 3 Disclosure: Template EU CR1: Performing and non-performing exposures and related provisions (Column g-l; R150-210 Off balance sheet exposure) - Clarification on Mapping Logic

Regulation (EU) No 575/2013 (CRR) · Art. 47a / 433 / 434

EBA Rejected question

Submitted 2025-08-05

Validation rules taxonomy V4.0 C06.02, v23688_s

Regulation (EU) No 575/2013 (CRR) · Art. NA

EBA Rejected question

Submitted 2025-08-01

“part of a group”

Regulation (EU) No 2019/2033 (IFR) · Art. 12

EBA Rejected question

Submitted 2025-08-01

Reporting of losses from lending collateralised by immovable property (C_15.00)

Regulation (EU) No 575/2013 (CRR) · Art. 430a

EBA Rejected question

Submitted 2025-08-01

Template C 34.10 : Scope of exposures to be included in this template

Regulation (EU) No 575/2013 (CRR) · Art. 300

EBA Rejected question

Submitted 2025-08-01

Credit institutions should not consider as outsourcing

Directive 2013/36/EU (CRD) · Art. 74

EBA Rejected question

Submitted 2025-07-30

Clarification on Q&A 2024_7073: Treatment of two-leg derivatives with respect to rate type and currency

Regulation (EU) No 575/2013 (CRR) · Art. 488

EBA Rejected question

Submitted 2025-07-29

Arrangements necessary to understand clients

Directive 2014/65/EU - Markets in Financial Instruments Directive (MiFID II)

ESMA Question Rejected

Submitted 2025-07-25

Financial Conglomerates: Reporting of exposures by counterparty within the FC.06 template in light of the reference to “connected client groups” according to Article 4(1), point (39), of Regulation (EU) No 575/2013 and the response to Q&A “2025_7381"

Directive 2002/87/EC (FiCOD) · Art. 7 Risk concentration

EBA Rejected question

Submitted 2025-07-25

CoRep Template C07.00 - Clarification on “of which: Exposures to central banks”

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Rejected question

Submitted 2025-07-25

CoRep Reporting C07.00 Template - Clarification regarding Default in Equity Exposures

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Rejected question

Submitted 2025-07-25

Recognition of FX hedging on loan collateral value for volatility adjustments for currency mismatch

Regulation (EU) No 575/2013 (CRR) · Art. 223

EBA Rejected question

Submitted 2025-07-22

Annual Report to the Competent Authorities on new Arrangements for the use of ICT services

Regulation (EU) No 2022/2554 (DORA Reg) · Art. 28

EBA Rejected question

Submitted 2025-07-22

LCR treatment of cashier’s cheques

Regulation (EU) No 575/2013 (CRR) · Art. 422

EBA Rejected question

Submitted 2025-07-21

Discrepancies between taxonomy packages

Regulation (EU) No 575/2013 (CRR) · Art. N/A

EBA Rejected question

Submitted 2025-07-18

SOLVENCY TREATMENT: SECURITISATION POSITIONS SUBJECT TO OWN FUNDS REQUIREMENTS C14.00 Col 0060 – reporting requirement is inconsistent between the ITS and the latest version of the EBA Annotated Tables and EBA P3 mappings for templates EU-SEC1 and EU-SEC3

Regulation (EU) No 575/2013 (CRR) · Art. 109 / 244 / 245 / 430 / 433

EBA Rejected question

Submitted 2025-07-18

factor to apply to non performing exposures to which a risk weight is 0% in a performing situation for the purpose of calculating the amount of unsufficient coverage

Regulation (EU) No 575/2013 (CRR) · Art. 47 c

EBA Rejected question

Submitted 2025-07-18

EBA Funding Plan return - Annex 1 - 2.3.1 (P01.02) and 9.1 (P05.00)

Regulation (EU) No 575/2013 (CRR) · Art. N/A

EBA Rejected question

Submitted 2025-07-16

Pillar 3 Disclosure - EU OV1 – Row 1 ‘Credit risk (excluding CCR)’ mapping clarification

Regulation (EU) No 575/2013 (CRR) · Art. 379 / 433 / 434

EBA Rejected question

Submitted 2025-07-15

Instructions to follow regarding new EBA Resolution Reporting

Directive 2014/59/EU (BRRD) · Art. Consultation paper on draft ITS on resolution planning reporting

EBA Rejected question

Submitted 2025-07-14

Structural Differences Between Annotated Table Layout and Taxonomy in GSIIDISPILLAR3 under DPM 4.1

