EU Financial Regulatory Q&A Database
Official Q&As published by EBA, ESMA, EIOPA and the ESA Joint Committee. Non-binding but treated as authoritative guidance by national competent authorities across the EU.
1,450 Q&As matching current filters · page 26 of 29
Use of credit insurance as credit risk mitigation under the standardised approach for credit risk and application of the CRM eligibility requirements to certain clauses which are typical for credit insurance contracts
Regulation (EU) No 575/2013 (CRR) · Art. 213
Submitted 2019-04-12
Default Rate calculation
Directive 2013/36/EU (CRD) · Art. 78
Submitted 2019-04-12
Resolution plans for subsidiaries where no resolution college has been established yet
Directive 2014/59/EU (BRRD) · Art. 12
Submitted 2019-04-01
Upside uncertainty and OPR AVA
Regulation (EU) No 575/2013 (CRR) · Art. 99
Submitted 2019-03-27
Definition of "external customers" mentioned in iii) of b) of Paragraph 1 of Article 96
Directive 2014/59/EU (BRRD) · Art. 96
Submitted 2019-03-15
Ready access to bonds giving natural hedging to the banking book
Regulation (EU) No 575/2013 (CRR) · Art. 425
Submitted 2019-03-06
Provisions as part of the own funds
Regulation (EU) No 575/2013 (CRR) · Art. 322
Submitted 2019-02-28
Treatment for the intragroup derivative liabilities in the methodology to calculate ex-ante annual contributions to the Single Resolution Fund
Directive 2014/59/EU (BRRD) · Art. 103
Submitted 2019-02-27
Application of a cash deposit and hedging contract on CFDs in order to reduce market risk capital requirements
Regulation (EU) No 575/2013 (CRR) · Art. 346; 352; 327; 357
Submitted 2019-02-26
Surcharging
Directive 2015/2366/EU (PSD2) · Art. Introductory Text
Submitted 2019-02-26
Immediate Refund by the Payment Service Provider of unauthorised SEPA Direct Debit transactions after 8 weeks.
Directive 2015/2366/EU (PSD2) · Art. 73
Submitted 2019-02-26
Market Risk Swap as credit derivative (i.e. Total Return Swap) applied for reducing market risk capital requirements
Regulation (EU) No 575/2013 (CRR) · Art. 346; 204
Submitted 2019-02-26
Speculative immovable property financing definition with respect to debt-for-asset swaps
Regulation (EU) No 575/2013 (CRR) · Art. 4
Submitted 2019-02-18
Control v6363_m - Number of days of the prudent exit period ?
Regulation (EU) No 575/2013 (CRR) · Art. 99
Submitted 2019-02-14
Use of the last available data for risk quantification sample and out-of-time validation sample
Regulation (EU) No 575/2013 (CRR) · Art. 175, 179
Submitted 2019-01-31
Treatment of exposure for unsettled repurchase and reverse repurchase agreements
Regulation (EU) No 575/2013 (CRR) · Art. 429
Submitted 2019-01-31
Definition of exposure in non-significant business units and relating “significance” test
Regulation (EU) No 575/2013 (CRR) · Art. 150
Submitted 2019-01-28
Original maturity of credit lines until-further notice
Regulation (EU) No 575/2013 (CRR) · Art. Annex I
Submitted 2019-01-25
Applicable methodology for unfunded reserves and liquidity reserves
Regulation (EU) No 575/2013 (CRR) · Art. 256
Submitted 2019-01-17
Unique row identifier for template Z 08.00 - Critical services (SERV)
Directive 2014/59/EU (BRRD) · Art. 11
Submitted 2019-01-14
Allocations to the funds for general banking risk
Regulation (EU) No 575/2013 (CRR) · Art. Article 26
Submitted 2019-01-08
Potential inconsistency on the application of Strong Customer Authentication exemptions to AISPs
Directive 2015/2366/EU (PSD2) · Art. 97
Submitted 2019-01-04
To which exposure class the fair value changes of the hedged items in portfolio hedge of interest rate risk should be assigned
Regulation (EU) No 575/2013 (CRR) · Art. 112
Submitted 2019-01-03
Prudent valuation - new template C.32.01
Regulation (EU) No 575/2013 (CRR) · Art. 99
Submitted 2018-12-27
SA or IRB treatment of CCPs for AIRB banks
Regulation (EU) No 575/2013 (CRR) · Art. 306
Submitted 2018-12-27
