EU Financial Regulatory Q&A Database
Official Q&As published by EBA, ESMA, EIOPA and the ESA Joint Committee. Non-binding but treated as authoritative guidance by national competent authorities across the EU.
8,600 Q&As matching current filters · page 167 of 172
Reporting of cash flows related to operating expenses / income in the C 66.00 maturity ladder template
Regulation (EU) No 575/2013 (CRR) · Art. 415
Submitted 2020-03-03
Group financing companies of non-financial company groups / definition of "financial sector entity" in Article 4 (1) (27) CRR
Regulation (EU) No 575/2013 (CRR) · Art. 4
Submitted 2020-02-12
Large exposures – excluding exposures if fully deducted from own funds
Regulation (EU) No 575/2013 (CRR) · Art. 390
Submitted 2020-02-10
Implementation of this article for subsidiaries that do not belong to the same resolution group as the EU parent institution.
Regulation (EU) No 575/2013 (CRR) · Art. 72e
Submitted 2020-01-27
Supervisory disclosure in relation to transferred credit risk
Directive 2013/36/EU (CRD) · Art. 144
Submitted 2020-01-24
LCR treatment of liquidity inflows stemming from factoring
Regulation (EU) No 575/2013 (CRR) · Art. 425
Submitted 2020-01-07
Treatment of unfunded default fund contributions.
Regulation (EU) No 575/2013 (CRR) · Art. Articel 429
Submitted 2020-01-06
Barrier options
Regulation (EU) No 575/2013 (CRR) · Art. 279a
Submitted 2019-12-24
Implementation of the Article 12e(4) of Regulation EU 2019/876 (“CRR”) for subsidiaries that do not belong to the same resolution group as the EU parent institution.
Regulation (EU) No 575/2013 (CRR) · Art. 12
Submitted 2019-12-19
Estimation of own CCFs for undrawn credit facilities which can be drawn in the form of guarantees.
Regulation (EU) No 575/2013 (CRR) · Art. 166
Submitted 2019-12-19
Short-term Exposures
Regulation (EU) No 575/2013 (CRR) · Art. Article 120,131 and 140
Submitted 2019-12-18
The definition of a financial sector entity with respect to ancillary services undertakings.
Regulation (EU) No 575/2013 (CRR) · Art. 4
Submitted 2019-12-16
Treatment of direct recoveries under AMA
Regulation (EU) No 575/2013 (CRR) · Art. 322
Submitted 2019-12-12
Calculation of absolute value that should be considered according to Article 47c CRR as amended by Regulation UE 2019/630- Deduction for non-performing exposure
Regulation (EU) No 575/2013 (CRR) · Art. 47c
Submitted 2019-12-11
Compliance with the obligations on the basis of the consolidated situation according to CRR2
Regulation (EU) No 575/2013 (CRR) · Art. 11
Submitted 2019-12-10
Calculation of the 3 year indicator at consolidated level when figures for individual subsidiaries are negative
Regulation (EU) No 575/2013 (CRR) · Art. 317
Submitted 2019-12-10
Interpretation of articles 36 (1) f and 42 of CRR regarding equity-settled share-based payments.
Regulation (EU) No 575/2013 (CRR) · Art. 36 (1) (f) and 42
Submitted 2019-11-27
Online foreign exchange
Directive 2015/2366/EU (PSD2) · Art. 3
Submitted 2019-11-26
Purchased credit derivative protection against a counterparty credit exposure
Regulation (EU) No 575/2013 (CRR) · Art. 382
Submitted 2019-11-25
EBA Benchmarking Exercise - C103 - RWA + RWA - RWA ++ RWA --
Directive 2013/36/EU (CRD) · Art. 78
Submitted 2019-11-07
Services offered by means of ATM by providers
Directive 2015/2366/EU (PSD2) · Art. 3
Submitted 2019-11-04
Aggregation of curves in the case of real interest rate curves (linked to inflation)
Directive 2013/36/EU (CRD) · Art. 98
Submitted 2019-10-30
Off balance sheet items in scope of the credit risk framework
Regulation (EU) No 575/2013 (CRR) · Art. 5
Submitted 2019-10-24
Risk weight of EU unrated central bank whose exposures are guaranteed by its EU government which is rated CQS1
Regulation (EU) No 575/2013 (CRR) · Art. 114
Submitted 2019-10-23
RWA calculation and the applicable amount of insufficient coverage for non-performing exposures deducted from CET1 items
Regulation (EU) No 575/2013 (CRR) · Art. 151
Submitted 2019-10-22
Provisions relating to securitised assets which have been derecognised for accounting.