Regulation (EU) No 575/2013 (CRR) · Art. 441

EBA Rejected question

Submitted 2025-07-11

Validation rules taxonomy V4.0 C_17.01

Regulation (EU) No 575/2013 (CRR) · Art. v23510_h

EBA Rejected question

Submitted 2025-07-10

Validation rules taxonomy V4.0 C_17.01

Regulation (EU) No 575/2013 (CRR) · Art. v23509_h

EBA Rejected question

Submitted 2025-07-10

CoRep Template - C13.01 - Guidance regarding the treatment of the 'Before Cap' column (Column 0890)

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Rejected question

Submitted 2025-07-09

Justification to consider a ‘significant penalty’ and to be excluded from the outflows

Regulation (EU) No 575/2013 (CRR) · Art. 421

EBA Rejected question

Submitted 2025-07-09

Guidance for credit institutions on which countries fall under scope of the Critical Function Report (CFR)

Directive 2014/59/EU (BRRD) · Art. 11

EBA Rejected question

Submitted 2025-07-08

Application of obligations relating to the default to ancillary services companies (such as operation leasing entities)

Regulation (EU) No 575/2013 (CRR) · Art. 178

EBA Rejected question

Submitted 2025-07-08

Clarification as regards to Perpetual features

Directive 2014/65/EU - Markets in Financial Instruments Directive (MiFID II)

ESMA Question Rejected

Submitted 2025-07-08

Clarification Request Regarding Validation Rule 6514_m for LDR Template T.04 and Its Comparison of Own Funds with Outstanding Principal Plus Accrued Interest

Directive 2014/59/EU (BRRD) · Art. 45

EBA Rejected question

Submitted 2025-07-08

EBA Mapping Tool Clarification - EU MR3

Regulation (EU) No 575/2013 (CRR) · Art. 434

EBA Rejected question

Submitted 2025-07-02

Exposures to EU exchanges

Regulation (EU) No 575/2013 (CRR) · Art. 107, 120,121

EBA Rejected question

Submitted 2025-06-26

Loans collateralized by immovable property in F 05.01 and F 13.01

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Rejected question

Submitted 2025-06-25

Treatment of Subscription Agreements in CIUs as Off-Balance Sheet Item

Regulation (EU) No 575/2013 (CRR) · Art. Article 111

EBA Rejected question

Submitted 2025-06-24

C 66.01 Contractual Maturity Ladder: Eligibility of retained covered bonds issued and received by other members of the same group as counterbalancing capacity

Regulation (EU) No 575/2013 (CRR) · Art. 415

EBA Rejected question

Submitted 2025-06-23

Credit Conversion Factor Treatment - Loan Participation Agreements in Unconditionally Cancellable Facilities

Regulation (EU) No 575/2013 (CRR) · Art. Article 111

EBA Rejected question

Submitted 2025-06-23

Computation of the operational risk valuation adjustment after entry into force of Regulation - EU - 2024/1623

Regulation (EU) No 575/2013 (CRR) · Art. 105

EBA Rejected question

Submitted 2025-06-23

EBA Mapping Tool Clarification - EU OV1 & EU CMS1

Regulation (EU) No 575/2013 (CRR) · Art. 434

EBA Rejected question

Submitted 2025-06-20

v7520_m_0

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Rejected question

Submitted 2025-06-20

v1672_m_0

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Rejected question

Submitted 2025-06-20

P3 Frequency of disclosure (Transparency and Pillar 3 | European Banking Authority) for reporting date 30-06-2025

Regulation (EU) No 575/2013 (CRR) · Art. article 9 ITS with regard to the public disclosure of the minimum requirement for own funds and eligible liabilities only

EBA Rejected question

Submitted 2025-06-19

Data quality scans and connected data corrections as model changes

Regulation (EU) No 575/2013 (CRR) · Art. Art 142 CRR

EBA Rejected question

Submitted 2025-06-19

EBA Mapping Tool Clarification - EU LIQ2

Regulation (EU) No 575/2013 (CRR) · Art. 434

EBA Rejected question

Submitted 2025-06-18

Discretionary pension benefits

Directive 2013/36/EU (CRD) · Art. 94

EBA Rejected question

Submitted 2025-06-17

Clarification Request on Eligibility of Agricultural Land and Forests as Collateral for RWA Purposes under CRR

Regulation (EU) No 575/2013 (CRR) · Art. 124

EBA Rejected question

Submitted 2025-06-17

Discretionary pension benefits

Directive 2013/36/EU (CRD) · Art. 94

EBA Rejected question

Submitted 2025-06-17

Source: EBA Single Rulebook Q&A, ESMA Q&A, EIOPA Q&A, ESA Joint Q&As. Updated weekly. Q&As are non-binding guidance.

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