EBA · 2019_5053 Rejected question

Short-term Exposures

Regulation
Regulation (EU) No 575/2013 (CRR)
Article
Article 120,131 and 140
Topic
Credit risk
Submitted by
Other
Submitted
2019-12-18
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Question

What does short-term in this context mean? 90 days of remaining maturity or original maturity of 1 year?

Background

Article 140 states that Short-term credit assessments may only be used for short-term asset and off-balance sheet items constituting exposures to institutions and corporates. Article 4 (1) (80) defines trade finance positions of original maturity less than 1 year (less than 1 year or origination). It is unclear whether the original maturity is applicable for all exposures including loans, securities etc for application of short-term assessment or 90 days of remaining maturity for all positions, except trade finance positions.
No answer published yet.

Original source: European Banking Authority, Q&A ID 2019_5053

This Q&A is published by European Banking Authority and is non-binding. It does not constitute legal advice. Updated weekly from official ESA sources.

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