EU Financial Regulatory Q&A Database

Individual's name to return in AISP/PISP calls

Directive 2015/2366/EU (PSD2) · Art. 66, 67

Technical Provisions (TPs)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII), (EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance) · Art. Article 1(35) and 25 of Delegated Regulation (EU) 2015/35; article 91.2 of the Solvency II Directive

1698

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. 180

Treatment of covered deposits when determining the contribution base of Investment Firms

Directive 2014/59/EU (BRRD) · Art. 103

Contributions to the financing arrangements from ceased banks

Directive 2014/59/EU (BRRD) · Art. 103

Definition of "total liabilities"

Directive 2014/59/EU (BRRD) · Art. 103

Clarification on EBA Final Q&A 2015_2469 / Exemption from bail-in of liabilities to institutions in order to avoid risk of systemic contagion

Directive 2014/59/EU (BRRD) · Art. 44

Validations

Other · Art. N/A

Reporting Templates

(EU) No 2015/2450 - templates for the submission of information to the supervisory authorities · Art. N/A

Reporting Templates

Other · Art. N/A

712

(EU) No 2015/2450 - templates for the submission of information to the supervisory authorities · Art. 35

776

(EU) No 2015/2450 - templates for the submission of information to the supervisory authorities · Art. 35

Mount unattended contactless device on general goods vending machines

Directive 2015/2366/EU (PSD2) · Art. 97

AISPs and scope of application AML requirements

Directive 2015/2366/EU (PSD2) · Art. 33

Scope (Art. 1 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 1

Professional requirements (Art. 10 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. N/A

IBIPs - Inducements - fees, commissions non-monetary benefits paid by third parties (Art. 29 para. 2 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 29

Definitions (Art. 2 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. Recital 14, Article 2(1)(1), Article 2(2)(b)

Scope (Art. 1 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 1

Definitions (Art. 2 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 2

Reporting of valuation and collateral on the last day of an SFT

Securities Financing Transactions Regulation (SFTR) Regulation (EU) 2015/2365- MDP

Construction of Trade State Report

Securities Financing Transactions Regulation (SFTR) Regulation (EU) 2015/2365- MDP

Definitions (Art. 2 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 2(1)(4)(a)-(c)

Scope (Art. 1 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 1

Solvency Capital Requirement (SCR)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. 209, 210

Reinsurance

(EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance) · Art. 81

Solvency Capital Requirement (SCR)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. 158

Professional requirements (Art. 10 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 10(1) and (2) of IDD

Solvency Capital Requirement (SCR)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII), (EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance) · Art. Article 105 of SII Directive 2009/138/EC; Title I, Chapter V, Section 5 Delegated Regulation (EU) 2015/35

Disclosure Templates

(EU) No 2015/2452 - procedures, formats and templates of the solvency and financial condition report · Art. 4

Disclosure Templates

(EU) No 2015/2452 - procedures, formats and templates of the solvency and financial condition report · Art. 35

Solvency Capital Requirement (SCR)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII), Guidelines on valuation of technical provisions, (EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance) · Art. Article 38, 56, 58 of Delegated Regulation; Article 73(5) of SII Directive

Reporting Templates

(EU) No 2015/2450 - templates for the submission of information to the supervisory authorities · Art. N/A

Scope (Art. 1 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 1

Range of application of the LGD regulatory floor for the calculation of own funds requirements at individual and consolidated levels

Regulation (EU) No 575/2013 (CRR) · Art. 164

Gamma correlations regarding curvature risk in low and high scenario

Regulation (EU) No 575/2013 (CRR) · Art. 325h

Calculation of NPV loss in case of (internal) refinancing

Regulation (EU) No 575/2013 (CRR) · Art. 178

Applicability of fix amount dividend policy to mutuals, cooperative societies, saving institutions and similar institutions

Regulation (EU) No 575/2013 (CRR) · Art. 26

Assignment to grades or pools

Regulation (EU) No 575/2013 (CRR) · Art. 171

Aggregation of separate client exposures for a transaction with underlying credit risk exposure

Regulation (EU) No 575/2013 (CRR) · Art. 390

Simultaneous applicability of non-deduction exemptions under Articles 48 and 49 CRR regarding equity exposures on insurance holdings where an institution has a significant investment

Regulation (EU) No 575/2013 (CRR) · Art. 48

Use of UTP triggers when default definition is on facility level

Regulation (EU) No 575/2013 (CRR) · Art. 178

Treatment of Repo and Reverse repo with bilateral early termination option

Regulation (EU) No 575/2013 (CRR) · Art. 428q

Application of Required Stable Funding on the basis of Guarantees Received

Regulation (EU) No 575/2013 (CRR) · Art. Article 428ad

Excess collateral held by credit institution that can be contractually called at any times by the counterparty

Regulation (EU) No 575/2013 (CRR) · Art. 423

LCR treatment of maturing securities issued by the reporting credit institution

Regulation (EU) No 575/2013 (CRR) · Art. 460

Weighting of EVE gains of domestic currency by a factor of 50% when calculating the aggregate EVE change for each interest rate shock scenario

Directive 2013/36/EU (CRD) · Art. 84

Original maturity for off-balance sheet items

Regulation (EU) No 575/2013 (CRR) · Art. 111

Callable deposits from financial institutions to be included in LCR with the entire outstanding

Regulation (EU) No 575/2013 (CRR) · Art. 412

Solvency Capital Requirement (SCR)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. 116