EU Financial Regulatory Q&A Database

Official Q&As published by EBA, ESMA, EIOPA and the ESA Joint Committee. Non-binding but treated as authoritative guidance by national competent authorities across the EU.

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1,661 Q&As matching current filters · page 30 of 34

Discount rates in Economic Value of Equity calculations

Directive 2013/36/EU (CRD) · Art. 98

EBA Archive

Submitted 2016-04-04

bail in of interbank deposits with original maturity of less than seven days

Directive 2014/59/EU (BRRD) · Art. 44

EBA Rejected question

Submitted 2016-03-23

AT1 distribution and full year loss

Directive 2013/36/EU (CRD) · Art. article 141

EBA Rejected question

Submitted 2016-03-22

Contractual recognition of bail-in

Directive 2014/59/EU (BRRD) · Art. Article 55 Directive 2014/59/EU

EBA Rejected question

Submitted 2016-03-09

Contractual recognition of bail-in

Directive 2014/59/EU (BRRD) · Art. Article 55 Directive 2014/59/EU

EBA Rejected question

Submitted 2016-03-09

Appropriate medium and location for disclosure

Regulation (EU) No 575/2013 (CRR) · Art. 434, 431(4)

EBA Archive

Submitted 2016-03-08

Identification of Material Risk Takers in branches of a Member State institution, where the branch is established in another Member State

Directive 2013/36/EU (CRD) · Art. 92

EBA Archive

Submitted 2016-03-02

Capital requirement regard to own debt instruments.

Regulation (EU) No 575/2013 (CRR) · Art. 327

EBA Rejected question

Submitted 2016-02-29

Risk weight for exposures to central-government-risk PSEs with an original maturity of 3 months or less, which are denominated in foreign currency

Regulation (EU) No 575/2013 (CRR) · Art. 116

EBA Rejected question

Submitted 2016-02-25

Relevant competent authority to determine the same risk weight treatment as the central government

Regulation (EU) No 575/2013 (CRR) · Art. 115

EBA Rejected question

Submitted 2016-02-19

Mark-to-Market Method: Residual Maturity for Physically Settled Contracts

Regulation (EU) No 575/2013 (CRR) · Art. 274

EBA Archive

Submitted 2016-02-18

Toleranzschwellen bei Korrekturmeldungen gemäß Verordnung (EU) Nr. 680/2014

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Rejected question

Submitted 2016-02-10

Exposure Value under the Equity method of accounting

Regulation (EU) No 575/2013 (CRR) · Art. 390

EBA Rejected question

Submitted 2016-02-09

How are branches included in the scope of resolution funds?

Directive 2014/59/EU (BRRD) · Art. 1

EBA Rejected question

Submitted 2016-02-03

Clarification on the Geographical Area breakdown

Directive 2013/36/EU (CRD) · Art. 78

EBA Archive

Submitted 2016-01-29

CRD Art. 140(4) in conjuction with CRR Art. 327 and CRR Art. 112

Directive 2013/36/EU (CRD) · Art. 140

EBA Rejected question

Submitted 2016-01-25

Expected outflows from derivatives

Regulation (EU) No 575/2013 (CRR) · Art. Article 30 of Delegated Regulation 2015/61

EBA Rejected question

Submitted 2016-01-25

Cash variation margin received in the same currency of settlement of the derivative contract

Regulation (EU) No 575/2013 (CRR) · Art. 429a

EBA Rejected question

Submitted 2016-01-14

Benchmarking

Directive 2013/36/EU (CRD) · Art. 78

EBA Archive

Submitted 2016-01-13

Liquidity waiver for institutions controlled by EU parent financial holding company

Regulation (EU) No 575/2013 (CRR) · Art. 8

EBA Rejected question

Submitted 2016-01-05

Relevant time period to determine default rate and loss rate

Directive 2013/36/EU (CRD) · Art. 78

EBA Archive

Submitted 2015-12-21

EAD Template C 105.01

Directive 2013/36/EU (CRD) · Art. 78

EBA Archive

Submitted 2015-12-21

Incorporation of contributions over full five year time horizon into determination of five year loss rate

Directive 2013/36/EU (CRD) · Art. 78

EBA Archive

Submitted 2015-12-21

Incorporation of intra year cures

Directive 2013/36/EU (CRD) · Art. 78

EBA Archive

Submitted 2015-12-21

Calculation of the value of exposures resulting from the settlement of debt instruments and equities processed through a delivery-versus-payment (DvP) mechanism.

