EBA · 2015_2529 Rejected question

Deposits by Financial Customers

Regulation
Regulation (EU) No 575/2013 (CRR)
Article
424
Topic
Liquidity risk
Submitted by
Credit institution
Submitted
2015-12-17
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Question

Do deposits from Financial Customers with a remaining maturity of more than 30 days qualify for a 100% outflow rate for LCR purposes or shall they be excluded from calculation? (e.g. a 3 months unsecured deposit from an investment firm).

Background

According to paragraph 10 of article 30 of the Delegated Regulation(EU)2015/61, a 100% outflow rate is applicable to deposits by Financial Customers due within the next 30 days, while row 230 of p.1.4 of the Annex XXV part 2 to the related ITS (EBA-ITS-2015-04 on reporting for the LCR instructions) refers to the outstanding balance.
No answer published yet.

Original source: European Banking Authority, Q&A ID 2015_2529

This Q&A is published by European Banking Authority and is non-binding. It does not constitute legal advice. Updated weekly from official ESA sources.

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