Operational Risk business line mapping
Regulation (EU) No 575/2013 (CRR) · Art. 318
Submitted 2018-12-24
Supervisory Benchmarking Exercise 2019: RWA- and RWA --
Directive 2013/36/EU (CRD) · Art. 78
Submitted 2018-12-20
Treatment of originated credit-impaired financial assets
Regulation (EU) No 575/2013 (CRR) · Art. 166
Submitted 2018-12-19
Own funds
Regulation (EU) No 575/2013 (CRR) · Art. 63
Submitted 2018-12-11
Counterparty of deposits taken from a fiduciary bank
Regulation (EU) No 575/2013 (CRR) · Art. 411
Submitted 2018-12-07
Fair value adjustments that arise as a result of applying fair value hedge accounting
Regulation (EU) No 575/2013 (CRR) · Art. 111 and 166
Submitted 2018-12-06
Exposure amount for unfunded default fund contribution (UDFC)
Regulation (EU) No 575/2013 (CRR) · Art. 309
Submitted 2018-11-08
Transactions to consider in the share of interbank loans and deposits in the European Union
Directive 2014/59/EU (BRRD) · Art. 103
Submitted 2018-10-25
90 Day Access via Direct Access
Directive 2015/2366/EU (PSD2) · Art. 98
Submitted 2018-10-24
Definition of available cash for the purpose of determining intraday qualifying liquid resources in accordance with Regulation (EU) 2017/390 Art. 34(b)
Regulation (EU) No 909/2014 (CSDR) - only RTS 2017/390 · Art. 59
Submitted 2018-10-08
Definition of sponsor under Regulation (EU) No 2017/2402 (the Securitisation Regulation)
Regulation (EU) No 575/2013 (CRR) · Art. Article 2 of Regulation (EU) No 2017/2402 (the Securitisation Regulation)
Submitted 2018-10-04
Risk weight for new asset class of non-preferred senior debt
Regulation (EU) No 575/2013 (CRR) · Art. 120 and others
Submitted 2018-10-01
Definition of credit institution
Regulation (EU) No 575/2013 (CRR) · Art. 4
Submitted 2018-09-18
Market risk benchmarking - specification of Long position on “Cap and Floor” 10-year UBS AG (Ticker: UBSG VX) Notes.
Directive 2013/36/EU (CRD) · Art. 78
Submitted 2018-09-07
PD Calibration Sample
Regulation (EU) No 575/2013 (CRR) · Art. 180
Submitted 2018-07-24
Treatment of purchase price discount or specific credit risk adjustment in the determination of the maximum risk weight for senior securitisation positions using the look through approach where the SEC-IRBA method is used to determine the risk weight of the securitisation position.
Regulation (EU) No 575/2013 (CRR) · Art. 267
Submitted 2018-07-24
Non-CET1 Instruments absorbing losses at the same time as CET1 instruments
Regulation (EU) No 575/2013 (CRR) · Art. 28
Submitted 2018-07-19
Exposure treatment for trades with Specific Wrong-Way risk
Regulation (EU) No 575/2013 (CRR) · Art. 291
Submitted 2018-06-25
Scope of application of the secured lending regime for liquidity coverage requirement - non-financial customers
Regulation (EU) No 575/2013 (CRR) · Art. 422 and 425
Submitted 2018-06-06
Look-through approach resulting in a credit risk position of own institution
Regulation (EU) No 575/2013 (CRR) · Art. 132
Submitted 2018-06-01
Goodwill included in the valuation of significant investments
Regulation (EU) No 575/2013 (CRR) · Art. 37
Submitted 2018-05-24
Gross carrying amount for purchased credit-impaired assets in FINREP and COREP
Regulation (EU) No 575/2013 (CRR) · Art. 99
Submitted 2018-05-21
Application of a currency volatility adjustment in the case of a Significant Credit Risk Transfer securitisation
Regulation (EU) No 575/2013 (CRR) · Art. 264
Submitted 2018-05-11
Treatment of margined Derivatives which are physically settled in the Maturity Ladder (C66) Template
Regulation (EU) No 575/2013 (CRR) · Art. ANNEX XXII of the Official European Journal
Submitted 2018-04-27
Treatment of undrawn committed facilities backed by own issuances.
Regulation (EU) No 575/2013 (CRR) · Art. 416
Submitted 2018-04-17
Source: EBA Single Rulebook Q&A, ESMA Q&A, EIOPA Q&A, ESA Joint Q&As. Updated weekly. Q&As are non-binding guidance.
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