Regulation (EU) No 575/2013 (CRR) · Art. 99
Submitted 2019-10-18
Notification to Competent Authority for the use of the adjustment referred to in Article 500 (1) CRR
Regulation (EU) No 575/2013 (CRR) · Art. 500
Submitted 2019-10-16
Use of short-term issuer credit assessments with Article 131
Regulation (EU) No 575/2013 (CRR) · Art. 131
Submitted 2019-10-10
Prudential backstop (Regulation 2019/630) and interaction with RWA calculation
Regulation (EU) No 575/2013 (CRR) · Art. 151
Submitted 2019-10-09
Seller rating criteria for use of substitution framework in case of dilution risk
Regulation (EU) No 575/2013 (CRR) · Art. 160
Submitted 2019-10-04
IFRS 9 transitional arrangements – calculation of the static component in case of afterwards permission for the IRB approach
Regulation (EU) No 575/2013 (CRR) · Art. 473a
Submitted 2019-09-25
Classification of credit insurance undertakings as financial institution
Regulation (EU) No 575/2013 (CRR) · Art. 4
Submitted 2019-09-24
Safeguarding requirements
Directive 2015/2366/EU (PSD2) · Art. 10
Submitted 2019-09-18
Inclusion (or not) of a particular "timing loss" in the C 16.00 and C 17.00 template
Regulation (EU) No 575/2013 (CRR) · Art. 324
Submitted 2019-09-18
Application of Articles 473a(3) and 473a(4) CRR (Practical application of Article 473a to exposures for which the approach to calculate RWAs changes after the day of initial application of IFRS 9
Regulation (EU) No 575/2013 (CRR) · Art. 473a
Submitted 2019-09-17
Interpretation of payment instrument
Directive 2015/2366/EU (PSD2) · Art. 4
Submitted 2019-09-17
Appropriate Risk Weight for purchased defaulted assets
Regulation (EU) No 575/2013 (CRR) · Art. 127
Submitted 2019-09-11
Interaction between total MREL and subordinated “eight percent TLOF” requirement
Directive 2014/59/EU (BRRD) · Art. 45b
Submitted 2019-09-09
Own funds instruments passed on to employees of the institution as part of their remuneration
Regulation (EU) No 575/2013 (CRR) · Art. 77,78
Submitted 2019-09-09
Calculation of the amount of holdings of own Common Equity Tier 1 instruments on the basis of the net long position
Regulation (EU) No 575/2013 (CRR) · Art. 42
Submitted 2019-09-09
Calculation of the amount of holdings of own Common Equity Tier 1 instruments on the basis of the net long position
Regulation (EU) No 575/2013 (CRR) · Art. 42
Submitted 2019-09-09
Large exposures regime for exposures treated as the exposures to institutions in accordance with Article 119(5) of CRR
Regulation (EU) No 575/2013 (CRR) · Art. 395
Submitted 2019-09-05
USA public sector entities risk weight
Regulation (EU) No 575/2013 (CRR) · Art. 116
Submitted 2019-08-29
Estimation of Credit Conversion Factor in case of exposure values decreasing before default event
Regulation (EU) No 575/2013 (CRR) · Art. 182
Submitted 2019-08-28
Roles that can be assigned to electronic money institutions in certificates
Directive 2015/2366/EU (PSD2) · Art. 11
Submitted 2019-08-15
Reference to provisions governing the access to extraordinary financing in MREL calibration
Directive 2014/59/EU (BRRD) · Art. 45c
Submitted 2019-08-09
Interplay between subordination and calibration for MREL
Directive 2014/59/EU (BRRD) · Art. 45c
Submitted 2019-08-09
Treatment of intragroup liabilities when one of the institutions is established in a country being a member of EEA and EFTA (i.e. non-EU Member State but EEA Member State), which has implemented Directive 2014/59/UE, but entry into force of the Decision of the EEA Joint Committee (‘JCD’) No 21/2018 of 9 February 2018 is pending and the draft JCD incorporating Delegated Regulation (EU) 2015/63 is under consideration by the EU (EEAS) and the EFTA States (Iceland, Liechtenstein and Norway)
Directive 2014/59/EU (BRRD) · Art. 103
Submitted 2019-08-07
Granularity required for reference data required
Directive 2013/36/EU (CRD) · Art. 78
Submitted 2019-08-01
Calculation of supervisory delta and adjusted notional for digital options
Regulation (EU) No 575/2013 (CRR) · Art. 279b
Submitted 2019-07-17
Source: EBA Single Rulebook Q&A, ESMA Q&A, EIOPA Q&A, ESA Joint Q&As. Updated weekly. Q&As are non-binding guidance.
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