Regulation (EU) No 575/2013 (CRR) · Art. 378

EBA Rejected question

Submitted 2015-12-18

Deposits by Financial Customers

Regulation (EU) No 575/2013 (CRR) · Art. 424

EBA Rejected question

Submitted 2015-12-17

Calculation of ELGD under the Supervisory Formula Method in case of a re-securitisation

Regulation (EU) No 575/2013 (CRR) · Art. 262

EBA Archive

Submitted 2015-12-08

Can multiple exemptions be applied to an exposure at the same time?

Regulation (EU) No 575/2013 (CRR) · Art. 400

EBA Rejected question

Submitted 2015-12-07

RWA Standardised calculation

Directive 2013/36/EU (CRD) · Art. 78

EBA Archive

Submitted 2015-12-04

Secured central bank lending and liquidity buffer adjustment

Regulation (EU) No 575/2013 (CRR) · Art. 422

EBA Rejected question

Submitted 2015-12-03

‘Mortgages’ identification

Directive 2013/36/EU (CRD) · Art. 78

EBA Archive

Submitted 2015-12-03

Calculation of PD and PD

Directive 2013/36/EU (CRD) · Art. 78

EBA Archive

Submitted 2015-11-23

Use of DGS to finance a transfer covered deposits

Directive 2014/59/EU (BRRD) · Art. 109

EBA Rejected question

Submitted 2015-11-19

COREP form C72

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Rejected question

Submitted 2015-11-12

Clarifications on HDP benchmarking exercise instructions, templates and portfolios

Directive 2013/36/EU (CRD) · Art. 78

EBA Archive

Submitted 2015-11-09

Clarifications on portfolio specifications & general instructions for Annex V

Directive 2013/36/EU (CRD) · Art. 78

EBA Archive

Submitted 2015-11-09

Requested guidance on portfolio 1.26 – pricing bond XS0516040671

Directive 2013/36/EU (CRD) · Art. 78

EBA Archive

Submitted 2015-10-27

Requested guidance on usage templates in Annex VII for multiple portfolios

Directive 2013/36/EU (CRD) · Art. 78

EBA Archive

Submitted 2015-10-26

Market risk benchmarking portfolio 1.18 not fully clear how to book

Directive 2013/36/EU (CRD) · Art. 78

EBA Archive

Submitted 2015-10-22

Clarifications on portfolio specifications & general instructions for Annex V

Directive 2013/36/EU (CRD) · Art. 78

EBA Archive

Submitted 2015-10-21

Annex V portfolio clarifications

Directive 2013/36/EU (CRD) · Art. 78

EBA Archive

Submitted 2015-10-20

Reference to paragraph 8 in Article 41 (9)

Directive 2014/59/EU (BRRD) · Art. 41

EBA Rejected question

Submitted 2015-10-20

Corporate Treasury Entities

Regulation (EU) No 575/2013 (CRR) · Art. 411

EBA Rejected question

Submitted 2015-10-19

C105.01 / 050 - EAD weighted average default rate for calibration

Directive 2013/36/EU (CRD) · Art. 78

EBA Archive

Submitted 2015-10-16

Exposure class - Corporate - Specialised Lending

Directive 2013/36/EU (CRD) · Art. 78

EBA Archive

Submitted 2015-10-16

C103.999 - Exposure

Directive 2013/36/EU (CRD) · Art. 78

EBA Archive

Submitted 2015-10-16

C105.02 / 010 - Portfolio ID

Directive 2013/36/EU (CRD) · Art. 78

EBA Archive

Submitted 2015-10-16

C105.01 / 080 - Cure rate for defaulted assets

Directive 2013/36/EU (CRD) · Art. 78

EBA Archive

Submitted 2015-10-16

Levels of reporting

Directive 2013/36/EU (CRD) · Art. 78

EBA Archive

Submitted 2015-10-15

Securitisations and equity exposures

Directive 2013/36/EU (CRD) · Art. 78

EBA Archive

Submitted 2015-10-15

Source: EBA Single Rulebook Q&A, ESMA Q&A, EIOPA Q&A, ESA Joint Q&As. Updated weekly. Q&As are non-binding guidance.

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