EU Financial Regulatory Q&A Database

Article 2.2 Reporting by credit institutions permanently affiliated to a central body

Directive 2014/59/EU (BRRD) · Art. art. 2.2

Reporting of deposits fully secured by collateral with a value of zero

Directive 2014/59/EU (BRRD) · Art. 11

Annex II of Instructions for resolution planning report Z13.00 vs defined drop downs list in DPM model for column "Currency"

Directive 2014/59/EU (BRRD) · Art. 6

Pillar 3 Data Hub CONDIS: ITS and reporting framework modelling constraint affecting EU LI1/LI2/CC2

Regulation (EU) No 575/2013 (CRR) · Art. 436

Resolution Templates

Directive 2014/59/EU (BRRD) · Art. Art. 11

Perimeter of advice under MiCA compared to MiFID II

MiCA

Crypto-Asset lending services under MiCA

MiCA

Authorised CASP for providing custody and administration or transfer services for crypto-assets in relation to other crypto-assets being issued after the offer to the public

MiCA · Art. Article 4, Paragraph 5

Provision of rejection reasons for payment orders initiated via PISPs.

Directive 2015/2366/EU (PSD2) · Art. n.a.

PSU support in dedicated and redirected interfaces.

Directive 2015/2366/EU (PSD2) · Art. n.a.

Obligations of ASPSPs to inform PISPs about the execution status of individual payments executed under a standing order initiated via API.

Directive 2015/2366/EU (PSD2) · Art. 64

Obstacle assessment of a mandatory client segment selection screen in a redirection journey

Directive 2015/2366/EU (PSD2) · Art. Article: 98

Definition of "equivalent authentication procedure" for journeys initiated from a mobile application

Directive 2015/2366/EU (PSD2) · Art. Article: 98

Clarification of the scope of the term "authentication procedures" in the context of the RTS and the EBA Opinion on obstacles

Directive 2015/2366/EU (PSD2) · Art. Article: 98

Disclosure – Template EU CQ4: Treatment of cash balances at central banks and other demand deposits

Regulation (EU) No 575/2013 (CRR) · Art. 442

Clarification on validation v3078m under FINREP reporting

Regulation (EU) No 575/2013 (CRR) · Art. 99

Access to national credit databases for all EU creditors for both cross-border and domestic mortgage loan transactions

Directive 2014/17/EU (MCD) · Art. 21

Reporting guarantees that are received to secure a pool of underlying securitized exposures/securitisation positions in a synthetic securitisation transaction

Regulation (EU) No 575/2013 (CRR) · Art. Article 430

SPV repack transactions

Regulation (EU) No 575/2013 (CRR) · Art. 271

Application of Article 207(2) of the CRR to financial collateral under the counterparty credit risk framework

Regulation (EU) No 575/2013 (CRR) · Art. 207

Legal qualification of Financial Transmission Rights under MiFID II

Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Secondary Markets

Material changes to registration information - ESG rating providers

ESGR - Regulation (EU) 2024/3005

ESG rating providers established after date of entry into force

ESGR - Regulation (EU) 2024/3005

Defined ranking system

ESGR - Regulation (EU) 2024/3005

Material changes to registration information - external reviewers

EU Green Bond Regulation (EU) 2023/2361

Transitional provisions

ESGR - Regulation (EU) 2024/3005

Lightning Network (LN) Transactions and whether they fall within the scope of the TFR and Travel Rule Guidelines.

Regulation (EU) 2023/1113 (WTR II) · Art. 2 (1), 3 (10), 3 (14), 3 (18), 3 (24)

Issuers of EMTs and scope of application AML requirements

Regulation (EU) No 2023/1114 (MiCAR) · Art. 48

Exemption from white paper requirements when offering a crypto-asset other than an ART or EMT

MiCA

Machine-readable (XBRL) format requirement for modified white papers

MiCA

Annually conducted audit under Commission Delegated Regulation (EU) 2016/957

Market Abuse Regulation (MAR) Regulation (EU) No 596/2014 - Market Intergrity

Requirements for the purpose of treating exposures secured by mortgages on immovable property as duly secured from an RWA computation perspective under CRR Article 124(2) of the CRR.

Regulation (EU) No 575/2013 (CRR) · Art. 208

Publication of white papers

Regulation (EU) No 2023/1114 (MiCAR) · Art. Article 16

Passporting procedure for CIs and EMIs issuing tokens under MICAR

Regulation (EU) No 2023/1114 (MiCAR) · Art. 48, 146

Qualification of crypto-asset service in case of exchange of electronic money tokens for other crypto-assets

Regulation (EU) No 2023/1114 (MiCAR) · Art. 3

Z 07.01.1 to Z 07.01.5 consolidated reporting

Directive 2014/59/EU (BRRD) · Art. art. 4 letter (b) of CIR 2025/2303

Z0200 - templates that should be reported on an individual basis

Directive 2014/59/EU (BRRD) · Art. art. 4 letter (b) of CIR 2025/2303

Completion of Z08.x Templates

Directive 2014/59/EU (BRRD) · Art. 11

Inconsistencies between ITS on resolution planning reporting versus Annotated Table Layout DPM 4.2, RESOL1 and RESOL2

Directive 2014/59/EU (BRRD) · Art. 11

II.29 Z 09.04 - FMI Services – CCPs – Alternative Providers (FMI 4)

Directive 2014/59/EU (BRRD) · Art. Z 09.04 FMI 4

Clarification on whether onboarding capacity should assume full KYC/CDD or simplified crisis mode checks in a resolution scenario.

Directive 2014/59/EU (BRRD) · Art. 4

Z 07.02 - Mapping of economic functions to legal entities (FUNC 2)

Directive 2014/59/EU (BRRD) · Art. Annex II - Instructions

DPM 4.2 on SERV Template (Z.08.04)

Directive 2014/59/EU (BRRD) · Art. Reporting Framework 4.2

LCR treatment of issuances with automatic optionality/knock-out features

Regulation (EU) No 575/2013 (CRR) · Art. 460

Reporting of debt securities issued but not yet paid up

Regulation (EU) No 575/2013 (CRR) · Art. 430

Narrative Reporting

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII), (EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance) · Art. Article 297(2)(b)); Article 51(1b)(d)(iii)

Risk Free Rate (RFR)

(EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance)

Scope of group

(EU) 2022/2554 - Digital Operational Resilience Act (DORA) · Art. 3(60-64)

Z 09.01 (FMI 1) - Reporting of FMI services related to payment systems under EBA 4.2.

Directive 2014/59/EU (BRRD) · Art. 11

Approach in case of misalignments in the taxonomy of the single data point model

Directive 2014/59/EU (BRRD) · Art. 11